Kana pane apedza iyo yakabatana zvakanyanya nekuverenga kwenyika kana nzvimbo yenzvimbo iyo pasina mubvunzo chiyero chemubhadharo. Hazvishamisi kuti tiri kutaura nezve chimwe chezvinhu zvakakosha macroeconomic zviratidzo zvinopa ruzivo rwakakosha pane iyo mamiriro ehupfumi yerudzi rwose. Kubudikidza neiyi data, iwe uchave uine anonongedzera zvakanyanya nezve mamiriro ako uye zvinoshandawo kutora mamwe matanho ehupfumi nedonzvo rekuzadzisa kuwedzera kwavo.
Chiyero chedata chiratidzo chakanangana nekuti chinotipa ruzivo rwakakosha kuti tione kuti chii chiri shanduko yenyika iri kutaurwa kana inoongororwa nemishumo yehupfumi. Kune rimwe divi, hazvigone kukanganwika kuti inounganidza mari yese kubva kunze kwenyika. Ndokunge, chavo hukama hwebhizinesi nedzimwe nyika dzepasi. Iko kunounzwa kunze kwenyika kunogara kuripo mune chero mhando yezvinhu, masevhisi, capital kana kuendesa mune yakapihwa nguva yenguva.
Iyo data yakakosha kwazvo kuona kuti hukama hwekutengesa hwenyika ihwo chii uye hunogona kuona chero chiitiko chine chirevo kune chikamu cheiyo kutengeswa uye kutengeswa. Kunze kwekumwe kufunga kunowanzoitika pakuyerera kwemari, senge kukura kwedata uye izvo zvinosanganisirwa muGross National Product (GNP). Kubva pane ino yakawanda mamiriro, aya masikero anoratidza kana mamiriro acho angave asina kunaka kana pane zvinopesana zvakanaka.
Chiyero chekubhadhara: mhando dzezviyero
Chero zvazvingaitika, iyo bhajeti yemubhadharo chinhu chekutanga kuratidza kana chiyero mune ichi chinhu chakanaka kana chakaipa. Kuburikidza nemakero akasiyana zvachose uye kuti isu tiri kuzotsanangudza kwauri pazasi.
- Zvakawanda: mune ino nyaya isu tichave tichitaura nezvapo iyo mhando yechiyero iri yakanaka uye ndiyo yakanakisa mamiriro ehupfumi hwenyika. Nechikonzero chiri nyore kwazvo chekutsanangura uye icho chinobva pachokwadi chekuti mari inowanikwa pachena inodarika mari. Nemhedzisiro yakakosha pakuverenga kwenyika.
- Kudzvinyirira: Uku ndiko kufamba kwakapesana, ndiko kuti, kana mari ikatemerwa mari uye inogona kuisa njodzi kune hupfumi hwenyika iyoyo. Kazhinji inorwiwa nematanho ematanho ezvehupfumi ayo donzvo rake guru nderekutumira kunze kwenyika kuvandudza mwero wekubhadhara nenzira inoshanda uye yakakwana.
Chero zvazvingaitika, chimwe chezvinangwa munzvimbo dzese dzehupfumi kuwana chiyero pakati pavo kudzivirira kunetseka kunogona kukuvadza zvakanyanya zvido zvavo uye kuti mhedzisiro yavo inosvika kuvanhu. Nekuti kana nyika iine zvekutenga kupfuura kutengesa, mari yacho inofanira kubva kune imwe nzvimbo. Kazhinji kushandisa mari kana mune dzakawanda kesi kuwana akasiyana mitsara yezvikwereti kunze kwenyika. Nezvese zvinhu zvinosanganisira kuisa aya marudzi emabasa uye ane mhedzisiro mune dzimwe nzvimbo dzehupfumi hwenyika.
Pane mangani mabhalansi ekubhadhara aripo?
Ehezve, patinotaura nezve izvo zviyero zvekubhadhara zviri chaizvo, hatisi kureva kune izwi re monolithic. Zvirokwazvo kwete kubvira pane nhoroondo ina huru uye kuti tiri kuzozvitsanangurira iwe nenzira yakajeka kuti iwe ugone kuzvinzwisisa kubva panguva ino.
Ikozvino account account: ingangove inozivikanwa zvakanyanya kune vese uye mune chero mamiriro ezvinhu iyo inoonekwa seinonyanya kukosha nevanoongorora zvemari. Icho chinoreva icho chinoratidza iyo chaiyo mamiriro enyika kana nzvimbo yenzvimbo. Inonyanya kutarisisa padanho rekunze uye kunze kwenyika kwezvinhu nemasevhisi. Neichi chikonzero, hazvishamise kuti iine akawanda akatorwa uye semhedzisiro, mamwe madiki-mapoka anogona kuvambwa ayo angave akaomarara kutsanangura panguva ino.
Capital account account: ndiyo iyo inonyanya kukanganisa iyo inonzi kufamba kwemari. Semuenzaniso, chero mhando yerubatsiro kana rubatsiro kubva kunze kwenyika izvo zvakare zvine hanya neaya ma accounting mafambiro muchiyero chemubhadharo.
Zvemari uye akasiya account
Pachine mamwe mapoka maviri mune iyo bhalansi yemubhadharo yakatyorwa, kunyangwe muchokwadi ivo vasina kukosha uye vasingakonzere zvakanyanya shanduko yehupfumi hwenyika. Zvisinei nezvose, isu tichavatsanangudza muchidimbu mune ino chinyorwa nekuti inogona kufarira vamwe vevaverengi.
Zvemari account account: inosanganisira mashandiro echikwereti anoitwa mune imwe nyika isiri yedu. Senge chero mhando yemari dzekudyara kana mafambiro eakaunzi akabvumidzwa kuburikidza nezvakasiyana zvigadzirwa zvemari. Iyo chaiyo nyaya chaiyo inobata chete ma investor makuru kana vanamuzvinabhizimusi.
Kuwanda kwekukanganisa uye kusiiwa: Ndicho chinonyanya kufarira pane zvese nekuda kwehunhu hwayo sezvo chero kutsauka mukuverenga kuchinge kwaverengerwa kuratidza kukosha kwekutengeswa kwenyika nekutengeswa. Izvo, shure kwezvose, chingori corrector yekuwana iyo mikuru kana diki misiyano iyo inogona kuwanikwa kana uchiita aya ma accounting mashandiro.
Sezvaungave iwe waona muchikamu chino, kune akawanda mabhalansi ebhadharo aunogona kuwana mukati mehupenyu hwako hwehunyanzvi. Muzviitiko zvese zvichave zvakasiyana uye izvozvi zvichave iwe unofanirwa kuziva kuti chiyero chebhadharo chii chinokukanganisa iwe muhupenyu hwako hwehunyanzvi kana bhizinesi rinoitwa kunze kwenyika.
Inoverengerwa sei nenzira kwayo?
Panguva ino isu tave kunetsekana nezvekuti unochinjisa sei bhalansi yekubhadhara kune yako yemukati accounting uye iri yakaoma zvikuru kuita maitiro kupfuura apfuura apfuura. Mune izvo zvinoratidzwa kuti zvese zvinyorwa zve accounting zvine mbiri mbiri. Kune rimwe ruoko, iyo yakabatana ne zvinhu zvemari uye pane imwe mari. Izvi zvakapusa kutsanangura uye nekudaro hazvidi humwe hunyanzvi mumifungo yekushanda kwehupfumi. Beyond yakatarwa zviitiko zveimwe neumwe weavo vanokanganiswa neaya mafambiro ekuverenga
Kuti iwe uzvinzwisise zvirinani kubva zvino zvichienda mberi, hapana zvirinani pane kubatanidza iyo bhalansi yekubhadhara pamwe macroeconomics. Iwe unoshamisika kuti chii chiri chikonzero cheiyi nzira? Zvakanaka, kune chimwe chinhu chakareruka sehukama chaihwo huripo pakati pezvinoiswa nenyika kunze kwenyika, uye mari inouya kubva kune dzimwe nyika. Neiyi nzira, iyo chaiyo muyero wemubhadharo uchaverengerwa uye izvo zvinozotarisa chero zano iro hurumende dzingaite kuita kusimudzira hupfumi kana kugadzirisa chero chimwe chiitiko muzano redzidzo iri.
Chii chinoratidzwa mune idzi data?
Imwe yemapoinzi akakosha ndee izvo zvine chekuita nekuturikira uye izvo zvakatonyanya kuomarara nekuda kwenzira dzakasiyana dzinogona kuunzwa mukuverenga kwayo. Chero zvazvingaitika, uye nenzira yakapusa uye yekuita yekutsanangura, zvinofanirwa kutaurwa kuti muyero wekubhadhara unoratidza kufamba kwese kwezvinhu masevhisi kana capital. Asi chenjera kuti usazvikwanise kune izvi zvemari midziyo sezvo zvimwe zvisinganyanyoitika zvinopinda, senge simbi dzinokosha, mbishi uye zvimwe zvakakosha.
Ehe, ivo vanoshamisika kwazvo kuti simbi dzinokosha (goridhe, sirivheri, platinamu, nezvimwewo) zvinosanganisirwa mune urwu runyorwa, asi izvi imhaka yekuti ivo chikamu chekuchengetedza kwenyika. Nechiremerwa chakakosha kwazvo, kunyangwe hazvo chisina kunyanya kufanana nedzimwe nguva dzenhoroondo. Semuyenzaniso, pakati pehondo mbiri dzenyika kana muma60 kana 70 muzana ramakore rapfuura. Iko goridhe yaive muyero wepasi mune dzimwe nyika senge United States, Great Britain kana France. Nesimba rakakosha kwazvo resimbi iyi uye iro rakapa kuti riite chikamu chemabhadharo munzvimbo dzadzo.
Zvinhu zvinobudirira
Kune rimwe divi, kune zvimwe zvikonzero zvekushandurwa kwaro kunobva kuchokwadi chekuti panogona kuve nekuve nevamwe vari kuzoisa mamiriro pachiyero chemubhadharo. Nezvinhu zvinobudirira mukugadzira, semuenzaniso mune iyo kesi ye guta nebasa. Zvese zviri zviviri nyika nekune dzimwe nyika uye izvo zvakakosha kwazvo kuumba iyi pfungwa yezvehupfumi yatinobata nayo muchinyorwa chino. Kunze kwekumwe kufunga kwehunyanzvi hunhu uye pamwe kunyangwe kubva pakakosha maonero.
Nekuti iyo bhalansi yemubhadharo pakupera kwezuva inogona kukanganisa hupenyu hwevagari vese. Kupedzisa nekutaura kuti "bhalansi yemubhadharo inoratidza pachena kuti nyika ine zviyero zvehupfumi maererano nemari nemari. Iyo chiyero inodiwa pachiyero chemubhadharo inopa zero semhedzisiro ”. Kubudikidza netsananguro idzi, dzimwe nguva dzakaomarara, iwe unozogona kuziva zvishoma zvirinani kuti iyi pfungwa yehupfumi iri kubva ikozvino uye chii chaive chinangwa chedu chikuru.