Kukwira kwemutengo kuchakukanganisa sei muUS?

United States Federal Reserve (FED) yagumisa hurongwa hwehupfumi uye yakafunga kukwidza mwero wemitero ne0,25%. Mushure memwedzi yekuvhiringidzika, iyo inodzora yeUS mutumbi pakupedzisira yakasarudza kukwidza mutengo wemari. Hakusi kusimuka kwakasimba, kusanyanya kushamisa, asi ine mutoro wakakosha kwazvo wechiratidzo kubvira nguva refu kwazvo yekukurudzira kwemari yapera. Kunyanya, yakanga isina kuita zvakadaro kweanoda kusvika makore gumi, kunyanya muna 2006, nguva pfupi pasati pasvika dambudziko rakakomba rehupfumi rakakanganisa nyika huru.

Mhedzisiro yakaenda kupfuura miganhu yayo, sezvo zvine musoro kuti unzwisise, uye kune vashoma vasingaverengeke nevashandisi vemari vari kudivi reAtlantic kushamisika nzira iyi yakakosha yemari ichavabata sei. Kunyanya muhukama hwayo nemisika yemasheya, asiwo hukama hwayo nezvigadzirwa zvakagadzirirwa kuchengetedza.

Janet Yellen, purezidhendi weFederal Reserve akatsanangura kuunzwa kwemari nekutaura kuti "kudzoreredza kwauya nenzira yakareba, kunyangwe ichigere kukwana." Chirevo chizere chechinangwa icho chinoratidza uko hupfumi hwenyika yekutanga kugona kuenda. Kunyangwe paine nyaya isingakoshe pane bhodhi, uye izvo zvinokanganisa maEuropean: ¿European Union ichatevera nzira imwe chete here?

Mamiriro ezvinhu emari muEurope

Iyo nzira mukondinendi yekare, yenguva yacho, inopesana zvakanyanya neiyo American. Mutemo wezvemari wakakura chose, uye unotarisirwa kuenderera kwemwedzi mishoma. Icho chikonzero hachisi chimwe kunze kwekushayikwa kwekubatanidzwa kwehupfumi hwenzvimbo, izvo zvakatungamira mukukurudzira kwemari kuenderera munzira yavo. Kwete pasina, kumusangano unotevera munaKurume, Mario Draghi, purezidhendi webhangi reEuropean rinoburitsa mari, atozivisa nezve kuunzwa kwemari itsva.

Ingo rangarira izvo mutengo wemari mudunhu reyuro unenge usipo, padhuze ne zero, semhedzisiro yechirongwa chambotaurwa chehupfumi. Uye imwe yemhedzisiro yayo yakakanganisa zvigadzirwa zvechivanhu. Kubatsira kwaro kuri pazasi pezvakaitika kare, nezvibereko pamatemu akachengetedzwa akatenderedza avhareji yegore ye0,35%, uye zvinopesana neizvo zvakagadzirwa zvine rupo makore mashoma apfuura. Mapesenti ari padyo ne5% anogona kuoneka, kunyangwe akakwira muzvisungo zvebhengi zvine hukasha.

Pane zvinopesana, vanonyorera zvikwereti kana mogeji ndivo vanonyanya kufarirwa nekushandiswa kwemutemo wezvemari muEuropean Union. Izvo zvido zvezvigadzirwa zvawo zvakadonha zvakanyanya mumakore achangopfuura, uye uko mogeji dzakagadzirwa kubva kumabhangi ndiyo yakanakisa exponent. Hazvishamise kuti iyo yekumatanho yeEuropean, Euribor, iri pamatanho ayo zvakare asingazivikanwe. Kuumbwa kwemabasa ayo, nekudaro, kunobatsira nemamiriro ezvinhu ehupfumi hwenzvimbo.

Kukanganisa kune vanoita mari

MuEurope hapana fungidziro yekuti huwandu hwezvibereko huchawedzera, zvirinani kudzamara zviratidzo zvekutanga kwehupfumi hwayo zvapihwa. Uye neiyi pfungwa, kudonha muchibereko chiitiko che China inotamba ichipesana neshanduko yemafambiro emari. Sezvo inogona kukanganisa zvese kushandiswa uye inflation.

Iyi mamiriro achave nekukanganisa pamisika yemari. Semhedzisiro yekukwira kwehuwandu muUnited States, hunhu hwakanyanya kukanganisika hweSpanish stock stock ichave iyo inoenderana nezvakagadzirwa mbichana uye zvakakosha zviwanikwa. Arcelor, Acerinox kana Repsol ndivo vamwe vevakaurayiwa. Asiwo vamwe vakafumurwa kuhupfumi huri kusimukira, uye kunyanya avo vanobva kuLatin America. Mupfungwa iyi, Telefónica nemamwe mabhanga epamusoro-soro pasina mubvunzo anozonyanya kukanganiswa nechiyero ichi.

Nezve iro rinokunda divi, hapana mubvunzo kuti vachanyatsomiririrwa nemakambani anotumira kunze, sezvazviri mune chaiyo kesi yeInditex. Imwe yemabhiza anokunda ichave makambani ekushanya (NH Hoteles, Sol Melia kana Amadeus). Uye zvinowanzoitika nendege - iIAG semutakuri mukuru - uye vane zviito zvichawedzerwa nekuderera mumutengo wezvisina kuchena. Kuve imwe yesarudzo dzakakurudzirwa nevanoongorora vemusika wemasheya.

Ko zvakadii neSpain saver?

Imwe mamiriro akasiyana zvakanyanya ndeye iyo inobata zvidiki zvidiki zveSpanish. Ko kudzoka kwakaderera pazvigadzirwa zvepamusoro zvekuchengetedza kunoenderera? Mabhangi anowanzo shungurudzwa nemubvunzo uyu unobvunzwa nevatengi vavo vakuru. Kunyanya ivo vanochengetedza vanochengetedza avo vane mari yavo yakachengetwa mune izvi zvigadzirwa (nguva yekuisa, manotsi ebhengi, maakaundi ekuchengetedza kana marongero epenjeni).

Nezve mhedzisiro yemutero wekukwira kune rimwe divi reAtlantic, zvinokanganisa kusevha kwevashandisi veSpanish vebhengi zvichave zvishoma pane zvinoyemurika. Iwe uchaona musiyano mudiki kwazvo, hapana mubvunzo. Hazvishamise kuti maakaundi azvino uye madipoziti etemu hazvizove zvakakanganiswa. Chimwe chinhu chakasiyana zvakanyanya chingave chekuti chiyero ichi chishandiswe munzvimbo yeeuro. Zvino hongu, mhedzisiro yaizoonekwa nekukurumidza mune zvese izvi zvigadzirwa zvemari, pamwe nekukwira kwezvibereko zvavo.

Pane kudaro, zvinokonzeresa kumabhizinesi madiki nepakati nepakati kana akatanga kusimbiswa. Kukwira kwemutengo wemari muUnited States kunoita kuti avo vane chiitiko chakanangana nekutengesa kunze kwenyika vakwikwidze, pamwe nekubatsira avo vari munharaunda yekushanya. Vachave ivo vanoedza kuita kuti chiyero ichi chibatsire nemikana yakakura mumabhizinesi avo. Uye mune chero zvazvingaitika, ivo havazoregererwe kubva kune mamwe maratidziro nemamwe ma parameter ehupfumi, ese emunyika nekunze kwemiganhu yedu

Inguva yekudyara mumusika wemasheya?

Tatarisana neichi chiitiko chitsva chehupfumi, vazhinji vashoma uye vepakati varimari vari kushamisika kana ingangove nguva yakanaka yekutanga kutora chinzvimbo mumisika yemari. Mukutungamira, zvinofanirwa kucherechedzwa kuti kukwira kufamba mumitengo hakuna kugamuchirwa zvakanaka nevashambadzi. Zvirokwazvo kwete, zvakapesana. Uye inowanzo kuunza mafambiro ezasi mumisika yemasheya, dzimwe nguva ine maitiro akanyanya kuwanda. Kunyangwe vamwe vaongorori vachifunga kuti vakatodzikiswa nezvikamu zvemakambani.

Kubva pano maonero, Misika yeEuropean yakakosheswa kupfuura misika yeNorth America kutora zvinzvimbo, kunyanya panguva yepakati nepakati. Iine simba rakasimba rekumusoro, kunyangwe kwechinguvana maitiro ayo anoendeswa pasi pekumanikidzwa kwakasimba murwizi rwekutengesa. Uye izvo mumatanho epasirese epasi rose, zviri kumutungamira kuti aedze chipingaidzo chepfungwa chemapoinzi zviuru zvisere. Mune imwe yemwedzi yakaipa kwazvo mumakore achangopfuura saNdira.

Chero zvazvingaitika, hazvisi chete zvinoitika mumusika wemasheya emunyika, asi ese masiteki indices anga ari munzvimbo isina kunaka mukati memavhiki ekutanga egore, mamwe aine hutachiona hwakafanana. Uye kunyangwe nekunyanyisa kufamba, izvo zvinokutadzisa kubva kusarudza chaiyo nzira yekushandisa.

Matipi gumi ekudyara

Iyi mamiriro, ane epicenter hupfumi hweUnited States, inofanirwa kutungamira kuchinjika diki muhurongwa hwevatengesi vevatengesi. Ivo vanofanirwa kuchinjisa yavo portfolio yekudyara zvinoenderana nemitemo yemari munzvimbo dzakasiyana dzehupfumi hwepasi, uye semhedzisiro, tevera akateedzana marongero anoenderana nezviito zvinotevera.

1. Sarudza misika yeEurope pamberi neNorth America, kana zveimwe hupfumi hwechipiri. Ivo ndivo vanove vanonyanya kushandisa kufamba uku, kunyangwe nematambudziko ehurongwa muhupfumi hwavo, sezvingaonekwa nhasi mukushanduka kwavo.
2. Ibva, kwechinguvana, kubva pane chero chinzvimbo kutora misika iri kubuda kuti ndivo vanonyanya kukanganiswa nerudzi urwu rwekuwedzera mari matanho, uye izvo zvinogona kukudziridza kwakakosha kugadzirisa mumwedzi iri kuuya. Parizvino, maitiro aya akatonzwikwa pakutanga kwegore idzva iri.
3. Tenga zvikamu zvekuchengetedzwa zvakabatsirwa nechiyero ichi, kukuvadza makambani akabatanidzwa nezvigadzirwa, kana kunyangwe simba. Uye uko kusarudzwa kwakaringana kwavo ichave iri pasipoti yakakodzera yekutsvaga kuita kuri nani kwekuchengetedza mhuri.
4. Ita nokungwarira, zvichipiwa mukana wekufamba kwakasimba kusagadzikana kunoita kuti zvive zvakaoma kwazvo kuita chero zano rekushanda mumisika yemari.
5. Dziviriro yenhaka yedu ndiyo ichave dhinomineta yezviito zvako zveseUye kana zvichidikanwa kuti tizorore muhukama hwedu nemari, hakuzovi nesarudzo kunze kwekumuka nekumhanya nekukurumidza.
6. Vashandi, sekune yako, vanofanira kutsvaga zvigadzirwa zvakachengeteka sezvinobvira, izvo kana zvichibvira vimbisa zvipo zvemari nemari shoma yekudzoka, uye pasina kutarisira kuonekwazve kuongororwa mukati megore rakasara.
7. Pachave nedzimwe nzira dzinobatsira pane zvaunofarira, uye izvo zvinogona kuuya kubva pamhedzisiro inodzosera mari yekudyara, kuchengetedzeka nezvikwereti zvakakwirira, uye kunyangwe dai yaizotenga maAmerican bond.
8. Iwe unofanirwa kudzivirira kusangana nechero chigadzirwa chine chepfu, kana zvirinani izvo zvinopa kuratidzwa kwakasimba kune njodzi. Ivo havasi ivo vanonyanya kukurudzirwa mune yazvino mamiriro ehupfumi. Kwete zvisina maturo iwe unogona kurasikirwa chikamu chakakosha kwazvo cheguta rako.
9. Usamhanye pakuita sarudzo, uye zviri nani kuti iwe ufungisise marongero auchazotora. Chero kusarongeka kunogona kuita kuti urasikirwe nemari yakawanda, kupfuura zvaunogona kufungidzira. Usakanganwe.
10. Uye pakupedzisira, hakuzovi nemimwe mhinduro kumatambudziko emamiriro ekunze pane sarudza mamodheru anochinjika. Ivo vanogona kuchinjika kune ese emari mamiriro emusika, zvese zviri zvakawedzera uye zvakawandisa mamiriro.