Kuziviswa kwemhedzisiro yebhizinesi yekota yechipiri yegore rino hakuna kumira zvakanaka nekukosheswa kwezvikamu zveBanco Santander. Kusvika padanho rekuti vanga vari ivo vakanyanya kurangwa mukati meinosarudzika indekisi yeSpanish equities. Nekunongedza kudonha kwesimba kukuru, kwakatenderedza 4% kuwana 35% pasi pegore rapfuura. Semhedzisiro yekuwedzeredza kwayo kuratidzwa kuUK, kunyangwe ichisimbisa chikamu chekutanga pamhedzisiro ye2019 yehuwandu hwe0,10 euros pachikamu chinozotorwa mumwedzi waMbudzi.
Kugadziriswa kwekufarira kweUnited Kingdom, kwakaziviswa munaGunyana 24, kwakatamba hunyengeri kune vanoisa mari veboka rezvemari reSpanish. Iko mune imwe chete yekutengesa chikamu ivo vakarasikirwa maeuro mazhinji munzira uye isu tichafanirwa kuve takagadzirira izvo zvinogona kuitika kubva ikozvino zvichienda mberi. Munguva dzekushaya simba mubhangi chikamu uye izvo zvinogona kutungamira kumanikidza ekutengesa kuti azviise pachena zvakare kumutengi. Mushure memavhiki mashoma uko kukosha kwacho kwakaratidzika kunge kwakamutswa zvakare nechinangwa chekudarika iwo mazinga emaeuro mana mugove.
Panguva ino, hunyanzvi hwayo hwakatekeshera zvakanyanya zvichienzaniswa nemavhiki apfuura uye kune njodzi yekuti mutengo wezvikamu zvawo ungadzokera kunoshanyira nzvimbo iyi. pakati pe 3.30 ne3,40 euros. Nekuwedzera kwemamiriro ezvinhu izvo zvinotungamira mukufunga mamiriro akaipisisa ezvido zveBhangi rinotungamirwa naAna Patricia Botín. Icho chizere chiziviso chechinangwa icho chinofanirwa kusimbiswa mumavhiki anotevera. Mukati meichi chiitiko chekubatana, hongu hapana kukahadzika kutya kwakanyanya mumazuva anotevera, mushure meiyi shanduko mune zvavanotarisira mumutengo.
Santander: pfuura 4 euros
Kiyi yekusimuka neyakareba maitiro, zvirinani mukati yepakati nepakati yakareba, ndeyekuti ipfuure nyore nyore chipingaidzo che 4 euros pamugove. Iyo nhanho kubva iyo kambani iri kure kubviswa parizvino, mushure mekudonha kwekukosha kwayo mumisika yemari. Kana ichi chinangwa chikasazadzikiswa, hapana mubvunzo kuti vadiki nevepakati varimari vakasarudza kutora chinzvimbo pane yakanyorwa kambani vachatambura zvakanyanya. Nekuti ine mavhoti ese ekuenda kumberi pasi mukuchinja kwemitengo yayo. Nenjodzi yekuti inogona kana kuyedza nhanho pazasi pemakumi matatu emauro.
Iyi haisi tarisiro inokurudzira vashandisi vemusika wemasheya, uye inosimbisa shanduko yayo gore rino. Kufanana nevakawanda vavanokwikwidza mubhengi, senge BBVA. Mugore iro rave risinganyatso kuve rakanakira zvido zvemabhengi emabhizinesi akasiya angori pamusoro pe15% yehuwandu hwavo munzira. Iko hakuna tarisiro irinani yechiitwa icho chave kuda kutanga, kunyangwe mumusika wemasheya zvese zvinogona kuchinja mune imwe maminetsi mashoma. Sevashandisi vajaira mumakore achangopfuura uye chii chavaitarisira kune anotevera makore.
Nzira dzekudyara
Chero zvazvingaitika, unogona kuisa imwe nzira yekudyara kuitira kuti mashandiro ako pamusika wemari ubatsire munguva ino yakaoma yechikamu chikuru chemari yemari. Nekuti zviripo, kunze kwekunge paine shanduko yakajairika mune yakajairwa misika yequity, maonero haagutse zvakanyanya kune zvido zvemusika wemasheya zveBanco Santander. Kupfuura izvo zvakateedzana yakasimba kwazvo rebound, izvo zvinopfuura kutenga zvinozoshandura zvigadziriso nemutengo wekukwikwidza wekutanga. Seimwe yenzira dzekudyara dzauinadzo kubva ikozvino.
Ndichiri kune rimwe divi, iwe unogona zvakare kuunganidza nzvimbo nenzvimbo nyowani dzakatemwa mukukosha kugadzira iyo bhegi rekuchengetedza yakatsiga uye inonakidza kwazvo kune yepakati uye kunyanya kwenguva refu. Saka kuti nenzira iyi, iwe unogona kuve nehurongwa mukudyara iyo inogona kukuunzira mufaro wakawanda kubva zvino zvichienda mberi. Pasina iko kudikanwa kwekuti iwe uzive nezvekushanduka kwemitengo rinenge zuva rega rega. Kana zvisiri, pane kudaro, iwe unogona kutarisa mukuvandudza dzimwe nzira dzekudyara, mune ino kesi yakanangana nenguva pfupi uye kunakirwa nemari inowanikwa mune pfupi pfupi nzvimbo yenguva.
Kugovana goho
Imwe yezvikurudziro yekuvhura nzvimbo muSantander ndeyekuti iwe unogona kugadzira mari yekudyara mune yakatarwa mari mukati meiyo kusiana. Chero chii chinoitika mumisika yemari yakanyorwa uye izvo zvinokupa chengetedzo mune zvaunotarisira zvemakore anouya. Hazvishamise kuti, parizvino kubatsirwa kwechikamu chayo kuri kusvika padanho re6%. Chiyero chinogona kuve chinonakidza kwazvo kune yako emari zvinodiwa kubva nekuti iwo mubhadharo wakagadziriswa uye unovimbiswa gore rega. Kuburikidza nemaviri kana mana emhosva pamusoro peakaunzi uye zvinoenderana nezano rakagadzirwa nesangano rezvemari iri.
Kana isu hatifanire kurerutsa chikamu ichi mumubhadharo wevashandi sezvo iri nzira inoshanda yekuzvidzivirira kubva kune mashoma mashoma mamiriro anodiwa mumisika yemari. Nekuti neiyi nzira, iwe unozogona kugadzirisa izvo zvinogona kurasikirwa izvo zvinogona kubuda kubva mukudyara mubhangi iri. Mune mamwe mazwi, izvi kurasikirwa hazvizombovi zvakakomba, asi zvinopesana, zvichava mambure. Ndichiri kune rimwe divi, iwe uchagara uine mari yakasimwa uye iwe unenge uine chimiro chakakwana kutarisira mitengo yemugove kuti idzokere mumakore mashoma anotevera. Ichi ndicho chimwe chezvikonzero nei zano rekudyara iri rakanangana nevashambadzi vadiki nepakati vane mbiri yekudzivirira kana yekuchengetedza.
Yenguva refu inobatsira
Nezviito zveBanco Santander iwe uchave nechinhu chimwe chechokwadi uye ndiko kuti uchakwanisa kuve nerumwe rudzi rwebatsiro mushure memakore mazhinji ekugara. Iko kubheja kune kwakanyanya kuona maererano nehurefu hwekushanda uye kuti mune dzimwe nguva chaidzo kunyangwe kupfuura kubva kuvabereki kuenda kuvana uye inova mari inonzi nhaka. Izvi zvinoreva kuti, haina kumbobvira yaurayiwa kuburikidza nekutengesa uye nekudaro inoenda kunhaka muvana, chimwe chinhu chakajairika muEast investers uye zvakanyanya maJapan. Sechinhu chitsva uye kusvika kune imwe nhanho yekutanga chinhu chekuti inofanirwa kuve mari sei mumisika yemari.
Chimwe chinhu chakasiyana zvakanyanya ndechekuti iwe unoda kuita kutengeserana mabasa nekuti mune ino kesi iyi kana ndeimwe yemaitiro akakodzera kwazvo erudzi urwu mafambiro anoda kukurumidza kukuru mukutenga nekutengesa. Uye kwaunogona kurasikirwa nemari yakawanda mukuita basa sezvo isiri mari yemari yakanyatsogadzirirwa rudzi urwu rwekufamba kwakakosha mumisika yemari. Nepo huwandu hwakawanda mukubata kwayo iri imwe yemadinomine akajairika mubhangi iri, semazita mazhinji nemazita mazhinji anofamba zuva rega rega kuti misika yemari yakavhurwa.
Chero zvazvingaitika, uri kutarisana neimwe nzira itsva yekupinda munyika inogara iri yakaoma yemusika wemasheya kuburikidza nechimwe chezvibvumirano zvakachengetedzwa nevashambadziri vane zvese zvinogona kuitika. Uye izvo zvakare zvinopa chengetedzo yemutsara webhizinesi uyo wakasimbiswa zvakanyanya kwemakore akati wandei. Iko kwaunongomirira chete kuti utenge pamutengo unokwikwidza zvakanyanya kupfuura panguva ino, uri kumagumo ezuva chimwe chezvinangwa zvako zvakanyanya mune chero izwi uye zano rekudyara. Iko mhedzisiro yaSandander inoita mutengo wayo pamusika wekutengesa
Mhedzisiro yacho inoodza mwoyo
Boka remari yenyika rakawana purofiti inokwenenzverwa ye € 3.732 mamirioni mukati memwedzi mipfumbamwe yekutanga ye2019 mushure mekupa 2.448 mamirioni euros, kunyanya nekuda kwekugadziriswa kwechido muUnited Kingdom, yakaziviswa munaGunyana 24 (1.491 mamirioni euros), pamwe nehumwe hwekuwedzera mari yekuchengetedza inishuwarenzi (PPI) mu UK (€ 103 mamirioni) uye zvimwe zvikwereti (€ mamirioni makumi mana).
Izvi, kuwedzera pamitero ye € 814 mamirioni yakaziviswa muhafu yekutanga, kunyanya yekugadzirisa mutengo muSpain neUnited Kingdom, zvakatungamira kudonha 35% pagore-gore-gore mubhizimusi rinoenderana nemwedzi mipfumbamwe yekutanga. Iko kune yakanaka chinyorwa cheiyi mabhizinesi mhedzisiro inouya kubva mukuti kuwedzera kwevatengi kwakabvumidza kukura kwakanaka muhuwandu, iine gore-gore-kukwira chikwereti uye mutengi mari ye4% uye 6%, zvichiteerana, mune enguva euros ( Ndokunge, kusanganisa iko kukanganiswa kwemitengo yekutsinhana).