Mutemo wezvemari weUnited States une simba rakakura pamisika yezvemari, asi nemhedzisiro diki uye isina kunangana paupfumi hweEurope, uye semhedzisiro, muhomwe dzevagari venharaunda yeeuro. Kubva kupera kwegore rapfuura, zano rayo rakachinja, zvichitevera danho reFederal Reserve kukwidza mwero wemubereko nekota yepota, kusvika 0,50%. Iyo haizove iri yega, sezvo North Central bank bank yakaratidza mumashoko ayo achangoburwa kuti kuchave nekumwe kuwedzera mumutengo wemari mumwedzi iri kuuya, kunyangwe ichizoitwa nenzira inodzora uye inodzorwa.
Iko kushandurwa kwechinzvimbo mumutemo wayo wezvemari kunoitika makore gumi mushure mekukwira kwemutengo wekupedzisira. Hazvishamisi kuti iyi ndiyo yekutanga kubva 2006, dambudziko remari risati ratanga. Ichi chiyero chakabatsira kusimbisa kukura kwehupfumi hweUnited States, kuburikidza neyakawedzera kutenderera mune yayo inobereka zviitiko izvo zvakatungamira kuti zvisvike nhanho dzakakwira kupfuura 4% muGross Yayo Yekunze Chigadzirwa mukati memamwe makota emakore apfuura. Nekusimudzira kwehupfumi kwakabviswa, kupihwa zviratidzo zviri pachena zvekuvandudza, ukuru hwekuwedzera uku kwasara kuti kuve nechokwadi. Kubva pa6,25% umo mutengo wemari wakafamba pakutanga kwezana rino, uye uchidzika kusvika pa0,25% pakupera kwa2008, kwete kusiya aya matanho kwemakore manomwe. Uye izvo zvinopesana nemitengo yakaipa yeSwitzerland (0,75%) kana Japan (0,10%) inova nyika idzo mutengo wemari unodhura.
Iri kushamisika kusiyana kwemutemo wezvemari yekuNorth America uyo urikuitwa nawo muEuropean Union, iyo yakasiyana zvachose. Muchokwadi, kudivi reAtlantic, European Central Bank (ECB) nguva pfupi yadarika yakafunga kuenderera nehurongwa hwayo hwekudzikisira mari ne dzikisa mutengo wemari kusvika 0%, Sechishandiso chekusimudzira zviitiko zvehupfumi munzvimbo ino, pakuona zvimwe zviratidzo zvekudzikira muhupfumi hwayo.
Mhando: mikana yekudyara
Kuchinja kwemutemo wezvemari weUS kuri kuratidza zvakanyanya pa market markets. Kunyangwe kune yakakura chikamu chakadzikiswa mukati megore rapfuura. Hazvishamise kuti maitiro emusika kushanduko ino muitiro anga ari ekuchinjisa kune mamwe emari zvinhu, kana nemamwe mazwi, kune zvigadzirwa zvitsva zvekudyara zvinotora kufamba uku mukufunga. Kana mitengo yadzika, varimi vanoona misika yemasheya seyakanakisa chimbo kuita kuti kuchengetedza kwako kubatsire, uye kuyerera kwemari kunoendeswa kune ino investa. Tichifunga nezve mamiriro matsva ezveupfumi, kusimuka kunowanikwa mumisika yavo pamwe hakuzoonekwe semakore avaifanira kurarama nemitengo yakaderera zvakanyanya.
Kune izvi zvinofanirwa kuwedzerwa izvo, zvichipiwa kurasikirwa kwekukwikwidza kwemakambani eNorth America semhedzisiro ye simba remadhora, kuchengetedza kunogona kuendeswa kune zvakagadziriswa zvigadzirwa zvemari. Uye zvakanyanya chaizvo kuchisungo cheNorth America, mumwe wevabatsiri vakakura veiyi mamiriro. Kuderedzwa mumutengo wayo, pamwe nekuwedzera kweiri purofiti, kuchapa varimi mukana wekutora zvinzvimbo mune ino yemari pfuma kubva ikozvino zvichienda netarisiro iri nani yekuita kwayo.
Kunyangwe ichigona kupihwa kondirakiti yakanangana, chakapusa uye chakanyanya kugadzikana ndechekuchiita kubva muhomwe yakamisirwa mari, iyo inosanganisa mune yayo yekudyara portfolio. Kana kunyangwe kuenda kuEuropean equities, uye izvo semhedzisiro yemitero yepasi iyo yairi kupa parizvino, inogona kutora batoni rakasiiwa neNorth American stock market mushure mekukwira kumusoro mumakore apfuura. Hazvishamise kuti indekisi inomiririra kwazvo, iyo Dow Jones, yakaonga munguva ino yemitengo yakaderera dzakakomberedza 90%, mushure mekusvika yayo-yenguva-dzese mwaka muna 2015, pakushanyira iyo 18.312 poindi nhanho.
Dzimwe nzendo dzinodhura kuEuropean
Zvizvarwa zvedunhu reyuro zone izvo zviri kuenda kune rimwe divi reAtlantic, zvicherechedzawo mhedzisiro yechiyero ichi, sezvo vachizokuvadzwa neyuro isingakoshe mukuchinjana kwavo nemari yekuNorth America. Uye semhedzisiro, pasuru yako yezororo, pekugara pekugara, kana kuwana kune mamwe mabasa evashanyi zvichawedzera kubva nhasi.
Mune dzimwe nzvimbo dzezvehupfumi, mhedzisiro yacho ichave iri diki kwazvo, uye haizotombo svika muhomwe dzako. Pasina kuenda kumberi, hazvizove nemhedzisiro pamitengo yemabhengi masevhisi uye zvigadzirwa, zvinoenderana chete neCommunity monetary policy. Pasina chinangwa chekuchinja zano rayo, mushure mekupedzisira chirevo kubva kubhangi rinoburitsa. Nenzira iyi, hukama nezvikwereti uye mogeji zvicharamba zvichive sepakutanga, nemari yepasi yemari. Izvo zvinofanirwa kuyeukwa kuti huru index index yekumisikidza mogeji, Euribor, parizvino iri - 0,012%, mushure mekugara mukati memakore gumi apfuura pakati pe0,059% uye 5,384%.
Nezve zvigadzirwa zvekutanga zvekuchengetedza (mari, mabhengi ekuvimbisa, nezvimwewo), ivo vacharamba vachifamba pasi pematanho asina kusimba mukuita kwavo, zvinenge zvisina basa. Kupi havawanzo pfuura 0,50% chipingamupinyi, Kunze kwekunge mamwe marongero akashandiswa kuwedzera purofiti (kubatanidza kune zvimwe zvinhu zvemari, zvinopihwa vatengi vatsva kana kondirakiti zvimwe zvigadzirwa).
Mari yemari
Imwe midziyo yemari inova nehanya neshanduko yemari muUnited States ndeye iyo ine mari sereferensi. Hazvishamise kuti, dhora reUS rakatenda nekuremekedza dzimwe mari kutenderera pasirese, kubvira pakatendeuka iyi nyowani kumapurisa ayo ehupfumi. Uye kunyangwe paine chokwadi chekuti mutengo wayo uchipesana neeuro wabata zvishoma ne2,80%, mumwedzi yekutanga yegore rino.
Dambudziko guru richakanganisa hupfumi huri kusimukira, sezvo ivo vachizotarisana nedhora rinodhura, iro rinogona kana kuremedza shanduko yemakambani eSpain ane zvido mune dzimwe nzvimbo dzenharaunda (Brazil, Mexico, Argentina, nezvimwewo). Kunyangwe, kune rumwe rutivi, ichavandudza iyo balance sheet yemakambani eEurope (Spanish) kuburikidza nekutengesa kwavo kunze. Chiratidziro chayo muzvikwereti chakave nekugadzirisa mumitengo yayo, zvinoenderana neicho chitsva chehupfumi.
Kukanganisa kwaro mukudyara
Ehe, iyo mamiriro emari yemubereko ichave neinopfuura yakakosha mhedzisiro pane iyo nzvimbo iwe yaunovhura mumatanho. Kusvikira batsira iwe kugadzira kana kurasikirwa nemari mumisika yemari. Hazvishamise kuti ndeimwe yeanotarisisa misiyano yezvehupfumi yekushanduka kwemusika wemasheya chero nguva uye mamiriro. Iwe haufanire kuvakanganwa kana iwe uchida kuita kuti mari ichengetwe ine zvivimbiso zvakakura zvebudiriro mune ako ese mashandiro.
Ehezve, akanakisa mamiriro achaitika kana mitengo yezvibereko yaramba yakaderera, sezvazviri mamiriro azvino, kubvira inotyaira mitengo yemasheya zvakanyorwa pamari. Icho chikonzero chinofanirwa kuwanikwa mukuve iwo mutengo wemari yakachipa, makambani emari anoona zvichinyanya kubatsira kune zvavanofarira. Zvese izvi zvinoendeswa kune chinzvimbo chiri nani mumitsara yavo yebhizinesi. Ivo vanowanzoenderana pamwe nekukwira maitiro mumisika yemari.
Iyo yakapesana kufamba, ndiko kuti, yakakwira chimbadzo, inogadzira yakapesana mhedzisiro. Sezvo mutengo wemari uri kudhura, matambudziko emakambani ari makuru. Nekuderera kwemahara ayo ekutengesa uye nekuwedzera kwemitengo yayo mumisika. Izvo zvinowanzoitika kuti ivo vanokura Nguva dzekutenderera mumutengo. Iko kunonyanya kukanganiswa zvikamu zvemusika wemasheya ndeaya ane hukama nemabhangi, mapoka emari nemakambani einishuwarenzi.
Kubva pane ino mamiriro kuti mitengo yemubereko iriko, zvinenge zvichikurudzirwa kwazvo kuti iwe utore zvinzvimbo kana mitengo yemari iri pasi. Izvo zviri mukusiyana, zvakapesana chaizvo neakawedzera nguva mumari yekupa. Iko kune chinonzwisisika chinhu ndechekuti iwe uri wakawanda kunyanya kungwarira mukufamba kwese kwaunokura. Kunyangwe iri muUnited States umo aya mamiriro anonyanya kukurudzira, iwe haugone kurerutsa panorama yemitero yemari mukondinendi yekare.
Stock kutengesa munzvimbo ino
Kana iwe uchida kutora mukana weiyo shanduko mumitengo yemitero, zvese kune rumwe rutivi uye imwe yeAtlantic, hauzove nesarudzo kunze kwekushandisa akateedzana ehunhu maitiro kunatsiridza mashandiro ako muequity. Ivo vanozokubatsira iwe kunatsiridza nzvimbo dzako, zvinogona kunge zviri izvo chikonzero chekuwedzera mukuita kwekuchengetedza kwako kubva zvino zvichienda mberi: Unoda kuvatevera here?
- Shandura nzira yako yekudyara zvinoenderana nemaitiro ari kugara mubereko nguva dzose.
- Kana zvichidikanwa zvinokubatsira iwe kuenda kuvandudzaZvishoma nezvishoma, yako yekudyara portfolio kuti uende nayo kune yakanakisa nzira dzekudyara nguva dzese.
- Misangano ye masimba emari Ichave yakanaka paramende kuti iwe uite yako sarudzo, neimwe nzira kana imwe.
- ari yakawandisa uye yakawedzera nguva yehupfumi hwenyika dzepasi rose huchaona zvakanyanya mutemo wezvemari wenzvimbo huru dzenyika dzakasimukira.
- Unogona Detective huwandu hwakanaka hwezvigadzirwa zvemari zvakagadzirirwa zvakanyanya kuti zvigare pamwe nemhando yepamusoro kana yakaderera yemitero.
- Kuti ugadzire yako portfolio yekudyara, iwe unofanirwa kuziva kuti kune akati wandei kukosha kwakanyanya kune aya marongero emari. Tora mukana wavo nguva dzose. Iwo anogona kuve anobatsira kwazvo mashandiro ezvaunofarira.