Chii chinonzi kushaya basa?
Kushaikwa kwebasa hakuna chimwe chinhu kunze kwerubatsiro urwo hurumende inopa kuvashandi kana varasikirwa nemabasa, urwu rubatsiro rwune chimwe chinhu chakafanana kune vese veSpanish, vasina mabasa vanofanirwa kunge vaipa mari shoma kuti vawane rubatsiro, zvichienderana nemupiro wavo uye mari yavo ichave iyo yekushaya basa
Kusabhadhara mabhenefiti aripo mune zvakasikwa uye kune akati wandei mhando dzekushaya basa kubatsirwa yatinenge tichizotaura newe zvinotevera.
Rutsigiro rwemari isina kukwana
Iyi bhenefiti yebhenefi inopihwa kune vanhu vasina kana gore ravo rekupa - inova ndiyo shoma inodiwa kutora -; zvisinei, zvinogona kukumbirwa kubva kana munhu asvika pamwedzi mitatu uye aine vanovimba nemhuri. Kana iwe usina vanovimba nemhuri, iyo nguva yaunofanirwa kunge uchinge uchinge uchishanda ingangoita mwedzi mitanhatu.
Kubatsira kunozivikanwa
Rutsigiro urwu rwunopihwa kune vanhu vane vanovimba nemhuri uye vakatopedza bhenefiti yavo.
Rubatsiro rwevanhu vanopfuura makore makumi mana nemashanu ekuberekwa
Rubatsiro urwu rwunopihwa kune vanhu vakatopedza basa ravo rekushaya basa uye vane makore anodarika makumi mana nemashanu, vangave kana vangasave nevanovimba navo.
Rutsigiro rwevanhu vanopfuura makumi mashanu nemashanu
Iyi rubatsiro inopihwa kune vanhu vane matambudziko emari vasati vasiya basa uye vatopfuura makore makumi mashanu nemashanu ekuberekwa. Kuti urwu rubatsiro rwupiwe, zvimwe zvinodiwa zvinofanirwa kuzadzikiswa.
Mvumo kune vakadzoka vatorwa
Irwo rubatsiro rwunopihwa kune vanoenda kune dzimwe nyika avo mushure mekanguva vanodzokera kuSpain vachibva kunyika dzine rudzi rwechibvumirano nenyika uye dzisiri dzeEuropean Economic Bloc.
Mvumo yekusunungurwa mutirongo
Seizvo zita rayo rinoratidza, irwo rubatsiro rwunopihwa kune avo vakasunungurwa vanotakura mutongo weinopfuura mwedzi mitanhatu mutirongo. Pamusoro peiyi rubatsiro, ivo vane kodzero yekumwe mabhenefiti.
Kuremara Ongororo Mvumo
Nerubatsiro urwu rwekusashanda, pensheni yehurema inopihwa kune vanhu vane kushomeka kwemari yekuremara kana vane pension yekuremara uye vakavandudza.
Mari yeAgrarian
Rubatsiro urwu rwunopihwa kune vasina mabasa avo vanoita basa rekurima pano neapo munzvimbo dzakaita seExtremadura neAndalusia.
Zvinyorwa zverubatsiro rwemipiro isina kukwana
Kukumbira iyi yerubatsiro, akateedzana magwaro anofanirwa kuunzwa uye manejimendi anoongorora kana kupa kana kwete rubatsiro:
- Kunyorwa kwemunhu ari kukumbira rubatsiro pakadhi rekushaya basa. Maitiro anofanira kupedzwa mukati memazuva gumi nebhizinesi mushure mekusiya basa.
- Fomu repamutemo rekushandisa rutsigiro rinofanirwa kuzadzikiswa. Fomu iri rinofanirwa kunge riine chirevo chemari yemunhu ari kurikumbira pamwe nevanhu vaiti anenge achinyorera ndiye ari kutarisira. Zvinyorwa zvebhangi uye kuzvipira kwechiitiko kunofanirawo kuiswa.
- Kuzivikanwa kwemunhu ari kukumbira rubatsiro kunofanirwa kuiswa uye kana vaine vana vanovimba navo kana vanogara navo. Vakadaro nhengo dzemhuri dzinofanirwa kuverengerwa mukushandisa. Ipa iyo isina kutsanangurwa DNI, bhuku remhuri kana zvakaenzana muzvinyorwa zvekunze kana zvichidikanwa.
- Iwe unofanirwa kuendesa chitupa chekambani mawakamboshanda usati washaya basa. Kana kambani yako isina kuunza kwauri, unogona kukumbira kuti itumirwe kwauri.
- Humbowo hwemari yekupedzisira kuitira kana hofisi yebasa ichikumbira.
- Kopi yemakondirakiti ebasa anga ari mumakore matanhatu apfuura anofanira kuunzwa kuitira kuti mukana unowirirana usati waunganidzwa. Kana iwe usina ivo, unogona kuvakumbira pahofisi yebasa uye ivo vanokuudza iwe huwandu hwetestimendi iyo yauchazopihwa.
- Kopi yezvibvumirano zvenguva-yebasa zvibvumirano pamberi pekugumiswa kwekupedzisira umo iwe wakashanda mumakore matanhatu apfuura, kana usati wagamuchira chero bhenefiti kwavari. Unogona kuvakumbira pahofisi yebasa kana vachifanira kuverenga mazuva ebasa rakatorwa.
- Gwaro rinotaura nhamba yeakaundi kwatinoda kuti bhenefiti yekusashanda ipindwe uye muridzi weaccount.
Iye munhu anoda kunyorera rubatsiro anofanirwa kuendesa mapepa anenge mazuva gumi nemashanu mushure mekuguma kwechibvumirano chevashandi - vhiki dzevhiki hadziverengeki - uye anogona kuzviita online pa Sepe peji kana iwe unogona kuzviita kuhofisi yebhenefiti nekugadzwa.
Zvinyorwa zvekukumbira rubatsiro rwemari yemhuri
- Zvinyorwa zvakafanana zvatakatumidza muchikamu chakapfuura zvinofanirwa kuunzwa, pamusoro peizvozvo iwe unofanirwa kupa zvinyorwa zvinotevera.
- Chitupa chakakodzera chemunhu ari kukumbira rubatsiro chinofanira kuunzwa kana, kana ari mutorwa, chitupa. Bhuku remhuri rinofanira kupihwa pamwe nekopikopi uye kana munhu ari kukumbira chikwereti akaroora, kopi yechitupa chemurume.
- Nhengo dzese dzemhuri dzinoshanda dzinofanirwa kuendesa mafotokopi eazvino ID uye muhoro. Chirevo chemari chevanhu vese vanoshanda mumhuri chinofanirawo kuendeswa.
- Pakaitika kurambana, gwaro repamutemo rinofanira kuiswa. Kana vana vari vatorwa, gwaro rinozviongorora rinofanirawo kuiswa. Kana iwe uine hama iri kunze kwenyika, unofanirwa kukumbira kumumiriri kune chitupa chinotsanangura zvaunoita kunze kwenyika uye kuti imarii yaunowana.
- Kuti ugokumbira rubatsiro urwu, une nguva yemazuva gumi nemashanu kubva panopera chibvumirano chebasa. Mune ino kesi, kupera kwevhiki uye zororo hazvizoverengerwa. Kana munhu wacho achiunganidza kushaikwa kwemabasa, rubatsiro urwu runofanirwa kukumbirwa mwedzi mumwe chete mushure mekupa mari yepenjeni.
Rutsigiro rwekuneta kweiyo bhenefiti
- Zvinyorwa zvevanhu vanotungamira zvinofanirwa kuiswa.
- Zvinyorwa zvese zvakatumidzwa muchikamu chakapfuura zvinofanirwa kuiswa, kubvisa izvo zvinotsanangudza nhengo dzemhuri.
Rutsigiro rwevanhu vanopfuura makumi mashanu nemashanu
- Sezvakaitika muzviitiko zvakapfuura, iwo magwaro akafanana nechikamu chekutanga anofanirwa kupihwa mazuva gumi nemashanu mushure mekuguma kwechibvumirano chevashandi uye mwedzi mumwe mushure mekupihwa mari yepenjeni.
Rutsigiro rwevanhu vanopfuura makumi mashanu nemashanu
- Izvo zvakafanana zvinyorwa senge mune yekutanga poindi. Inofanirwa kuendeswa mukati memazuva gumi nemashanu ebhizinesi uye mushure memwedzi mumwe wekutora maricho ekushaya basa. Iwe unofanirwa kuziva kuti mwedzi wekumirira mune zvese zviitiko unotanga pazuva raunonyoresa kutora pension kana rubatsiro kana iwe watove nemakore makumi mana nemashanu ekuberekwa.
- Kuti uve unofanirwa nerubatsiro urwu, rekupedzisira basa rinofanirwa kunge rave nemwedzi inodarika mitanhatu.
Rubatsiro runoshamisa
Kune vanhu vasina rudzi rwemutemo, pane mamwe marudzi erubatsiro rwavanogona kukumbira.
Rudzi urwu rwekubatsira kunoshamisa, inoitika mune inotevera kesi:
- Kusunungurwa kubva mutirongo. Rubatsiro urwu rwunopihwa vanhu vanoburitswa mutirongo mushure mekupedza mwedzi mitanhatu mutirongo. Kana munhu akashevedzwa kuti aite chero rudzi rwebasa, havakwanise kuramba uye kuwana rubatsiro urwu, havafanirwe kunge vachibhadharisa chero rubatsiro.
- Vashandi vanobva kune dzimwe nyika. Rubatsiro urwu rwunopihwa kana munhu wekuSpanish kwaakabva akatamira kune imwe nyika kwenguva pfupi yemakore matatu asi achida kudzokera kunyika yavo. Mune ino kesi, rubatsiro runogarokumbirwa mwedzi mumwe mushure mekuuya kwemunhu. Nyika yawanga uri haigone kuve chikamu cheEuropean Union. Unogona kuwana mubhadharo wema 487 euros pamwedzi asi unofanirwa kunge wakashanda kwemwedzi gumi nemaviri munyika yauri kudzoka kubva.
- Disability mvumo. Rubatsiro urwu rwunopihwa kune vanhu vanga vaine penjeni yehurema uye vakaona kuvandudzwa. Kuti uwane rubatsiro urwu, mari inosvika mazana mashanu nemakumi mashanu emadhora haifanirwe kudarika. Zvakare haugone kuve nemvumo yekushaiwa basa iwe uchinge uchitora iyi pension. Unofanirwa kunge wakanyoreswa kwemwedzi sekudaidzira kushaya basa.
- Ronga gadzirira. Nekuda kwerubatsiro urwu, anosvika mazana mana emaeuro anogona kubhadhariswa uye kupihwa kune vanhu vakaneta mabhenefiti avo senguva yakati rebei mavanowana basa. Yakazara yemari iyi 400 euros inopihwa kune vanhu vasingashande, yakakamurwa kuita ingangoita mwedzi mitanhatu. Mukudzoka, munhu wacho anowana makosi ekudzidzira asina kuramba kuzviita.
• Kuzvidira kudzokera kuSpain kubva kune imwe nyika. Rubatsiro urwu rwuchapihwa sekureba sekunge nyika mawanga uine chibvumirano cherubatsiro neSpain uye unogona kuchikumbira mwedzi mumwe wasvika munyika. Izvo zvinongoshanda chete kune vanhu vane nyika yeSpanish uye vasina kudzoka kuSpain mukati memakore matatu.