Kamwe zvakare, uye zvakare, chikamu chebhangi chiri kutarisa maziso evashambadziri. Pachiitiko ichi nhau dzadzo dzese dziri muIPO neboka rezvemari Unicaja. Asi zviitiko hazvimire neiyi kubhengi kufamba sezvazvinotarisirwa nekutarisira kukuru zvinogona kuitika nemamwe mabhanga madiki kuSpain, sezvazvakaita kuna Ibercaja. Kusvika padanho rekuti yave kuita seanoshanda kwazvo zvikamu mukota yekutanga yegore.
La kutenga kweBanco Yakakurumbira naSantander, kurwisa kwekufungidzira paLiberbank nekubatana pakati peBankia neBMN zvakanyatso kupisa chikamu chose. Iine kufarira kuri kukura pakati pemakambani madiki nepakati-epakati kuti vapinze chero avo chinzvimbo kuti mari ichengetwe kubva nhasi. Iko hakuna kupokana kuti mune dzimwe nguva mikana chaiyo yebhizinesi inogona kuvhurwa mune mamwe emabhizimusi emari. Kunyangwe hazvo njodzi dzinowanikwa mukuvhiya uku dzisingatarisirwe pasi chero nguva.
Zvakanaka, kufamba kwazvino pabhodhi rebhangi kwauya kubva muruoko rweUnicaja, iyo yakafunga kutora danho rekupedzisira uye kunyora pamusika weSpanish wemusika. Kusvika padanho re simbisa kupihwa kwechikamu chakakosha ichi yeSpanish equities. Asi chokwadi ndechekuti yakaisawo kumanikidza kune epakati-saizi isina kunyorwa zvinhu uye yakatokonzera kufungidzira nezve mashandiro matsva mumabhangi emunyika. Iine dzakateedzana zvisarudzo zvinogona kuburitswa mumazuva anotevera, pakati padzo chinzvimbo cheIbercaja chakamira.
Unicaja yakatove yakanyorwa pamusika wekutengesa
Kana iwe uchida kuisa mari yako mune ino yekare yekuchengetedza bhengi, makorokoto, nekuti kwemazuva mashoma ikozvino unogona kuzviita. Nekuti zvirokwazvo, Unicaja Banco yakakwazisa musika wemasheya pamutengo wekupedzisira we1,10 euros pamugove, iyo inomiririra yekutanga misika capitalization yechinhu chemamirioni e1.703 emamiriyoni, sezvakataurwa manheru ano kuNational Securities Market Commission (CNMV). Kubudikidza nechipo chekunyoreswa icho chakakomberedzwa zvizere, zvese maererano nezvikamu zvakaverengerwa mupiro yekutanga uye izvo zvakachengeterwa nzvimbo dzekuisa ("green shoe").
Chimwe chinhu chitsva chakapihwa neboka idzva rebhengi iri maererano nechikamu chayo. Nekuti semhedzisiro yechitarisiko chayo muhuwandu hwenyika iyo yainotarisira govera uyu muripo kune avo vanogovana navo. Kusvika pakuti panotova nehurukuro yemari yakapihwa chinhu chemari ichi. Zvirinani kwenguva yepakati nepakati kubva Unicaja Banco inotarisira kugovera mugove unosvika makumi mana muzana ebatsiro pane IPO yayo. Maererano nekufungidzira kwake, anotarisira kusvika padanho iri muna 40, kubva pa2020% gore rino. Saka icho chinhu chitsva chinokurudzira kunevachagovana ramangwana reiyi nyowani yemusika wemari.
Neiyi nzira, inobatana neboka remabhanga madiki nepakati-epakati aripo mune emunyika equities. Pamwe chete naLiberbank, Bankia uye padiki padiki Banco Sabadell. Pamusoro pezvose, nhau dzakanaka dzeichi chiyero ndechekuti kubva zvino zvichienda mberi iwe uchave nesarudzo dzakawanda mune ino yakakosha chikamu chekudyara yako wega pfuma. Kusvika parizvino, hapana mumiriri wezvemari akapa mutengo wakanangwa kumasheya awo panguva iyoyo. Iko kushomeka kweruzivo uko kunogona kuona kuti ndeipi mukana wayo wekuongorora ungave uri kubva ikozvino zvichienda mberi.
Imwe yenyaya dzayo itsva irimo mubhurocha rayo rekuburitsa kana ichifunga nezve kukiya-up (kuzvipira kugara muguta guru) anova mazuva zana nemakumi masere. Mairi iro sangano risingakwanise kuburitsa masheya matsva. Chichava chinhu chakakosha kwazvo chinogona kuve nechimwe chiitiko pane iyo koteteni yemitengo yako. Chinhu chinokosheswa nevashambadzi vadiki nepakati vanoshuvira kuvhura zvinzvimbo kubva zvino zvichienda mberi vanofanirwa kutarisisa zvakanyanya
Ibercaja inotevera inofamba
Asi mafambiro ari muSpanish banking system haamire pano, nekuti zvinogona kuitika neIbercaja zvinoramba zviripo. Kwete pasina, kwechinguvana, kubva kune ino yezvemari institution vanofarira kumirira zviitiko uye kutonga kunze kusvetuka izvozvi kune parquet nekuda kweiyo yakaipa nguva iri muchikamu. Kunyangwe kana rumwe rudzi rwekubatanidzwa nezvimwe zvinhu zvingatarisirwa kunze. Kunyangwe kubva kuvakuru veboka remari vanobvuma kuti hapana chavanoziva nezvenyaya iyi, zvirinani izvozvi. Chimwe chinhu chakasiyana kwazvo chii chinogona kuitika mushure mekudzoka kwezororo iri.
Chero zvazviri, mamiriro ezvinhu asingakwanise kutongwa kunze, kunyangwe kupera kwegore rino. Mushure mezvinoonekwa kusvika ikozvino, zvachose hapana chinogona kutongwa kunze. Uye zvakatonyanya mukati mechikamu chinoshungurudza cheSpanish banking chikamu. Chero zvazvingaitika, hazvisi zvisina musoro kufunga kuti mukati memwedzi mishoma kukosha kwebhangi nyowani kuchave chikamu chemusika unoenderera weSpanish. Kunyangwe zvichizodikanwa kuti uzive mamiriro ezvinhu ekupinda mumisika yemari. Saka kuti varimari vadiki vagone kugamuchira zvakanyanya kuvhura nzvimbo mune ino nyowani uye inofungidzirwa chikumbiro cheSpanish equities.
X-ray yebhangi chikamu
Pane chinhu chimwe chakanyatso chokwadi uye icho ndechekuti chikamu chemusika wemari iri imwe yeakasimba kwazvo muhombodo yemumba. Kusvika padanho rekusarudzika kweiyo shanduko yeinosarudzika indekisi kuti ive yakaipa kana yakanaka. Nechiitiko chakakura kwazvo kupfuura mamwe mativi akakosha kukosha. Semuenzaniso, kuvaka, kushanya kana iyo imwecheteyo kutaurirana. Uye zvakare, iwe haugone kukanganwa kuti huremu chaihwo hunoshandiswa nemabhangi hwakasimba zvakanyanya kupfuura mune mamwe misika yemasheya mukondinendi yekare. Icho chinhu chausingakwanise kukanganwa paunenge uchironga mari dzako kubva ikozvino.
Chero zvazvingaitika, iwo mabhanga makuru haasi iwo mazhinji mune iriko kupihwa kwazvino kunopihwa nemari. Nekuvapo kwega kwemaviri makuru emari mapoka: BBVA uye Banco Santander. Kubva pane zvakataurwa izvi pane akateedzana emabhanga epakati nepadiki ayo anogona kugutsa zvaunoda semudhara mudiki nepakati. Kusvika padanho rekuti tsika dzaunogona kunyorera dziri kuwedzera panguva yeiyi. Nenyaya dzichangoburwa kusvika zvino nekubatanidzwa kweUnicaja.
Mhedzisiro ine purofiti ye5%
Imwe yemasangano akajairika iyo tsika idzi dzinopa zvakanyatsotsanangurwa ndeyekuti ivo vanobhadharisa avo vagovana navo neyakagadziriswa uye yakavimbiswa dhivhidheni gore rega. Inogadzira kudzoka kwegore negore pakati pe3% ne8%, zvinoenderana nesarudzo yaunoita mumapaki emunyika. Saka kuti nenzira iyi, iwe une chimwe chinhu chinokurudzira kusarudza chikamu ichi cheSpanish stock stock. Ichi ndicho chimwe chezvikonzero nei ivo vachiitirwa kune yakanyatsotsanangurwa average average investor profile. Vanodzivirira vanhu vanoda kuchengetedza kuchengetedzeka kwemasevha avo kune mashandiro avanogona kupa
Kubva pane ino yakajairika mamiriro, iwe haugone kupotsa chero eaya maitiro mune yako yekudyara portfolio. Kunyangwe kana iri kuzvibatanidza nemamwe maitiro kubva kumatunhu akasiyana. Mune izvo zvinoita yakajeka kusiyanisa zano ane chinangwa chikuru kuchengetedza kwemipiro yako yezvemari pamusoro pezvimwe zvinhu Hazvishamisi kuti iwe unogona kuve nemaitiro mazhinji ekuti kuchengetedza kwacho kubatsire kuburikidza neaya akakosha maitiro atiri kutaura nezvazvo panguva ino.
Dzimwe pfungwa dzekudyara mari yako
Izvo hazvizombokukuvadza iwe kuita akateedzana ezviito mukati mebhengi chikamu uye izvo zvinogona kuvandudza nzvimbo dzako mumisika yemari. Uye zvakare, kuve anovimbika kwazvo marongero kuitira kuti dziviriro yavo igutsikane zvakanyanya kupfuura kusvika zvino. Dzinofanira kunge dzakavakirwa pamazano anotevera atinokufumura pazasi.
- Icho chiri pamusoro chikamu chinoshanda zvakanyanya Uye kuti kana iwe ukanyatso kutarisisa kwazviri, iwe unogona kuzvipa iwe kupfuura inopfuura imwechete kushamisika kubva ikozvino Kunyangwe zviine njodzi zvine musoro zverudzi urwu rwekushanda.
- Nguva dzese dzauinadzo zvimwe zvirevo zvekusarudza kubva, uye uko iko kukosha kweiyo kukosha kuchikunda pamusoro pezvimwe zvinoonekwa kubva pakuona kwekuongorora kwehunyanzvi.
- Imwe yematanho akachengeteka kumirira iyo matsva ebhangi tsika gara mumashoko avo. Saka kuti nenzira iyi, unogona kuratidza zano raunofanira kushandisa kutora chinzvimbo.
- Imwe mukana weiyi kirasi yekuchengetedzeka pamusika weSpanish wemusika ndeyekuti vane chikamu chakatarwa gore rega. Iwe unogona kuwana purofiti inosvika ku8%.
- Unogona kusarudza values mukati mechikamu chimwe chete, kubva kumapoka makuru emari kusvika kumabhanga madiki nepakati. Nguva dzose zvichienderana nehuwandu hwaunopa semutengesi wekutengesa.
- Imwe yemadhinomine makuru echikamu chebhizinesi ichi ndechekuti vane yakanyanya kupfuura yakakwira kushomeka munzvimbo dzako. Saizvozvowo kuti iwe ugone kubuda mavari nekusununguka kukuru uye usabatike.
- Sekupfupisa, haugone kukanganwa kuti ndeimwe yeiyo dzinofarira zvikamu chechikamu chakanaka chevashambadzi vadiki nepakati veSpain. Kuchave nevazhinji vanobheja pane isinganzwisisike yeimwe nzvimbo munzvimbo dzakabatana.