Chofunika kwambiri kuti mupeze ndalama zanu

dinero Chowonadi chakuti mutha kuchita kanthu sizitanthauza kuti muzichita tsopano. Ndipo zochepa mukamasewera njuga ndi ndalama zanu, monga momwe mumakhalira ndi ndalama. Pakakhala ntchito zambiri zoti zichitike komanso nthawi ndiyokwanira, simuyenera kuchita china chilichonse kupatula kukwaniritsa kukwaniritsidwa kwa zolinga zomwe zikukakamiza kwambiri padziko lonse lapansi. Ndizowona kuti magawo onse pantchito yogulitsa ndalama alibe kufunika kofanana. Kuwunika masheya pamsika wamsika sikofanana ndi kusankha kuwapha nthawi ina.

Zotsatira zake, mutu wa "zinthu zoyambirira" ndichofunikira pakuwongolera nthawi moyenera ndi wogulitsa. Wolemedwa ndi kuchepa kwa ntchito komanso kupezeka kwakanthawi kokwanira kuti achite, paphokoso la tsiku limodzi, ngakhale iwo omwe amadziwa kugwiritsa ntchito bwino nthawi yawo nthawi zina amakhala okhudzidwa kwambiri momwe angachitire ndi zomwe zimabweretsa kupsinjika kwakukulu. Izi ndizofala pamsika wamsika wazachuma momwe mungadziwire kuchokera pazomwe mwakumana nazo.

Ndikothekanso kuti mukamayang'anira ndalama zanu mumakhala kuti mukukakamizidwa ndi izi. Kuthetsa mavuto mwa dongosolo, agwire ntchito yosavuta kapena zisankho zoyamba zonse kapena kungosamalira ntchito zovuta, ndi lingaliro loti njira yachangu kwambiri komanso yowongoka yochotsera. Mulimonsemo, simudzakhalanso ndi yankho lina kuposa kufotokozera njira yomwe mukufuna kukhazikitsa kuyambira pano. Osati pachabe, kupambana kwa ntchito pamsika wamsika kapena chuma china chimadalira iwo.

Ndalama: kukhazikitsidwa kwa ndondomekoyi

Ngakhale mutha kukhala ndi chizolowezi chofuna kudziyang'ana nokha mwa umodzi mwanjira izi, pewani zivute zitani. Mwa zina chifukwa mutha kupanga ndalama zoyipa. Kuthetsa mavuto momwe amachitikira kungakhale koyenera nthawi zina. Mwachitsanzo, kudziwa ndalama zomwe muyenera kugwiritsa ntchito nthawi zonse. N'chimodzimodzinso ndi njira ina iliyonse yosaona zomwe zikuchitika, mosasamala kanthu za zomwe mungachite. Muyenera kuganiza kuti mutha kusiya ma euro ambiri panjira Ndipo ichi ndichinthu chomwe muyenera kupewa kuposa njira zina zachuma.

Nthawi yotsatira mukaganiza kuti mulibe nthawi yokwanira yoperekera ndalama, muyenera kuganiziranso. Mutha kupeza kuti muli ndi nthawi yomwe mumafunikira, pokhapokha mutakhala ndi kulimba mtima kokwanira kuti musankhe mwina zovuta.

  • Pachifukwa ichi muyenera kuganizira zinthu zotsatirazi.
  • Yerekezerani ndi chiyani mukufuna kuchita ndi zomwe mumachita kale pompano.
  • Dzifunseni nokha zingati zomwe mungapeze nthawi ina ndi inanso.
  • Yankhani zomwe za kuchuluka kwa kutaya posachita opareshoni m'misika yazachuma.
  • Oganizira zosankha zonse zomwe muli nazo mpaka pano.

Momwe mungayang'anire ndalama?

yuro Zotsatira zake zidzakhala mndandanda wazofunikira zomwe zingakuuzeni zoyenera kuchita kaye, chachiwiri, ndi zina zotero mpaka kumapeto, kuti muwonetsetse kuti phindu lanu pantchito ndi lalikulu kwambiri ndipo zomwe mwataya ndizochepa. Njira yabwino yopitilira ndiku pendani mkhalidwewo kotero kuti muganizire zofunikira zonse pazomwe mukugulitsa. Chifukwa chake, musanakhazikitse kapena kusintha zinthu zofunika kwambiri, muyenera kuganizira izi:

  • Osatengera kapena kusintha kanthu osapanga chisankho kudziwa kutero. Osatengera gawo osadzifunsa nokha ngati mulibe china chofunikira kuthana nacho. Osamachita chilichonse mwachizolowezi, pokhapokha muziganiziranso zofunikira zanu kuti muwonetsetse kuti malingaliro anu akadali ovomerezeka.
  • Samalani kwambiri zosowa za omwe mungathe kukondera kapena kukuvulazani. Mwanjira imeneyi, ndikofunikira kuti mungokhulupirira anthu omwe ali ndi chidziwitso chambiri pazachuma.
  • Khalani ngati mtsogoleri, osati ngati wokopera. Kusankha zoyambira pazachuma ndi vuto lenileni ngati chimodzi mwazolinga zanu chikagundana ndi china. Apa ndipomwe kasamalidwe kabwino ka chuma kofunikira.

Mabizinesi

Mbali inayi, muyenera kuchitapo kanthu koyamba pamabizinesi omwe amatha kutuluka nthawi zonse. Sakuyenera kubwera kuchokera kumsika wamsika, koma atha kukhala ochokera kuzinthu zina zachuma, ngakhale zina zomwe simunaganizire mpaka pano. Muyeneranso sankhani ndalama zambiri ndi zotayika zochepa, monga tanena kale. Mwanjira imeneyi, ichi ndiye chofunikira pakusankha zoyambira patsogolo. Kuchokera pazowona izi, choyamba pangani zomwe kutsatira kumabweretsa phindu lalikulu ndikusiya mpaka kumapeto zomwe zimachedwetsa ndikupweteketsa pang'ono.

Kusiyanitsa zinthu zomwe mukuyenera kupanga ndi zomwe mukukakamizidwa kuchita kapena zomwe mukufuna kupanga. Ngati mungasankhe pakati pazosankha zingapo zomwe mungachite, choyamba fufuzani chilichonse kuti muwone chomwe chikugwirizana ndi zomwe muyenera kuchita mphindi iliyonse. Mwina mumavutika kusankha zinthu zofunika kwambiri pamoyo wanu kokha pamaziko awa, koma sikuyenera kukhala ndi malire pazinthu izi. Musaiwale kuti kuyang'ana kwambiri ndalama zanu ndikofunikira kwambiri kuti muzikhala ndi zofunika kwambiri kuposa zina. Ndi imodzi mwazifungulo zopambana kwa wochita malonda ang'onoang'ono komanso apakatikati.

Yambani ndi ndalama

ndalama Zachidziwikire, zikhala zofunikira kuti mutsimikizenso mbiri yanu ngati wogulitsa masheya. Kuti izi zitheke, sipadzakhala kuchitira mwina koma kutsatira zinthu zingapo monga zomwe tiziulula pansipa.

  1. Khalani ndi kuphunzira kofunikira pachinthu chilichonse chazachuma komwe mupiteko kuyambira pano.
  2. Simusowa Sungani ndalama mokakamiza, koma chifukwa zikhalidwe zamisika yachuma zikuwonetsa chomwecho.
  3. Mukuyenera kukhala ndi udindo pachisankho chilichonse chomwe mupange pachifukwa ichi udindo wanu udzakhala wapamwamba kwambiri. Simungaiwale kuti ndi ndalama simusowa konse kutchova juga chifukwa mutha kutaya gawo lofunikira kwambiri m'banja lanu ili.
  4. Ndizothandiza kuti mukhale ndi zonse zothandizira ndi zothandizira kuti zigwire ntchito m'misika yazachuma. Zina mwazomwe mungaperekedwe kuchokera ku banki yanu yachizolowezi ndipo zitha kukuthandizani kuti mugwiritse ntchito ndalama zilizonse m'misika yamalonda.

Pezani zolinga zodalirika

Mukamadziwa bwino zomwe muyenera kuchita komanso zomwe mukuyembekeza kuchokera kubizinesi, zimakhala zabwino pazokomera zanu. Mukangopatsidwa ntchito yatsopano mgawo lazogulitsa, cholinga chanu chachikulu ndikupempha kufotokozera momveka bwino za zolinga zomwe zakwaniritsidwa. Zina mwazinthu zotsatirazi zikuwonekera kuti tikudziwitseni izi:

Pezani zotsatira zoyembekezeka kuyambira pachiyambi, kupitilira njira zina zankhanza. Simuyenera kuganizira zotsatira zokhumba kwambiri chifukwa pamapeto pake zitha kuchitika kuti sizikumana. Ndipo kukhumudwitsidwa kudzakhazikika mumalingaliro anu ngati wamalonda ochepa komanso apakatikati omwe muli.

Unikani nthawi yomwe muyenera kupanga ndalama chifukwa ndizofunikira pangani chisankho chabwino pazomwe muyenera kuchita mumisika yamalonda. Mbali inayi, bajeti yomwe muli nayo yochitira izi m'misika yazachuma. Pofuna kudziwa ngati ntchito yatsopano pamsika wama stock ikusonyeza kusintha kwa njira yogwiritsira ntchito ndalama ndi zovuta zake.

Pangani dongosolo lazandalama

ndalama Chofunika chanu chotsatira ndikulemba dongosolo momwe ntchito zanu m'misika yazachuma zithandizira. Poyamba izi zidzakutayitsani nthawi, koma koposa zonse mudzapewa chisokonezo chilichonse ndipo mudzasunga nthawi pambuyo pake, chifukwa mudzakhala ndi chitsimikizo chonse kuti ndalama zanu zonse zakonzedwa bwino. Kupitilira pazolakwitsa zomwe mungapange nthawi zonse. China chake chomwe chimachitika mobwerezabwereza monga momwe mumadziwira kale kuchokera pazomwe mwapeza mzaka zambiri monga wogulitsa ndalama.

Nzosadabwitsa kuti chimodzi mwazolinga zanu zazikulu sikungopeza phindu lochulukirapo. Ngati sichoncho, m'malo mwake, imayang'ana pakupereka chitetezo chachikulu pantchito yanu yazachuma. Kaya ndi mtundu wanji komanso kuchuluka komwe mudapereka m'malo awa mumisika yazachuma. Chifukwa kumapeto kwa tsikuli ndikukonza chuma chanu kapena chabanja lanu. Komano, simungayiwale kuti ntchito zonsezi zimakhala ndi zoopsa zingapo zomwe muyenera kuziganizira kuyambira pano.

Mukatsatira malangizowa, palibe chikaiko kuti ndalama zanu zidzapangidwa ndi zitsimikiziro zazikulu zakupambana. Chifukwa chake, mwanjira imeneyi, muli munthawi yabwino yoyang'anira ndalama zanu m'njira yabwino kwambiri. Osatinso zocheperapo, chifukwa pamapeto pake ndizogulitsa.


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  1. Wotsogolera pazosankhazi: Miguel Ángel Gatón
  2. Cholinga cha deta: Control SPAM, kasamalidwe ka ndemanga.
  3. Kukhazikitsa: Kuvomereza kwanu
  4. Kulumikizana kwa zomwe zafotokozedwazo: Zomwezo siziziwululidwa kwa anthu ena kupatula pakukakamizidwa mwalamulo.
  5. Zosunga: Zosungidwa ndi Occentus Networks (EU)
  6. Ufulu: Nthawi iliyonse mutha kuchepetsa, kuchira ndikuchotsa zidziwitso zanu.