Mukataya ntchito kapena kusowa ntchito, pali phindu lazachuma omwe cholinga chake ndikuteteza ogwira ntchito omwe amachotsedwa ntchito pazifukwa zomwe nthawi zambiri zimakhala zosatheka kuwalamulira, tikatero tidzalongosola zikhalidwe zosonkhanitsira ulova.
Chitetezo chamtundu wa anthu chimatetezanso anthu omwe ali ndi kuthekera komanso kufunitsitsa kupitiliza kugwira ntchito, koma omwe, pazifukwa zopitilira mphamvu zawo, amataya ntchito kapena amawona kuti maola awo wamba achepetsedwa, komanso amapatsidwa phindu lazachuma, izi zimadziwika kuti "ulova ", zomwe zimathandizira mwanjira inayake, kutayika kotheka komanso kotheka kwambiri kwa malipiro omwe anali kulandira kale pantchito yapita.
Zotsatira
- 1 Magulu osowa ntchito omwe timafuna kudziwa, tisanatenge kusowa kwa ntchito
- 2 Kodi ufulu wosowa ntchito umayamba liti?
- 3 Kutalika kwa sitiraka
- 4 Kulingalira pankhaniyi.
- 5 Kuchuluka kwa phindu.
- 6 Ndalama zochepa pachaka cha 2018.
- 7 Kuchuluka kokwanira pachaka cha 2018.
- 8 Ana odalira anthu osagwira ntchito kapena osagwira ntchito.
Magulu osowa ntchito omwe timafuna kudziwa, tisanatenge kusowa kwa ntchito
Tikakhala nawo pa kusowa kwa ntchito zomwe zilipo, titchula mitundu iwiri ya ulova yomwe tawonetsa pansipa:
- Kusowa kwa ntchito kwathunthu. Zimaphatikizaponso momwe wogwira ntchito amasiya kugwira ntchito kwakanthawi kwakanthawi kapena mwanjira zina motsimikiza, kuti ntchito zake zomwe adayamba sangazichitenso ndipo wogwira ntchitoyo alandidwa malipiro ake kapena malipiro ake. Izi zitha kuyambitsidwa ndikuimitsidwa kwa ERE kapena kuchotsedwa ntchito.
- Ulova pang'ono. Izi zimachitika pomwe wogwira ntchito amachepetsedwa kwakanthawi, nthawi yake yantchito yatsiku ndi tsiku, komanso malipiro ake. Kuchepetsa malipiro kumatha kumveka ngati kotsika kwa 10% mpaka 70%. Pankhani ya ulova chifukwa chakuchepetsa maola ogwira ntchito.
Kodi ufulu wosowa ntchito umayamba liti?
Monga chofunikira kukhala ndi ufulu sonkhanitsani ulova, Muyenera kukhala ndi zopereka zakusowa kwa ntchito kwakanthawi kwa masiku 360 omwe adachitika mzaka zisanu ndi chimodzi zomwe zidatsatiridwa ndi boma ngati kusowa kwa ntchito.
Milandu yomwe phindu la ulova limafunsidwa ili pansipa:
- Ubale wa ntchito ukathetsedwa. Pangano likamatha kapena kuchotsedwa ntchito, wogwira ntchitoyo amathetsa ubale wake ndi kampaniyo ndipo ntchito yake imasiya kuperekedwa, kuti aleke kulandira ndalama zomwe amaganizira.
- Pochepetsa. N'zotheka kuti malipiro omwe mwalandira sali ofanana ndi omwe analandira kale, komanso maola a ntchito ya tsiku ndi tsiku akhoza kuchepetsedwa, pamenepa mutha kupemphanso phindu lakusowa ntchito.
- Ogwira ntchito osasintha. Ndiwo antchito kapena ogwira ntchito omwe amagwira ntchito zokhazikika komanso nthawi ndi nthawi, zomwe zimangobwerezedwa pamasiku okhazikika, ndi munthawi zantchito, momwe phindu la ulova lingapemphedwe.
Ogwira ntchito kapena ogwira nawo ntchito, Ayenera kulembetsa ngongole ya ulova mkati mwa masiku khumi ndi atatu kuchokera pomwe vuto la ulova layambika, potero asaine kudzipereka kwa ntchitoyi.
Kutalika kwa sitiraka
Ulova kapena nthawi yopindulitsa, zimayambira pomwe munthuyo wapereka ndalama kwa masiku osachepera 360, ndipokhapo pomwe azikhala ndi mwayi wopeza ntchito m'zaka zisanu ndi chimodzi zapitazi.
Tikamalankhula zakanthawi kocheperako kuti tikhale ndi mwayi wopezera ulova, timangotchula za ufulu wakusowa kwa ntchito muyezo wa zopereka kapena momwe zingathandizire, nthawi zambiri imakhala miyezi 6 ndikufikira zaka ziwiri, mgulu la Nthawi yocheperako kuti akhale ndi ngongole yantchito, ndalamayi imayesedwa kudzera malingana ndi nthawi yomwe ikukambidwa, ubale womwe ukuwonetsedwa pansipa:
Chiwerengero cha masiku omwe muyenera kulandira nawo ntchito kapena kupindula ndi ulova. | Nthawi yolemba, yofotokozedwa m'masiku. |
720 | 2160 - kupitirira |
660 | 1980 - 2159 masiku |
600 | 1800 - 1979 masiku |
540 | 1620 - 1799 masiku |
480 | 1440 - 1619 masiku |
420 | 1260 - 1439 masiku |
360 | 1080 - 1259 masiku |
300 | 900 - 1079 masiku |
240 | 720 - 899 masiku |
180 | 540 - 719 masiku |
120 | 360 - 539 masiku |
Masiku ndi nyengo zomwe zafotokozedwazo zimatha kusiyanasiyana kutengera nkhaniyo, kugwiritsidwa ntchito ngati cholozera cha mlandu wamba.
Sitikunena kuti ichi ndi chikhazikitso, chomwe chimangogwiritsidwa ntchito ngati chiwonetsero chofananira komanso kuyerekezera.
Kulingalira pankhaniyi.
Nthawi yomwe yatchulidwayo ingafanane ndi nthawi yochepa, momwemonso kugwira ntchito ndi tsiku lochepetsedwa logwira ntchito tsiku lililonse lomwe liziwerengedwa ngati tsiku limodzi lomwe lanenedwa, izi sizingafanane ndi tsikulo.
Only nthawi zamalonda omwe kugwiritsa ntchito sikunafanane kutolera ulova. Izi zikutanthauza kuti omwe sanawerengeredwe kuti atenge ulova sangaganiziridwe, mwina pothandizidwa kapena pamalipiro.
Nthawi zomwe zimagwirizana molunjika ndi "tchuthi chosasangalala", idzawerengedwa ngati gawo la nthawi yayitali.
Kuchuluka kwa phindu.
Ngati zomwe mukufuna ndikudziwa ulova phindu zomwe zikugwirizana ndi inu, muyenera kuwerengera zoyambira zanu. Pachifukwa ichi tiyenera kudziwa zopereka pazomwe zikuchitika pano zosowa ntchito zomwe zikugwirizana ndi masiku 180 apitawa ndikugawana ndi 180.
M'makalata anu mudzazipeza ngati "zovuta zodziwika bwino". Pazotsatira zomwe zimagwiritsidwa ntchito ndi oyang'anira, maola owonjezera sanaphatikizidwe mkati mwake.
Dongosolo loyang'anira likadziwika, phindu la ulova liziwerengedwa motere:
- M'masiku 180 oyambirira, 70%.
- Pambuyo pa masiku 180 oyambirira kapena kuyambira tsiku la 181, 50%.
Ndalama zochepa pachaka cha 2018.
Ngakhale zili choncho, kuchuluka kwa phindu la ulova sikuyenera kukhala locheperako kapena kuchepa kuposa izi:
- Kukhala ndi opeza osagwira ntchito kapena osagwira ntchito, ana odalira (m'modzi kapena ana ambiri). Pafupifupi ma 665 euros, omwe ali ofanana ndi 107% ya IPREM + 1/6 ya IPREM.
- Ngati, monga wosagwira ntchito kapena wosagwira ntchito kapena wopindula, tiribe ana odalira. Pafupifupi ma 500 euros, omwe ali ofanana ndi 80% ya IPREM + 1/6 ya IPREM
Njira yomwe tingakhazikitsire tokha kuwerengera izi, zomwe ndizochepera phindu la ulova, ndi izi:
80% x (IPREM + 1/6 IPREM) kapena 90% x (IPREM + 1/6 IPREM)
Kuchuluka kokwanira pachaka cha 2018.
Ngakhale zili choncho, kuchuluka kwa phindu la ulova, Sayenera kukhala yayikulupo kapena yokulirapo kuposa izi:
- Kukhala ndi opeza osagwira ntchito kapena osagwira ntchito, odalira. 200% ya IPREM ngati tingakhale ndi mwana m'modzi woyang'aniridwa ndi ife, ndi 225% ya IPREM ngati pali ana opitilira mmodzi amene tikuwasamalira, kuphatikiza 1/6 ya IPREM.
- Kutenga ngati wopeza wosagwira ntchito kapena wosagwira ntchito, mwana m'modzi wodalira, ndalama zake zonse zimakhala pafupifupi ma 1200 euros.
- Kukhala ndi ana awiri kapena kupitilira pomwe osalandira ntchito kapena osalandira ntchito, kuchuluka kwake kumakhala pafupifupi ma 1400 euros.
- Ngati ngati wogwira ntchito kapena wosagwira ntchito kapena wopindula, tilibe ana odalira, ndalama zake ndi ma 1000 euros, omwe ali ofanana ndi 175% ya IPREM + 1/6 yake.
Njira yomwe tingadziwire tokha kuwerengera izi, yomwe ndi ndalama zambiri pantchito yopanda ntchito, ndi izi:
175% x (IPREM + 1/6 IPREM) kapena 225% x (IPREM + 1/6 IPREM)
Ana odalira anthu osagwira ntchito kapena osagwira ntchito.
Ana odalira omwe sagwira ntchito ayenera kukwaniritsa zofunikira zina kuti ziwoneke motere. Zofunikira pa izi ndi izi:
- Ana omwe amadalira anthu osagwira ntchito kapena osagwira ntchito kapena opindula ayenera kukhala ochepera zaka 26, atha kukhala achikulire bola kupunduka kutengera kuchuluka kofanana kapena kupitirira 33% ya kuthekera kwawo.
- Ana odalira omwe sagwira ntchito kapena osagwira ntchito kapena opindula ayenera kukhala ndi wothandiziridwayo kapena wolandirayo akuyenera kukhala ndi udindo pakulamula kwamilandu kapena pangano lothandizira ndalama za mwana kapena ana omwe akukambidwayo.
- Ana omwe amadalira anthu osagwira ntchito kapena osagwira ntchito kapena olandila ndalama alibe ndalama zofanana, zapamwamba kapena zazikulu kuposa SMI.
Zidzakhala zofunikira kudziwa momwe wopindulirayo alili pano ngati zomwe mukufuna ndikupempha kuti athandizidwe, bola ngati kusowa kwa ntchito kuli kotsutsana ndi chifuniro chanu ndipo izi zikutanthauzanso kuchepa kwa nthawi yogwira ntchito kapena kuchepetsa tsiku logwira ntchito tsiku ndi tsiku.
Nkhani ya kuchuluka kwa kuchuluka kwake kapena kuchepa kwake kutengera kuchuluka kwa ana kapena kusowa kwa ana odalira wolandira nawo kapena wosagwira ntchito kapena wogwira ntchito, atha kuchitidwa mosiyana pazochitika zina, zitsanzo zomwe zikuwonetsedwa pano ndizoyimira chabe kugwiritsidwa ntchito ngati generalization osati ngati kutchula mwachindunji kapena / kapena kutchula zenizeni.
Khalani oyamba kuyankha