Onani ngati ndalama ndiyabodza

zindikirani zolemba za phallus

Ku Europe ndife mayiko 18 omwe tikugwiritsa ntchito ndalama zofanana: yuro. Tsoka ilo ndipo kawirikawiri, titha kupeza kuti a tikiti ndi yabodza za ndalama zapanozi. Nthawi zambiri zimachitika ndi ngongole zomwe amagwiritsidwa ntchito kwambiri monga 5, 10, 20 ndi 50, koma palinso ndalama zamakobidi kapena zolipira zina zazikulu.

Monga tafotokozera European Central Bank, Yemwe ndi amene amasindikiza ndi kusindikiza ndalama mdera lathu, zimafalikira ku Europe konse Mabodza 670.000. Kodi mungaletse bwanji imodzi yamabungweli kuti ifike m'manja mwathu? Simungathe, pokhapokha ngati nthawi zonse timadziwa za ndalama zomwe amatipatsa posintha ndalama kapena njira ina iliyonse. Chomwe tingathe kuwongolera ndi njira azindikire pomwe bilu ndi yabodza.

Ndalama ikangofika m'manja mwathu ndiyabodza ndipo tazindikira, chinthu chanzeru ndikulichotsa pakuzungulira. Tikiti ikaperekedwa kwa ife pamalo olipira mu supermarket kapena malo ena, tiyenera kukana kuitenga ndipo tikulimbikitsani kuti ichotsedwe kuti pasapezeke kasitomala wina aliyense kapena wogwiritsa ntchito.

Kodi tingadziwe bwanji ngati bilu ndi yabodza?

Ingoganizirani kuti mukugula kumsika kapena mwamaliza kudzaza mafuta m'galimoto yanu, kapena m'malo ena aliwonse komanso kuti kale muli cholembera ndalama kapena mukufuna kulipira, chowunikira chikalata cha banki akuti yanu, yamtengo wa mayuro 50, ndi zabodza! Ndi zamanyazi bwanji! koma zingatheke bwanji?! Zikunama bwanji, koma ngati zili chimodzimodzi ndi enawo?

Ambiri aife m'malo mongomva kuti timanyengedwa, timamva kukhala olakwa ngati kuti tidadzipangira tokha ngongoleyo, kunyumba, mobisa usiku, pomwe aliyense ali mtulo. Tikuyang'ana zifukwa zikwi chikwi zokhululukirira kuti tili ndi banki yosaloledwa, m'malo momvetsetsa kuti wina wapanga chisankho chobera pozilenga ndikufalitsa limodzi ndi ena masauzande ambiri ku Europe.

Tsopano, tingapewe bwanji kuyika ndalama yabodza muchikwama kapena chikwama chathu? Kufufuza kuyenera kuchitidwa mwachizolowezi, chifukwa chake, tikalandira matikiti osintha ndalama zolembetsera ndalama kapena ngakhale kuchokera ku ATM kapena pamene mu bizinesi yathu timalandila ndalama, tiyenera kuwunikiranso ndipo njira yolondola ili pamwambapa chogwirika.

Tidzachita zomwe ECB imalimbikitsa, kuti tizolowere kuyang'anira ndalama zomwe timalemba nthawi zonse, kotero kuti chizolowezicho chimatipangitsa kukhala akatswiri pang'ono ndipo tidziwa posachedwa kusiyanitsa ngati zolembazo akukayikira, zomwe mwina ndi gawo limodzi.

Onetsetsani ngongole zanu, muzigwiritsa ntchito pozichita, tengani pachikwama chanu. Onetsetsani ndi kuwakhudza. Chitani mwachifatse. Kumbukirani: muyenera kukhudza, ayenera yang'anani ndipo muyenera girara tikiti.

Tiyeni tikhudze ngongole

momwe mungadziwire ngongole zachinyengo

Ma banknotes onse omwe amasindikizidwa ndi ECB ali nawo pumulani, m'njira yoti pamene muwapatsa chala chanu, zimakhala zosavuta kuzizindikira. Iwo sali ofooka ngati pepala labwinobwino, koma amangokhala ndi mawonekedwe owoneka bwino komanso osakayikira. Amakhala pamtanda tikhoza kuzindikira mu:

  • Chithunzi chachikulu cha tikiti
  • M'makalata otchuka kwambiri a banknoture
  • Komanso muyezo wamtengo wa tikiti.

Ngati ndalama yanu yakubanki ili ndi mitundu itatu yopumulira, ndalama yake Sizonama. Koma ichi ndi chimodzi chabe mwa zinthu zofunika kukumbukira. Pali zambiri.

Kuphatikiza pakumverera kovuta, onetsetsani kuti ndalama yanu yamabanki ili nayo kukhudza bwino, ndiye kuti, zovuta kapena zovuta pakukhudza, zomwe sizimawoneka ngati pepala "lofewa" pakukhudza.

Nthawi ndi nthawi, ECB imapereka ma banknotes angapo ndipo pankhaniyi, mndandanda watsopano umatchedwa Mndandanda wa Europe, idapangidwa ndimagulu awiri okhala ndi mpumulo kutsogolo kwa ndalama yakumanzere kumanzere ndi kumanja.

Muyenera kuzolowera kukhudza mabilu, kuti mukawakhudza, mosasamala ndipo mosazindikira, tizindikire ngati akunama kapena ayi.

Tiyeni tiwone bwino matikitiwo

Gawo lotsatira lodziwitsa ngati bilu yathu ndiyabodza kapena ayi, ndikuwoneka bwino. Tiphunzitsa maso athu kutanthauzira zabodza kapena ayi za ndalama zathu papepala.

Kodi tingathe bwanji kuwona ndi maso kuti bilu ndiyolondola? Kuyika kuyatsa, ndiye kuti, kuyandikira gwero lowala (zenera, nyali, ndi zina zambiri) ndikuwona zomwe timawona.

Tiona mawu atatu odziwika omwe angatiuze ngati bilu yathu ndiyabodza kapena ayi: the watermark kapena gawo loyera, the ulusi wachitetezo ndi mwangozi chifukwa.

CHINSINSI CHA MADZI

tikiti yabodza

Muyenera kuyang'ana kumanzere kwa tikiti, pomwe pali gawo loyera womwe umatchedwa watermark ndipo onani izi:

  • Muyenera kuwona chithunzi chosamveka bwino, ngati chophwanyika pazenera
  • Mu gawo loyera lomwelo, mtengo wa tikiti uyeneranso kuwonekera
  • Pamapepala atsopano okhala ndi mtengo wa ma euro 5, mutha kuwonanso chithunzi cha Europe, yemwe ndi munthu wodziwika kuchokera ku nthano zachi Greek.

NKHOSA YA CHITETEZO

Ma banki ali ndi chitetezo chomwe chimadziwika kuti "ulusi wachitetezo". Ili mkatikati mwa chikalata cha banki, mozungulira (m'mapepala a banki a mndandanda woyamba) ndipo imatha kupezeka mbali zonse ziwiri za bilu pongodutsa chikhomo chanu pambaliyi. Pankhani yamapepala a Mndandanda wa Europe, ulusi wachitetezo umapezekanso pakati pa banknoture, koma sukhala ndi mawonekedwe onse a banknotiyi, koma 1/3 yokha.

Ulusi wachitetezo uyenera kuwerenga:

  • El mphamvu tikiti
  • Mawu "yuro"
  • M'ndandanda yatsopano chizindikiro cha yuro chikuwonekera:

ZIFUKWA ZANTHAWI ZABWINO

Chifukwa chofananira chikupezeka kumanzere kwa banknot, in zovuta (kumbuyo) ndi kumanja kwa reverso (kapena mbali yakutsogolo). Komanso poyang'ana kuwala, tiyenera kuwona chiwerengerocho ndi mtengo wa tikiti.

Tiyeni tiwone tikiti

zolemba zamabuku zabodza

Njira yotsatira yowunika ngati ndalama zamabanki zomwe tili nazo mchikwama chathu kapena m'bokosi lathu ndizabodza, ndikuwona ndi kumbuyo kwa bilu ndikuwonetsetsa zisonyezo zina zomwe timapereka pansipa, kuti tipeze zabodza.

  • Kumanja kumanja kuli fayilo ya siliva band komwe mtengo wa banki uyenera kuwonekera, kapena dzina kapena chizindikiro cha yuro (€).
  • Pa gulu lomwelo, yang'anani mwatcheru ndikuwona ngati Chithunzi cha europe, womwe ndi chikhalidwe cha nthano zachi Greek.
  • Ngati tikiti ndi ma euro 5 ndipo ndi imodzi mwazatsopano, the Mndandanda wa Europe, mutha kuwona gawolo otsika de A La izquierda (nthawi zonse kuyang'ana pa banknoto kuchokera kutsogolo, ndiye kuti kutsogolo) the chithunzi tikiti yowala kuwonetsa a mtundu wobiriwira kapena wabuluu.

Mndandanda wa Europe

Talankhula za mndandanda wa Europa, womwe ndi mndandanda womwe bungwe la ECB linakhazikitsa ndi chitetezo chokwanira kwambiri, makamaka kuti zisawonongeke.

Koma ndingadziwe bwanji kuti tikiti ya Europa Series ndiyotani? Tionanso ndalama zonse m'mabuku awa: 5, 10 ndi 20 euros.

  • Ndalama ya 5 Euro: pansi pakatikati mawu Euro amapezeka zinenero zitatu: Latin (Euro), Greek (EypO) ndi Cyrillic (Ebpo). Kumanja, the mzere wa siliva kutha ndi a mzere wautoto komwe amawonekera pakati pa ena, a Chithunzi cha europe, kuchokera ku nthano zachi Greek ndi kuchuluka kwa mtengo wa ndalama, a 5. Kum'mwera chakumanzere komwe nambala 5 ndi mbendera yaku Europe zidawonekera, tsopano mbendera yaku Europe yokha ndi yomwe imawonekera ndi pansi pa siginecha.
    Nambala 5 yayikulu yomwe kale inali pakati, tsopano ikuwonekera kumanzere.
    Njira yosavuta yodziwira ndi fecha. M'ndandanda zoyambirira, chaka chikuwonekera 2002 ndipo chaka chikuwoneka mndandanda wa Europa 2013.
  • Tikiti ya 10 ndi 20 ya yuro: m'malo onsewa zimachitika chimodzimodzi ndi 5, ndipo amadziwikanso ndi tsiku lomwe limapezeka tikiti.

Kusamala

Silo funso lodzikayikira ndikuganiza kuti bilu iliyonse ndiyabodza, koma ngati tazolowera kukhudza ndi malangizo omwe aperekedwa pamwambapa, mawonekedwe amodzi amangokwanira kuti tipeze.

Nthawi zambiri, sitimvera kwenikweni matikiti omwe timalipira nawo kapena omwe amatilipira nawo kapena kutipatsa kusintha, koma ndikofunikira kuphunzitsa kukhudza ndi diso kuti tipewe kukhala ndi imodzi mwama ngongole abodzawa.

Simuyenera kukhumudwa ndikulandila ngongole imodzi kapena zingapo komanso kusakhulupilira tikamawerenga kuti tione kuti ndi zabodza. Kumbukirani kuti ngati mutayika m'thumba kapena thumba lanu, vutoli lidzakhala lanu ndipo ngati mu kampani ina atazindikira kuti ndi yabodza, amene adzataye ndalamazo ndi inu.

Ndi zodzitchinjiriza izi, sikuti tidzangopewa mphindi yochititsa manyazi tikamalipira, komanso tidzawaletsa kuti asapitilize kuyendayenda ndikunamiza anthu ena omwe sangathe kutsimikizira kuti ndi ovomerezeka, monga okalamba.

 


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