Ngongole zazing'ono kuchokera pamapulatifomu azachuma

Ma nsanja azachuma amapereka ngongole zazing'ono mpaka ma 800 eurosMa pulatifomu azachuma pa intaneti akuyikira kutsatsa kwazogulitsa zawo kudzera mu ngongole zazing'ono zazing'ono, zomwe amakupatsani pakati pa 50 ndi 800 euros. Koma zachilendo pamalingaliro apaderaderawa ndizomwe mungapeze mukasainirana mgwirizano, kutali kwambiri ndi zomwe zimaperekedwa ndi mabungwe wamba amabanki. Ndizosadabwitsa kuti kuvomereza kwake kumakhala pafupifupi nthawi yomweyo, m'maola ochepa kuchokera pakupempha kwake, komanso kudzera munjira yomwe idapangidwa kwathunthu pa intaneti. Ndipo mutha kuchita nthawi iliyonse, ngakhale kumapeto kwa sabata kapena usiku.

Koma ngati mwazinthu zina ndikofunikira kutanthauzira njira yapaderayi yazachuma, ndichifukwa choti mudzakhala ndi mwayi wopeza ngongolezo. Njira zake zoyendetsera ntchito ndizochepa, ndipo malingaliro ake odabwitsa ndi akuti Sikudzakhala kofunikira kuti mupereke ndalama kuti mupindule ndi zomwe zikukwaniritsidwa, kapena kuvomereza kuchokera kwa anthu ena, monga momwe zimakhalira ndi ngongole kubanki. Nthawi zina, ntchito yanu imalandiridwa ngakhale mutakhala m'gulu la omwe amalephera (ASNEF, RAI ...).

Komabe, adzakufunsani ndalama kuti muyankhe pakuvomera kwa opaleshoniyi, ndipo pomaliza pake, mutha kugwiritsa ntchito chitsimikiziro chanu kudzera pazinthu zomwe mwapeza (galimoto, nyumba, garaja, ndi zina). Izi zitha kukhala zovomerezeka, kaya ndinu ochokera ku Spain, kapena ngati mukuchokera kumadera ena.

Zotsatira zake, mudzakhala mukukumana ndi ngongole zazing'ono zomwe zingathetse vuto linalake lakusowa ndalama muakaunti yanu yoyang'anira. Ndipo tikakumana ndi kufunika kokumana ndi ndalama zochepa, mwachangu, monga ngongole zapakhomo (madzi, gasi, magetsi, ndi zina), ngongole yomwe munalandira kwa ena, kapena kungobweza mosayembekezereka mu bajeti yabanja lanu.

Kodi mlandu wanu ungawononge ndalama zingati?

Zoyenera kuchita kuti mulembetseNdizopindulitsa kwambiri pazokomera zanu, ngakhale sizowonjezera ndalama, zina zobisidwa pazosindikiza zazing'ono. Kawirikawiri Mabungwe sanapezeke m'mapangano awo, momwe mungathetsere mtengo wake pamalingaliro awa.

Komabe, chindapusa chawo - ndi momwe 'nsanja zimayitanira chiwongola dzanja chomwe amagwiritsa ntchito - ndizokwera kwambiri, kuposa zomwe zimachokera kubanki yobwereka. Nthawi zambiri pamakhala gulu losagwirizana kwambiri kuyambira 20%, ngakhale ndi ma margins ovuta. Mkhalidwe wamagetsi opezera ndalamawu ukutanthauza kuti kuyesetsa kwachuma komwe muyenera kuchita kuti mutseke ntchitoyi kumakhala kovuta kwambiri.

Koma samalani kwambiri, chifukwa ndalama zanu zitha kukhala zazikulu ngati simukumana ndi nthawi yomwe abwerera kuti abwerere. Pankhaniyi, Muyenera kukumana ndi zilango zomwe zingakupangitseni kugawa pafupifupi theka la ndalama zomwe mumafuna kuti mupereke ngongoleyo. Kuchokera pano, yankho lithandizika pofufuza mwatsatanetsatane zomwe mwapatsidwa, kuti mutsimikizire ngati mungaganizire kapena ayi.

Zikuwonekeratu kuti imodzi mwa mafungulo oti tipewe kubweza ngongole zambiri ndikutsatira malipirowo. Ntchito yomwe imakulitsidwa powapatsa munthawi yochepa onsewo. Amakhala ndi pakati pazaka chimodzi kapena ziwiri. Ndipo pamalingaliro azocheperako amachepetsedwa ngakhale sabata limodzi. Pofuna kupewa zolakwa zomwe zingabweretse maakaunti anu, simudzachitira mwina koma kulangizidwa kuti mutsatire ndondomekoyi. Nzosadabwitsa kuti kuchedwa kulikonse kwanu kungatanthauze kusiya mayuro ambiri panjira.

Njira yakuloleza kwake, Komano, ndiyosavuta. Ngati pempho lanu livomerezedwa, mudzakhala ndi ndalama mumaola ochepa muakaunti yanu yowunika, osayembekezera kuti akwaniritse njira zina zoyendetsera ntchito. Kuti mugwiritse ntchito pazifukwa zilizonse zomwe mukuwona kuti ndizoyenera, popeza izi sizingafunikire mulimonsemo. Kuyambira kugula laputopu, kulipira lendi ya nyumba yanu. Koma china chilichonse, popeza ndalama zomwe mudzalandire nthawi zonse zizikhala m'magulu atatu.

Ndi zotsatsa mwamphamvu kwambiri

Mwanjira iliyonse, mupeza ngongole zapadera kwambiri, zomwe ali ndi zotsatsa zambiri zomwe mungapindule nazo, makamaka ngati ndinu kasitomala watsopano. Amapangidwa kuti akope chidwi cha ogwiritsa ntchito, ndipo amapatsidwa njira zamalonda zotsutsana zomwe zimakopa chidwi chanu. Poyamba, chofala kwambiri ndikuitanira kuti musamalipire chiwongola dzanja chilichonse, kuti mubwezere ndalama zomwe mwafunsidwa, popanda zina zowonjezera.

Komabe, ntchitozi zidzafuna chiwongola dzanja pansi pamtengo wotsika kwambiri, makamaka mpaka 300 mayuro, osapitilira. Ingogwira ntchito yanu yoyamba papulatifomu, kuti muisinthe moyenera munthawi yomwe mukulemba ntchito. Njira ina yomwe obwereketsa pa intaneti amagwiritsa ntchito ndi kusankha a kuchotsera mwachangu, ngati kuli kotheka m'masabata ochepa. Ndipo chifukwa cha izi, amakulolani kuti mupeze chiwongola dzanja chotsutsana kwambiri pazomwe angakupatseni, ngakhale kuthekera kochepetsa ndi 20%.

Njira ina yomwe obwereketsa amagwiritsa ntchito imadalira kukhulupirika kwa malonda.. Kuti popanda kukopa makasitomala atsopano, onse awiri atha kupindula. Kumbali imodzi, wakale wokhala ndi bonasi yayikulu pangongole. Kumbali inayi, kutumizira kumalandira koyamba kukhala kopanda chiwongola dzanja, ndiye kuti, pa 0%.

Ndi kuthekera kobwereza ntchitoyi nthawi zambiri momwe mungafunire. Kugwiritsa ntchito, pankhaniyi, njira yodziwikiratu yochokera kuzinthu zina zamalonda, koma yomwe mpaka pano inali isanafike pagulu lazachuma, koposa kubanki.

Muyenera kuwasuma liti?

Kodi ndi pazochitika ziti pomwe ntchito ingakhale yabwino?Palibe kukayika kuti ma mini-credits awa ndi amodzi mwanjira zina zomwe mungagwiritse ntchito panthawi yopanda ndalama mumaakaunti anu. Koma simuyenera kuwachitira nkhanza, koposa pamenepo kuwalemba ntchito mosafunikira. Pazifukwa zenizeni, kugwiritsidwa ntchito kwake kumatha kukutulutsani pamavuto azachuma omwe mukukumana nawo. Momwe njira yokhayo yothetsera mavuto anu azachuma itha kukhala kuti mwapeza chimodzi mwazinthu zachuma.

Mwa njira iyi mokha mudzapewa kugwera m'malo omwe angasokoneze moyo wanu, ngakhale kufikira zinthu zomwe sizabwino kwenikweni pazokomera zanu. Ngati mukufuna kuzigwiritsa ntchito moyenera, simudzachitanso mwina koma kudzachita izi: kusaina mgwirizano kungakuthandizeni.

  • Liti, pazifukwa zilizonse, Mukuletsedwa kupeza magwero azachuma, kapena simungapereke ndalama zolipira mwachindunji, kapena ndalama zomwe mumapeza pafupipafupi.
  • Ngati mwaphatikizidwa m'ndandanda wa omwe amalephera kubweza zomwe zimakulepheretsani kuchita ntchitoyi ndi banki kapena mabungwe ena azachuma. Poterepa, njira yokhayo yothetsera vuto lanu lazachuma iyamba ndikufunsira imodzi ya ngongolezi, kuti achoke.
  • Momwe mungafunire amafuna njira yachangu komanso yotsimikiza, ndipo mutha kukhala ndi ngongole nthawi yomweyo. Zachidziwikire, kudzera pazomwe mabanki amapereka simudzatha kuchita izi, koma adzafunika kupirira kufikira atavomereza.
  • Kukhala zocheperako, mosayembekezereka banki yanu yanthawi zonse siyoyang'anira kutsatsa, ndipo mwayi wokhawo wopeza ndi kudzera munjira imodzi yazachuma.
  • Ngati ndi koyamba kuti muwapemphe, kuyambira Mutha kugwiritsa ntchito mwayi wopezeka kutsatsa komwe kungakuthandizeni kutsitsa, kapena kuthetseratu chidwi zomwe zimagwira pama njira azachuma awa.

Makiyi asanu ndi atatu kuti mupewe zovuta zilizonse

Malangizo abwino kwambiri owalemba ntchitoPopeza awa ndi ngongole zotere, makamaka zomwe zimachokera kwa omwe amawapatsa, muyenera kukhala osamala pochita zinthu ngati simukufuna kudabwa mukadzatseka ntchitoyi.

Zachidziwikire kuti akuthandizani kutuluka pamavuto angapo, chabwino. Koma kuphwanya kulikonse kwa mgwirizano, kapena kungoiwala zilizonse, kungabweretse vuto, komanso kukulimbikitsani kuti mupereke ndalama zochulukirapo kuposa momwe mumaganizira poyamba. Kuti mupewe zovuta izi, ndikofunikira kwambiri kuti muthane ndi malangizo otsatirawa omwe tikukuwonetsani m'nkhaniyi.

  1. Onetsetsani chiwongola dzanja chomwe chidzagwiritsidwe ntchito musanasaine mgwirizano, komanso ngati ikuphatikiza mtundu uliwonse wa zilango ndi kuchuluka kwake.
  2. Ngati ndi koyamba kuti mugwiritse ntchito papulatifomu yazachuma, pezani zakukwezedwa komwe akuphatikizira makasitomala awa, popeza mutha kumasuka, ndiye kuti, popanda chiwongola dzanja.
  3. Ngati simungathe kubweza mwachangu, ndibwino kuti musalembe ganyu, chifukwa zowonadi zake ndizochulukirapo ndipo muyenera kulipira ndalama zochulukirapo kuposa zomwe zimaganiziridwa koyambirira kwa ntchitoyi.
  4. Popeza ndizochepa, pansi pa 800 euros, muyenera kuthana ndi zina zachuma zomwe zingakukomereni. Mutha kuimbira milandu abale anu, mungasankhe ngongole pakati pa anthu ena, kapena mwina mungayikongoletse kudzera mwa omwe mumalipira ngati njira yoti mupezere zinthu bwino.
  5. Yesani kupita kwa wobwereketsa yemwe akupatseni mwayi wosinthasintha malinga ndi momwe zinthu zilili, kuti musakhale okhwima pazowonjezera nthawi kuti akupatseni ngongole zazing'onozi. Chiphaso chilichonse mutha kulipira kwambiri.
  6. Werengani zolemba zabwino za mgwirizano mosamala, chifukwa imatha kukhala ndi gawo lankhanza lomwe lingakhudze ndalama zowonjezera pakulembedwa ntchito.
  7. Malingaliro ambiri operekedwa ndi nsanja pa intaneti ndi ofanana kwambiri, koma mwina kusiyana kochepa pamikhalidwe yake kumatha kukhala koyambitsa kwanu kuti musankhe.
  8. Ndipo pamapeto pake, kumbukirani kuti ngongole iyenera kubwezedwa, ndipo Ngati simungathe kuyankhapo, ndibwino kuti mupeze njira zina, ngakhale zina mwazo zoyambirira.

Zomwe zili m'nkhaniyi zikutsatira mfundo zathu za malamulo okonzekera. Kuti mufotokoze cholakwika dinani Apa.

Khalani oyamba kuyankha

Siyani ndemanga yanu

Anu email sati lofalitsidwa. Amafuna minda amalembedwa ndi *

*

*

  1. Wotsogolera pazosankhazi: Miguel Ángel Gatón
  2. Cholinga cha deta: Control SPAM, kasamalidwe ka ndemanga.
  3. Kukhazikitsa: Kuvomereza kwanu
  4. Kulumikizana kwa zomwe zafotokozedwazo: Zomwezo siziziwululidwa kwa anthu ena kupatula pakukakamizidwa mwalamulo.
  5. Zosunga: Zosungidwa ndi Occentus Networks (EU)
  6. Ufulu: Nthawi iliyonse mutha kuchepetsa, kuchira ndikuchotsa zidziwitso zanu.