Mtengo wam'mbali, ndi chiyani komanso mphamvu zake pamsika wachuma

mtengo wapakati

Mukutanthauzira kwa zachuma ndi zachuma, pali liwu lomwe limatanthauza ubale wambiri ndi kupanga katundu; Nthawi yamtengo wapakati imaphatikizapo matanthauzidwe angapo omwe amaphatikizidwa amalola kufikira tanthauzo lomaliza, momwe a mtengo wapakati ndiye kuchuluka kwa kusintha komwe kulipo chifukwa cha kusintha kwa zopanga.

M'mawu osalira pang'ono mutha kufotokozera mtengo wapakati monga kuwonjezeka komwe kulipo pamtengo wopangira unit, pomwe zinthu zambiri zimakula. Mwachidule, mtengo wapakati umayankha funso Kodi ndindalama zingati kuti ndipanganso gawo limodzi? Koma kuti timvetsetse tanthauzo la mawuwa mozama, ndikofunikira kuti tiyankhe mafunso ena, tiyeni tiwunike mtengo wake.

Mtengo wam'mbali

Tikamanena za kupanga zabwino, timangolankhula kuti kuphatikizika kwa zinthu zingapo ndikofunikira, kulumikizana kwake kumalola zopangira zimakhala zomaliza, zomwe zikuyenera kugwera m'manja mwa kasitomala wotsiriza.

Koma chofunikira ndi chiyani kuti athe kuchita izi?

Tenga mwachitsanzo njira yosonkhanitsira mpando wosavuta, womwe umafuna matabwa, machubu, ndi zomangira. Makonzedwe amsonkhanowu ndiosavuta, popeza ndikwanira kuti machubu amalumikizidwa ndi matabwa kuti athe kukhala ndi mpando wathunthu, izi zikutanthauza kuti kuti athe kusanja mpando ndikofunikira kugula zopangira zomwe anapangidwa, ndiye matabwa, machubu ndi zomangira; Ndi mwanjira imeneyi pomwe tadziwa tsopano kuti pali yaiwisi mtengo. Tsopano, tiyeni tiganizire zomwe izi zikutanthauza malinga ndi mitundu ina yazachuma.

mtengo wapakati

Pofuna kusonkhanitsa mpando, sikuti ndizofunikira zokha zopangira komanso chinthu chimodzi chofunikira kwambiri, munthu. Munthu amene amadziwika kuti ndi wogwira ntchito kapena wothandizirayo ndiye amene ali ndi udindo wokhoza kuchita Njira yamsonkhano, chifukwa chake titha kupeza mpando womwe tasonkhana monga chomaliza; Ndipo china chake chofunikira ndichakuti, pakupanga zinthu zopangira, tsopano tiwonjezera ndalama zogwirira ntchito, popeza kuti malipiro omwe amaperekedwa kuti athe kupeza ndalama zochitira ntchitoyi, amadziwikanso ngati mtengo wopanga, koma sikuthera apa.

Kuti wogwira ntchito asinthe machubu ndi matabwa kukhala mpando wokongola, makina amafunika kuti athe kusonkhanitsa katunduyo, makinawa atha kukhala, mwachitsanzo, zokuzira ndi mabowo ena othandizira msonkhano, kuti kupanga ndalama yawonjezedwa mtengo wama makina. Ndipo, kuti makina agwire bwino ntchito ndikofunikira kukhala ndi malo ogwiritsira ntchito magetsi kapena ma hydraulic, kuti athe kupanga makina kuti agwire ntchito, zomwe zikutanthauza kuti, pagulu lililonse lomwe lasonkhanitsidwa, liyeneranso kunyamulidwa. mphamvu.

Iliyonse mwa ndalama zomwe zimapangidwa kuti zikwaniritse cholinga chopanga chinthu china chimadziwika kuti mtengo kupanga mankhwala. Koma sikuli ndalama zomwe zangotchulidwazi, palinso ndalama zogwirira ntchito kapena zoyendera, mtengo woyang'anira, mtengo wa misonkho, ndalama zowonongera, pakati pa ena.

Kulipira

M'zaka zaposachedwa zakhala zapamwamba mawu akuti ndalama, ndipo ngakhale nthawi zambiri timaganiza kuti ndalama ndi pamene masheya kapena zida zina zachuma zimagulidwa ndikugulitsidwa, ndalama sizikhala zotero nthawi zonse; Pakapanga, njira yogwiritsira ntchito ndalama zimachitika ndalama zina zikamapezeka kuti zitheke kupanga zabwino. Nthawi izi, kubweza ndalama zomwe zimapangidwa kumatha kusiyanasiyana pamitundu yambiri, komabe, ndimapeto omwewo omwe akutsatiridwa.

mtengo wapakati

Pakupanga ndalama titha kudzipeza tili ndi mwayi kugulitsa chinthu china kuti yatchuka, kapena ikufunika kwambiri; Kupitiliza ndi chitsanzo cha kapangidwe ka mipando, ndizotheka kuti tipeze kuti amodzi mwa madera omwe ali ndi makasitomala ochulukirapo ndi ogulitsa mipando; Dera ili la mwayi likadziwika, ndi nthawi yoyamba kulankhula za polojekiti.

Ntchitoyi ikutanthauza kukonzekera kwa ntchito yonse yomwe ikufunika kuti ikwaniritse cholinga chomaliza, chomwe ndi kugulitsa mipando ingapo, yomwe zokhumba zomwe mukufuna. Pakukonzekera kumeneku ndi komwe ndalama zonse zomwe zidzachitike zidziwike kuti zikwaniritse cholinga chomaliza. Izi ndizopangira ndalama.

Pakati pa mfundo zomwe zimawerengedwa kuti ndizotheka kudziwa ndalama zomaliza zomaliziraTili ndi ndalama zogwiritsira ntchito zomangamanga, ndipo ndikuti kuti tithe kupanga mipando yathu tidzafunika danga lodzipereka kuti tisunge zopangira zomwe amatipatsa; pambuyo pake, malo amafunikira kuti athe kusonkhanitsa mipando; ndiyeno malo amafunikira kuti asunge mipando yomwe yasonkhanitsidwa kale. Kuphatikiza pa izi, malo amafunikira maofesi oyang'anira ndi magalimoto omwe ntchitoyo idzatumizidwe kwa makasitomala.

Mtundu wina wazachuma womwe umapangidwa mu ntchitoyi ndi ziphaso zomwe zimafunikira kutero kugwira ntchito molondola; Pamodzi ndi izi, ndikofunikira kulingalira za ndalama zomwe zimagwiritsidwa ntchito pokonza, zomwe zingagwiritsidwe ntchito kusunga makina onse ndi makina onse ndi zida zomwe zikugwiritsidwa ntchito pakampani ikuyenda.

Tsopano, mukangokhala ndi ndalama zonse zoti mugwire, cholinga chikuyembekezeka kukwaniritsidwa, ndipo cholinga chachikulu cha kampani ndikupanga phindu, ndichifukwa chake phindu logulitsa liyenera kupitilira zomwe zapangidwa. Mwanjira imeneyi titha kuganiza za izi.

Kusanthula kukachitika, ku neustra fakitale yamipando ndalama zonse za mayuro 1 miliyoni zikufunika; ndipo ntchitoyi ikukonzekera kupanga mipando 100.000 pachaka pazaka 5 zikubwerazi; Ngati tikufuna kupeza phindu pazomwe tikupanga, ndikofunikira kuti mipando igulitsidwe pamtengo womwe umalola kubisala ndalama zomwe zidapangidwa koyambirira, komanso panthawi yosunga zopanga, kenako, zomwe zimakhudza phindu loyenera.

Mwa chitsanzo chathu, mapulaniwa akuwonetsa kuti mipando yonse ya 500.000 ipangidwa, momwe ndalama za 1 miliyoni zidayikidwa koyambirira, kuphatikiza ndalama pamwezi ponena za malipilo ndi zopangira, zomwe ndizofanana ndi ma euro 10.000 pamwezi. Chifukwa chake ndalama zomaliza ndi ma 1.600.000 euros. Ndipo ngati chikhumbo chathu ndikupeza 15% yokhudzana ndi ndalama zathu, phindu likhoza kufika ku 240.000 euros, zomwe zidawonjezerapo ndalama zathu zimatipatsa ndalama zokwana 1.840.000 euros monga ndalama zomaliza zomwe tingapezeko pogulitsa mipando. Chifukwa cha mapulani athu opanga, mpando uliwonse uyenera kugulitsidwa pa 3.68 euros.

Mtengo wam'mbali

Tikamachita ntchito, chinthu chachilengedwe kwambiri ndikhale ndi kuyerekezera ndi kugulitsa, Komabe, pali nthawi zina pomwe kufunikira kwa zabwino kumapitilira zomwe projekiti ikufuna, kotero kuti pakhale nthawi yoyankhira, mapulojekitiwa amalingalira zakuchuluka kwa malonda, kotero kuti nthawi zina ndalama zimaphatikizidwira zowonjezera kuti athe ndikuthandizira kupanga kwina, ndiye kuti mitengo yotsika imagwira ntchito mwanjira yabwino, ndiye kuti: ngati m'malo mwa mayunitsi 500.000 ndikufuna kutulutsa mayunitsi 500.001, ndi zochuluka bwanji, kuwonjezera pamayuro 1.840.000, ndiyenera kuyika ndalama kuti mupeze zomwe mukufuna?

mtengo wapakati

Ndikofunikira kudziwa izi kuti tidziwe mtengo womaliza wa mayunitsiwa, omwe titha kufotokozera molondola mtengo wogulitsa, kuti zolinga za projekiti zikwaniritsidwe ndikusamalidwa. Koma kodi timadziwa bwanji mtengo wapakati?

Masamu a mtengo wapakati Imayimilidwa ngati potengera mtengo wathunthu, pakati pamtundu wa mayunitsi athunthu; Izi zikutanthawuza kuti ndalama zonse zomwe zakhazikitsidwa kuti tipeze kuchuluka kwa mayunitsi ziyenera kugawidwa ndi kuchuluka kwa zidutswa zenizeni, kuti zitheke kukhala mtengo wamagulu.

Mtengo wapakatiwu ndiwothandiza kwambiri ntchito zikapangidwa chifukwa kuchokera pamalingaliro azachuma, malo abwino amapezeka pakati pa mtengo wopangira ndi mtengo wogulitsa, kuti mtengo woyenera uwerengeredwe komwe kampaniyo siyimataya ndalama, koma musazunze kasitomala. Mosakayikira, kuganizira za nthawi ino pokonzekera ntchito zathu kudzatithandiza kukhala ndi zotsatira zabwino zachuma.


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