Malamulo oyambira pakuika ndalama

malamulo azachuma Msika wamsika osati padziko lapansi kunja kwa malamulo. Kuphatikiza apo, izi ndizofunika kwambiri ngati mukufuna gwiritsani ntchito m'misika yazachuma ndi zitsimikiziro zakupambana. Ndipo kuti ngakhale magwiridwe ake amalamulidwa ndi mndandanda wa zonena zina zomwe zili othandiza kwambiri kuyika mayendedwe omwe mumachita pafupipafupi. Njira ziwirizi zikuyenera kukhala gwero la maphunziro komwe mungapange ndalama zanu kukhala zopindulitsa.

Otsatsa omwe akudziwa bwino misika yazachuma amadziwa izi bwino, ndipo pachifukwa ichi samazengereza kugwiritsa ntchito njirazi pamitundu yawo yazogulitsa. Awa ndi malamulo ofunikira kwambiri pakuika ndalama. Amagwiritsidwa ntchito makamaka pamsika wamsika, komanso pazinthu zina zodziwika bwino zachuma kapena mapangidwe. Kusinthanitsa ndalama zogulitsa, zotumphukira, kapena zamtsogolo ndi zina mwazo, ngakhale zili ndi zoopsa zambiri pangano lawo.

Kuti mugwiritse ntchito ndalama zanu mosagwirizana, simudzachitanso mwina koma chitani malinga ndi malamulowa. Zachidziwikire, ngati mukufuna kukwaniritsa zolinga zanu, zomwe sizikhala zina kupatula ndalama zomwe mumapereka. Osatinso zochepa. Zingatenge chidwi pang'ono kuti mulandire malangizowa, ndipo m'kupita kwanthawi zotsatira zabwino sizikhala zazitali kubwera. Zachidziwikire, osati popanda zopinga zazing'ono.

Malamulo pakukhazikika kwachuma

Chimodzi mwazinthu zomwe zimayambitsa mikangano ndichomwe chimakhudza momwe ndalama zimayendetsedwera. Zitha kukhala zazifupi, zapakatikati kapena zazitali. Ndipo pali mawu odziwika kwambiri kuti pamapeto pake simudzataya ndalama kumsika wamsika. Kwenikweni izi ndi zowona ndipo zimathandizidwa ndi zokumana nazo zaogulitsa ndalama ambiri omwe akudziwa bwino momwe amagwirira ntchito m'misika yamalonda, ngakhale m'misika ina ngakhale ndalama zokhazikika.

Komabe, ndalama zazitali ndizovuta kukwaniritsa. Ndipo si onse azachuma omwe ali ofunitsitsa kutsatira masiku okhwimawa. Sizosadabwitsa kuti ambiri omwe atsala panjira, ndipo ena sangathe kupezerapo mwayi pakuchita izi. Lingaliro logulitsa munthawi ndilopatsa chidwi, ngakhale posinthana ndi phindu lochepa, posinthana ndi mawu okhazikika awa.

Nthawi zambiri zimakhala zowona kuti munthawi izi mumapambana, pokhapokha zitachitika zodabwitsa, kapena kungoti kampani yomwe yatchulidwayo idatha. Monga mbali inayi, zachitika ndi mtengo wopitilira umodzi wamsika wamsika waku Spain, ndi omwe mudzakumbukire pakadali pano. La Seda de Barcelona, ​​Terra, TPI kapena Picking Pack ndi zina mwa zitsanzo za momwe mungatayire ndalama zonse mumabizinesi.

Koma ngati mungasankhe miyambo yodziwika bwino, mudzapeza ndalama. Ngakhale pa izi muyenera kuchita kuti magwiridwe antchito azitha kuyenda kwa nthawi yayitali, mwina mopitilira muyeso pazofuna zanu. Osati pachabe, masiku omalizirawa Amafuna nthawi yokhala pakati pa 3 ndi 10 zaka, ngakhale apamwamba mwa otetezera otetezera kwambiri. Kodi ndinu okonzeka kulandira masiku omalizirawa? Ili lidzakhala funso lalikulu lomwe muyenera kusanthula kuyambira pano.

Kodi mungathamangitse phindu motani?

Msika wamsika womwe ofunidwa kwambiri ndi ogulitsa onse, nawonso, ayenera kukhala opindulitsa. Ndi chimodzi mwazifukwa zomwe timasungira ndalama. Koma njirayi imakhala yovuta kwambiri mukakhala kuti simukudziwa magawo omwe muyenera kugulitsa magawo anu. Mwanjira imeneyi, mwambi wakale pamsika wamsika womwe umatanthauza "senti yomaliza yuro amatenga ina" ndiwothandiza kwambiri. Ndizosadabwitsa kuti kugwiritsa ntchito malamulo omwe mudatsegula m'misika yamalonda kungakupindulitseni.

Mulimonsemo simuyenera kutsogozedwa ndi umbombo, chifukwa ngakhale kumapeto mutha kutaya chilichonse, monga zachitikira ena ndalama zochepa, osadziwa zambiri m'misika yamasheya. Kuchokera pazomwezi nthawi zonse kumakhala bwino kugulitsa ndi phindu, ngakhale zitakhala zochepa, kuti mwambowu udutse ndipo msika wamsika uyambe kugwa, ngakhale mwanjira yodziwika bwino. Ichi ndichinthu chomwe opulumutsa ndi maola ambiri othawira m'misika yazachuma amadziwa bwino.

Osapita ku mphekesera pamsika wamsika

mphekesera Nkhani ina yotsutsana kwambiri ndikuti amatchula mphekesera pamsika wama stock ngati njira yopezera ndalama. Nthawi zina zimakhala zowona, koma nthawi zambiri samatsimikiziridwa. Ndi ngozi yayikulu kwambiri yomwe ingakupwetekeni kuposa momwe mukuganizira. Ndipo ngakhale kukupititsani kuzinthu zomwe sizikulimbikitsidwa pazokonda zanu.

Poterepa, pali mawu ena omwe ali ndi malingaliro ena pakati pa osunga ndalama omwe akuti "Amagulidwa ndi mphekesera ndipo amagulitsidwa ndi nkhani". Mawuwa ali ndi chowonadi chachikulu, ngakhale kuli kovuta kwambiri kuwachita. Nthawi zingapo imavala bwino kwambiri. Nthawi zambiri mumachedwa nthawi zonse, ndipo kugula magawo sikungakhale kopindulitsa.

Ndipo zochepa kulowa m'misika nkhani ikatsimikiziridwa motsimikizika. Ndizosadabwitsa kuti ngati mutazichita, itha kukhala imodzi mwazinthu zoyipa kwambiri zomwe mwapanga m'moyo wanu ngati wamalonda ochepa kapena apakatikati. Siyenera kukhala njira yokwanira yopangira mbiri yazogulitsa, zilizonse zomwe mungapereke monga ndalama. Palinso magwero enanso odalirika azidziwitso, musaiwale, komanso kuti mudzatha kudzipatsa nokha chisangalalo chopitilira chimodzi kuchokera nthawi izi.

Gulani masheya otsika mtengo kwambiri

mtengo wogawana Palinso chikhulupiliro china chokhudza phindu lamakhalidwe omwe Amagwira pamitengo yopanda pake, makamaka pansi pa yuro. Amayembekezeka kudzuka miyezi ingapo, ngakhale milungu. Ndi kulakwitsa kwina kwakukulu komwe simuyenera kuchita mulimonsemo, koma mukufuna kuchita zosayenera zomwe mumanong'oneza bondo posachedwa.

Mikhalidwe imeneyi imakhala ndi mitengo yotsika kwambiri pazifukwa zambiri, ndipo imodzi mwayo chifukwa mtengo wake weniweni. Osati pazifukwa zina zodabwitsa. Kuphatikiza apo, nthawi zambiri amakhala makampani omwe ali ndi mavuto akulu m'mabizinesi awo, ndipo amakhala ndi ngongole zambiri. Nthawi zina, sizingaganizire konse, ndipo izi zitha kubweretsa kuyimitsidwa kwawo m'misika yamalonda. Izi ndi zowona zomwe zalembedwa pamitengoyi.

Koma sizikutanthauza kuti ndiotsika mtengo, kutali ndi izo. Kukhala mulimonse momwe zingakhalire ndizowopsa zachitetezo komanso zomwe zimakhala zovuta kugwira ntchito m'misika. Ngakhale ntchito zazifupi ngati izi. Simuyenera kuyesedwa kuti mutsegule maudindo m'kampaniyi zosungunulira zochepa zomwe zingakukhulupirireni.

Pali miyezi yambiri yolimbikitsa kuposa ena

Pachifukwa ichi ndizosiyanitsidwa ndi mbiri ya misika yamasheya, ngakhale osazindikira kuti ndi miyezi ingati. N'zosadabwitsa kuti m'zaka zina amakhala amodzi komanso m'zochita zina miyezi ingapo. Zimasiyana kutengera zenizeni za misika yamalonda. Ndizosavuta izi, osafunikira mafotokozedwe ena achinsinsi.

Mwachikhalidwe miyezi ya semester yomaliza ya chaka ndi yolimbikitsa kwambiri kuposa oyambawo. Mukapita pamitengo yakale mudzatha kutsimikizira kuti izi ndi zenizeni. Zotsatira za izi, njira zomwe mungagwiritsire ntchito ndalama zanu zitha kudutsa m'malo otsegulira msika m'miyezi yapitayi ya chaka. Mwanjira imeneyi, gwiritsani ntchito mwayi wopita patsogolo pamisika yazachuma.

Njira yomwe ingapangidwe panthawiyi idzakhala gwiritsani ntchito miyezi yambiri yolimbikitsa kutsegula maudindo m'mabungwe. Kudzera machitidwe osiyanasiyana mchaka chomwecho. Mulimonsemo, pali mawu ena omwe atha kukhala opindulitsa moona mtima pazokomera zanu monga momwe mungapulumutsire. Zimakhala ndi malo osiyira pafupi ndi kubwera kwa kotala yachiwiri ya chaka. Kuti mupitenso patsogolo ndikubwera kwa miyezi yapitayi chaka chilichonse.

Osayika ndalama zambiri kuposa zofunika

zopereka Ponena za ndalama zomwe ziyenera kuperekedwa kubizinesi, palibe lamulo lokhazikika, koma zidzadalira mbiri yomwe mumapereka ngati ndalama. Ndipo momwe muliri maakaunti anu. Koma mulimonsemo, sizikutanthauza kutenga ndalama zochulukirapo zomwe ndalama zanu zapakhomo zingadalire, ndipo ngakhale ndalama zina zomwe sizikuwonetseratu pakuwerengera kwanu.

Zokwanira perekani pakati pa 30% ndi 60% ya ndalama zanu kutsegula maudindo azachuma. Muyenera kungokugonjetsa munthawi zenizeni, ndipo bola ngati mutapeza ndalama zanthawi zonse komanso zazikulu. Pomwe ngati mungakhazikitse zochitika zongoyerekeza kapena zowopsa, sipadzakhala kuchitira mwina koma kuchepetsa ndalama zomwe zimaperekedwa pantchito yamtunduwu.

Chimodzi mwazolakwitsa zazikulu kwambiri zomwe mungapange ndikuyika ndalama zanu zonse pakuwunika akaunti yanu. Zachidziwikire kuti mudzalipira ndi zovuta zingapo m'mkhalidwe wanu. Ndipo izi zitha kukukhudzani kutero pangani malonda pang'onoiales pansi pazikhalidwe zosakondera zofuna zanu. Zachidziwikire, popanda kukakamizidwa kufunsa njira zandalama zomwe zimakhudza kusowa kwachuma muakaunti yathu.

Ngati mungakumane nawo onse, kapena ena mwa iwo, mudzakhala ndi njira yayitali yoti mupite, kuti musungebe maudindo anu m'mabungwe. Ikuthandizani kuti musalakwitse pazogulitsa zomwe zapangidwa, kapena kuti zizikupangitsani kuti mugulitse malonda anu, ngakhale kwathunthu kapena pang'ono. Zachidziwikire kuti mudzakhala bwino kuyambira pano.


Zomwe zili m'nkhaniyi zikutsatira mfundo zathu za malamulo okonzekera. Kuti mufotokoze cholakwika dinani Apa.

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  1. Wotsogolera pazosankhazi: Miguel Ángel Gatón
  2. Cholinga cha deta: Control SPAM, kasamalidwe ka ndemanga.
  3. Kukhazikitsa: Kuvomereza kwanu
  4. Kulumikizana kwa zomwe zafotokozedwazo: Zomwezo siziziwululidwa kwa anthu ena kupatula pakukakamizidwa mwalamulo.
  5. Zosunga: Zosungidwa ndi Occentus Networks (EU)
  6. Ufulu: Nthawi iliyonse mutha kuchepetsa, kuchira ndikuchotsa zidziwitso zanu.