Kuyika Psychology

Misampha yamaganizidwe yomwe imakhudza kugulitsa ndalama

Ubale wa anthu ndi dziko lapansi umasiyana munthawi iliyonse. Mwambiri, komabe, pali mitundu, maubale, kukondera, ndi machitidwe omwe ali ofanana. Ubalewo pakati pa chibadwa cha anthu ndi ndalama ndizoyandikira kwambiri. Ndalama sizingakhale ndi malingaliro kwa anthu, koma anthu amakhudzidwabe ndi ndalama. Ubale wopanda nzeru, koma zomwe zimachitika mwanzeru. Chifukwa chake kufunikira kwakumvetsetsa psychology mukamawononga ndalama.

Nthawi zambiri timachita mosazindikira, pafupifupi 95% ya izo. Kudziletsa ndikuwona zochitika moyenera ndizofunikira posankha zochita. Ndipo zikafika ku capital yomwe mungakhale nayo mu mbiri yanu, chinthu chomaliza choti muchite ndikupanga zosankha zopanda nzeru. Komabe, ndife anthu, ndipo sitingakhale oganiza bwino nthawi 100%. Pachifukwachi, ndikambirana zina machitidwe omwe amakula m'njira yofananira. Zomwe zingakupangitseni kuzindikira ngati zinthu zikukhudza zisankho zanu, zomwe siziyenera kukhalapo.

Chitsimikizo chotsimikizira pakuika ndalama

Zolingalira zomwe zimakhudza kugulitsa ndalama ndi ndalama

Kutsimikizira kutsimikiza ndiye chizolowezi cha anthu kuyika patsogolo chidziwitso chomwe chimakonda kapena kutsimikizira malingaliro awo ndikuganiza za china chake. Zitsanzo:

  • Munthu amakhulupirira kuti Dziko lapansi ndi lathyathyathya. Sakani zidziwitso zomwe zimathandizira malingaliro awo. Pezani nkhaniyo, ndipo ganizirani "AHA! Ndinadziwa! Dziko lapansi ndi lathyathyathya! ».
  • Munthu amakhulupirira kuti pali chiwembu pa china chake. Amayang'ana zambiri zomwe zimatsimikizira malingaliro ake ndipo amawapeza. Ganiziraninso ... Ndine wanzeru kwambiri! Ananena zowona! ".

Pali mitundu iwiri ya kulingalira, yopezera chidwi komanso yopatsa chidwi. Chotsaliracho chimayang'ana kwambiri malo kuti akwaniritse, komanso chidwi chofunafuna malo omwe akutsimikizira kumaliza. Kutsimikizira kutsimikizira pamenepo, ndikulakwitsa kwakanthawi kokhudza kulingalira kwachinyengo. Chizolowezi chomwe pamapeto pake, pang'ono kapena pang'ono, tonsefe timawonetsa.

Es zoopsa kwambiri komanso zowononga, ndichifukwa chake ndidayiyika poyamba. Zimakhudza mwachindunji kuposa momwe tingaganizire m'moyo wathu, komanso zachuma. Ndizowonetseratu kuti osunga ndalama ambiri amakhulupirira kuti ndalama zomwe asankha zitha kukhala zabwino, koma amadzimva osatetezeka (mantha). Kuchokera pamenepo, kufunafuna zambiri zomwe zimagwirizana ndi malingaliro anu ndikulakwitsa. Wogulitsa ndalama yemwe amachita zamakhalidwe otere akuyenera kusiya kuyika ndalama. Pokhapokha, ziganizo zanu ndizolimba mokwanira osadalira malingaliro kapena kuwunika kwa ena.

mawonekedwe am'maganizo omwe amatifotokozera mu zachuma

Kulephera kuchitapo kanthu moyenera kungathe pangani zisankho mopupuluma komanso modzidalira ndi kulipirira china chake chosayenera. Mudzawona khalidweli m'mabuku azachuma.

Momwe mungadzitetezere motsutsana ndi kukondera?

Pomwe wogulitsa ndalama ayamba kupanga izi, pamakhala njira zoyimitsira. Chimodzi mwazomwe zili pafupi lingalirani za munthu yemwe sangayike ndalama pakampani yomwe yasankhidwa. Kuchokera pamenepo, perekani zifukwa zomwe zimakana kuti ndi ndalama zabwino. Khalani ndi "zokambirana".

Njira ina ndi ingoganizirani kuti zonse kapena gawo lalikulu lazandalama latayika, ndipo dzifunseni chifukwa chake izi zingachitike.

Otsatsa omwe amasankha zisankho zawo popanda kuwalola kuti agwirizane ndi zotsimikizirazo amatuta ndalama zambiri.

Sakani mitundu (pareidolia mu zachuma)

Chachiwiri, komanso zowononga kwambiri. Njira imodzi yomwe ubongo wanu ungakunyengeni ndikusintha kwake. Takonzedwa kuti tifufuze zofanana, zofanana ndi mawonekedwe Kulikonse. Ili ngati pulogalamu yomwe imabwera mwa inu, simukuyiyika. Popanda lingaliro lazomwezi zidzakupangitsani inu kukhulupirira zotheka "zabodza" zomwe ubongo wanu wapanga, koma kwenikweni ndi zabodza.

Pareidolia mu zachuma ndi misampha yamaganizidwe

  • Ili si vuto lanzeru. M'malo mwake, ndiye maziko a momwe timadziwira dziko lapansi, timamvetsetsa mawu, timamvetsetsa chilengedwe, ndipo timayembekezera kuti china chake chitha kuchitika.
  • Zikhulupiriro. Kungoti china chake chachitika kangapo sizitanthauza kuti chidzachitikanso. Malingana ngati zifukwazo ndizolimba.

Ngati ndinu munthu womveka bwino, wamasamu komanso wowunika, ndikutsimikiza kuti mudzawona mosazindikira mayendedwe ambiri. Luso ndilodabwitsa, limachitikanso nthawi zonse komanso mokakamiza. Koma monga momwe kulili mitambo yomwe imawoneka yotsika mtengo koma ilibe, muyenera kudziwa kuti zinthu zimachitika popanda kulumikizana.

Kokani zotsatira, kugwiritsa ntchito psychology

Amadziwika kuti zotsatira za Bandwagon, kulumphira pagululi. Zimapangidwa ndi mwayi wowona momwe anthu ena amakhulupirira china chake ndikufuna kutsanzira. Nthawi zambiri chifukwa zinthu zikuyenda bwino (kapena zikuwoneka choncho). Ndipo zomwe zimayambitsa nthawi zambiri ndikuti kufunikira kwa chinthu kapena kuchitapo kanthu kumawonjezeka, mwachitsanzo. Pomwe kuchuluka kumafunikira, mtengo umayamba kukwera, ndipo ngati anthu ambiri apanga phindu, ena amayamba kuchita chidwi kuti asataye mwayiwo, kukulitsa kufunikira kochulukirapo chifukwa chake mtengo.

Momwe mungadziwire kuzindikira thovu lazachuma

Ndizo zotsatira zazikulu zomwe zimatsitsimula kuphulika zachuma. Zimakonda kugwira anthu ambiri, ngakhale ena ali ndi luso komanso kuwerenga kwamaganizidwe mukamayendetsa ndalama. Ndipo njira yabwino yodzitetezera ndikuwonera aliyense akuchita zomwezo, kuima kuganiza, ndikudzifunsa "Ndalakwa chiyani?" Kupewa kulowa m'mizere yosangalalayi limodzi nthawi zonse kumakutetezani ku zotayika zazikulu zomwe zingachitike.

Kokani chitsanzo chochitapo kanthu

Pakadali pano titha kupeza magawo amakampani omwe adalembedwa pamsika wamsika, omwe manambala awo amatipatsa ziwerengero zochulukirapo pazopeza zawo. Inde, kwakukulukulu ndiamene makampani amafilosofi azachuma "amakula". Komabe, si onse omwe nthawi zonse amakwaniritsa zomwe mukuyembekezera, ndipo ndikuti nthawi zina pamakhala zowerengera zomwe zingakhale zapamwamba kwambiri. Moti papepala nthawi zina zochitika zokongola zimachitika. Tiyeni tiganizire chitsanzo chomwe chingakhale chenicheni.

Tangoganizirani kuti mwakumana ndi mnansi wanu. Ndipo akufotokoza kuti ali ndi kampani yomwe mtengo wake wonse ndi $ 50.700, komanso kuti ali ndi ngongole ya $ 105.300 ndipo akuganiza zogulitsa. Ndiye ngati mutagulitsa ndalama zanu zonse mopitirira apo mutha kulipira theka la zomwe mukukongola. Mukufunsa ... "Hei, mudalandira ndalama zingati chaka chatha?" Ndipo akuyankha kuti adapambana $ 12.000. Popeza ndiwe munthu wanzeru kwambiri, umayang'ana zotsatira za zaka zapitazo. Ndipo mukuwona kuti ngongole yanu ikukula msanga kuposa momwe mumalandirira.

Nkhani yowonjezera:
Komwe mungasungire msika wamsika

Potengera momwe zinthu ziliri pano, mumamufunsa kuti amagulitsa ndalama zingati, ndipo amayankha choncho $ 1.640.000 kampani yomwe imapereka $ 12.000 pachaka ndi ngongole yomwe siyimasiya kukula. Kodi mungayankhe chiyani? "Inde, $ 1.640.000 akuwoneka ngati mtengo wabwino!" kapena m'malo mwake mungakhale mukuganiza ... "Izi sizingatheke".

Kufunika kwa psychology mukamaika msika wamsika

Nthawi zina timatha kuyesayesa ndikuwona zinthu zomwe sizileka kukwera mtengo kuti zipindule ndikuchita bwino. Vuto lingakhale kuiwala kuti pamapeto pake magawowo amayimira magawo amakampani enieni ndikuti kuwerengera kumeneku sikungakhale kwanzeru kwenikweni. Sikuti nthawi zonse chilichonse chimakhala ndi mtengo wokwanira, chifukwa mtundu kapena ziyembekezo zakukula kungathandize kuti kuwerengetsa kukhale kotsika kwambiri. Kukhala ndi psychology yozizira mukamaika ndalama kudzatithandiza kuti tisakhale ndi thovu.

Ngongole Vs Zoyembekeza

Kodi mukudziwa za wina yemwe amapeza ngongole zochulukirapo? Izi zimalowa mchingwe chomwe sichimatuluka. Kodi mukudziwa ngati muli ndi ndalama ndipo mukufuna kuzigwiritsa ntchito, mukuyembekeza kupindula chiyani? Eya, nkhaniyi ndi yosavuta kumva, koma pazifukwa zina, Ndawona khalidweli mwanjira yodziwika bwino.

Pali anthu omwe mwina pokhala ndi ngongole pakampani, ngongole zanyumba, kapena ngongole iliyonse ndi makadi, ndi zina zambiri, amalipira chiwongola dzanja cha 6-7% kapena kupitilira apo. Maperesenti owopsa kwambiri. Vuto ndiloti ngati mumasunga kena kalikonse, mukugwiritsa ntchito ndalama yanji. Chodabwitsachi ndi pamene munthu aganiza kuti chinthu chopambana kwambiri ndikuyika msika wamsika kapena kugula zinthu zomwe zimapereka chiwongola dzanja cha 2% (mwachitsanzo). Ngati muli ndi psychology yabwino mukamaika ndalama, ndipo sitigwera pachinyengo cha ndalama, tiwona kuti lingaliro ili ndi lolakwika.

Zolakwitsa zambiri mukamayikira msika wamasheya ndi masheya

Zitsanzo zakugwiritsa ntchito molakwika ndalama

Tiyeni tiwone zinthu moyenera:

  • Ngongole ya 7% kapena kupitilira apo imachitika. Ndipo muli ndi ndalama zambiri ("zochulukirapo") zomwe mukufuna kupeza 2%. Tiyerekezenso, kuti ndalama zanu zikufanana ndi ngongole yanu ...

Ngati nditi "ndalandira ngongole ya € 20.000 pa 7%, ndipo ndi ma € 20.000 amenewo ndigula chinthu chomwe chimanditsimikizira 2% pachaka" ... Aliyense amene ali ndi malingaliro abwino angaganize kuti ndine kunama kapena kuti sindikudziwa zomwe ndikunena.

Ndikunena kuti izi zidalunjika kwa anthu omwe, chifukwa ali ndi ngongole zambiri, amakhulupirira kuti chinthu chanzeru kwambiri sikuchotsa ndi kugula zinthu zina. Zitha kukhala kuti munthuyo, monga nzeru za moyo, alibe chidwi chochepetsa ngongole zawo ndikukhala tsiku ndi tsiku. Wolemekezeka kwathunthu. Koma kusunga, kusunga ngongole, ndikupeza ndalama zotsika poyerekeza ndi chiwongola dzanja chomwe chikulipidwa ... Ayi. Zilibe maziko oyenera.

Ndikukhulupirira kuti maphunzirowa akuthandizani, komanso kuti zisankho zanu pazachuma komanso pamoyo wanu zizikhala zolondola kuyambira pano. Kudziwa misampha yathu yamaganizidwe ndi momwe psychology yanu imagwirira ntchito mukamaika ndalama, zimathera kukuthandizani kupanga zisankho zabwino, osapanga zolakwitsa zambiri.


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