Bwererani ku capital estate

Kubweza kwa capital capital yogulitsa nyumba kuyenera kulengezedwa pachaka

Monga momwe zimakhalira, chinthu chikakhala m'dzina lathu ndikutipatsa phindu, timakakamizika kuchilengeza chaka chilichonse. Kubweza kwa capital estate ndi chimodzimodzi, Kumene. Chifukwa chake ndikofunikira kuti timvetsetse kuti lingaliro ili ndi chiyani komanso momwe tingawerengere. Izi sizingakhale zothandiza ngati tili ndi malo m'dzina lathu, komanso ngati tikuganiza zogula.

Kuti tikuthandizeni ndi nkhaniyi, tidzalongosola m'nkhaniyi kodi kubweza pa malonda ndi momwe mungawerengere. Kuphatikiza apo, kuti timvetsetse fomula ndikutha kuyigwiritsa ntchito, tiyenera kudziwa kuti zochepetsera ndi kuchotsera ndalama zomwe zikufunsidwazo ndi ziti. Ndikukhulupirira kuti chidziwitsochi ndi chothandiza kwa inu komanso kuti chikumveketsa bwino zomwe kukhala mwini malo, kaya akumidzi kapena akutawuni, kumatanthauza pamlingo wamisonkho.

Kodi Return on Real Equity ndi chiyani?

Kubweza ndalama zogulira nyumba ndi ndalama zonse zomwe zimapezeka kuchokera kuzinthu zogulitsa nyumba

Tikamalankhula za kubweza ndalama zogulitsa nyumba, timangonena za ndalama zomwe amapeza kuchokera ku nyumba, kaya kutawuni kapena ku rustic. Ndalama zonsezi zomwe timalandira kuchokera ku malo ogulitsa nyumba m'dzina lathu ziyenera kulengezedwa chaka chilichonse mu Misonkho yomwe mumalandira (Msonkho wa Ndalama pa Anthu Payekha).

Kubweza ndalama zogulitsa nyumba, malinga ndi Tax Agency, kumaphatikizapo ndalama zonse zomwe zapezedwa kudzera muzogulitsa nyumba. zomwe zili m'gawo la Chispanya kwa chaka chonse. Izi zitha kukhala izi:

  • ndalama zochokera lendi wa malo akumidzi kapena akumidzi.
  • zotumphukira za ntchito kapena malamulo a ufulu pa malo akutawuni kapena rustic real estate.
  • Ubwino wopezeka kuchokera kusangalala kapena kugwiritsa ntchito za katundu wakutawuni kapena wakumidzi.

Kuti ziwoneke ngati kubweza ndalama zogulitsa nyumba, ndikofunikira kukwaniritsa zikhalidwe ziwiri. Choyamba, umwini wa malo omwe akufunsidwawo ayenera kugwirizana ndi wokhometsa msonkho. Kuonjezera apo, katundu wa malowa sangagwirizane ndi zochitika zachuma za wokhometsa msonkho yemweyo.

Kodi zobweza panyumba zimawerengedwa bwanji?

Kubweza ndalama zogulitsa nyumba kumapezedwa pogwiritsa ntchito fomula

Powerengera kubweza kwa capital estate, tiyenera kugwiritsa ntchito njira yosavuta. Inde, tisanadziwe mfundo zomwe amazilemba ndikudziwa zomwe zimagwira ntchito kwa ife ndi zomwe siziri. Kuwerengera kuti mupeze kubweza ndalama kuli motere, pomwe CI ndiye likulu lanyumba:

IC Net Income = Ndalama Zonse za IC - Kuchepetsa Ndalama Zamtundu wa IC - Ndalama Zochotsera

Mfundo

Tiyeni tsopano tiwone chomwe lingaliro lirilonse liri kuti tidziwe momwe tingagwiritsire ntchito chilinganizo molondola. Kubweza kwathunthu pamalipiro a nyumbayo kumaphatikizapo ndalama zonse zomwe mwiniwake wa malowo amapeza, zomwe zikutanthauza kugwiritsa ntchito, kusamutsa ndi kubwereketsa nyumba ndi nyumba.

Ponena za kuchepetsedwa kwa zokolola zamtengo wapatali, zimakhala zofunikira kwambiri pazochitika za kubwereketsa nyumba zomwe zimapangidwira nyumba. Muzochitika izi, kubweza kwaukonde kumachepetsedwa ndi 60%. Komabe, kuchepetsa uku kungagwiritsidwe ntchito pazobweza zabwino zomwe zawerengedwa ndikutumizidwa ndi wokhometsa msonkho ntchito yotsimikizira, kutsimikizira ndi kuyang'anira isanayambe.

Nkhani yowonjezera:
Kodi munganene bwanji ndalama?

Komano pali kuthekera kochepetsa 30% ya kubweza kwaukonde pamene m'badwo nthawi yomweyo ndi wamkulu kuposa zaka ziwiri. Kuchepetsa uku kungathenso kupezedwa ngati ndalama zonse zimagawidwa motsatira malamulo ngati chuma chopezedwa mosadukiza pakapita nthawi. Izi zitha kukhala, mwachitsanzo, chipukuta misozi cholandilidwa ndi wobwereketsa, wobwereka kapena wobwereketsa chifukwa cha kuwonongeka kapena kuwonongeka kwa katunduyo. Zowona, ziyenera kunenedwa za nthawi imodzi yokha yamisonkho. Tiyenera kudziwa kuti kuchuluka kwa ndalama zomwe amapeza sizingadutse ma euro 300.000 pachaka.

Ndi ndalama ziti zomwe zimachotsedwa kuti muwerengere phindu la ndalama zogulitsa nyumba?

Pomaliza tatsala ndi ndalama zochotseredwa. Izi ndi ndalama zonse zomwe wokhometsa msonkho amatha kuchotsera pazopeza zonse. Iwo ndi awa:

  • Amortization, katundu ndi katundu amene wapatsidwa.
  • Ndalama kukonza ndi kusunga za katundu amene akufunsidwa.
  • Ndalama zokhudzana ndi kukhazikitsidwa kwa mgwirizano ndi zinthu.
  • Ndalama zolipirira ndi zokonda.
  • Mabanki okayikitsa: Izi ndi ndalama zomwe wobwereka watsala kuti alipire. Inde, miyezi isanu ndi umodzi iyenera kuti yadutsa kuchokera pamene kuyesa kusonkhanitsa.
  • Ntchito zapanyumba: Zimaphatikizapo kuyang'anira, kusamalira dimba, kuyang'anira, etc.
  • Mitengo (zinyalala, kuyeretsa), misonkho yosakhala ya boma monga IBI, Zowonjezera (kupatula amene akuwalanga).
  • ena ndalama zochotsera msonkho, monga kuba, ngongole za anthu kapena malipiro a inshuwalansi ya moto.

Ndizowona kuti popanga ndondomeko ya ndalama amatifunsa zambiri. Pokhala ndi malingaliro ambiri, manambala, ndi zinthu zomwe muyenera kukumbukira, itha kukhala ntchito yayikulu kwambiri. Ngati sitikutsimikiza kuti tikulengeza molondola, nthawi zonse timakhala ndi mwayi wosankha manejala.


Zomwe zili m'nkhaniyi zikutsatira mfundo zathu za malamulo okonzekera. Kuti mufotokoze cholakwika dinani Apa.

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  1. Wotsogolera pazosankhazi: Miguel Ángel Gatón
  2. Cholinga cha deta: Control SPAM, kasamalidwe ka ndemanga.
  3. Kukhazikitsa: Kuvomereza kwanu
  4. Kulumikizana kwa zomwe zafotokozedwazo: Zomwezo siziziwululidwa kwa anthu ena kupatula pakukakamizidwa mwalamulo.
  5. Zosunga: Zosungidwa ndi Occentus Networks (EU)
  6. Ufulu: Nthawi iliyonse mutha kuchepetsa, kuchira ndikuchotsa zidziwitso zanu.