Mabanki

Kodi banki ndi chiyani

Masiku ano, pafupifupi aliyense ali ndi akaunti yakubanki. Izi zimalumikizidwa ndi banki, kapena banki, yomwe ili ndi udindo wowonetsetsa kuti akaunti yanu ikutetezedwa komanso kuti ndalama zomwe zikupezeka zikupitilirabe pazonse zomwe mungafune.

Komabe, Mukudziwa chiyani china chokhudza banki? Kodi mukudziwa mitundu yazinthu zosiyanasiyana? Kapena ntchito zonse zomwe angapereke? Izi, ndi zina zambiri, ndi zomwe tikambirana.

Kodi banki ndi chiyani

Bungwe labanki limadziwika bwino ndi dzina lodziwika, banki, ngakhale itha kukhala ndi mayina ena monga ngongole kapena malo osungitsira ndalama. Ndi kampani yazachuma yomwe imagwira ntchito zopereka ndalama kwa makasitomala, monga ngongole, ngongole ... Komanso kusamalira ndalama zomwe zimasungidwa mwa iwo ndi zotetezeka.

Cholinga cha banki ndikuyang'anira ndalama za makasitomala m'njira yoti iwonso azigwiritsa ntchito kuti ibwereke kwa ena.

Kodi banki imachita chiyani

Kodi banki imachita chiyani

Kunena zowona, banki ili ndi mitundu iwiri ya zochitika:

  • Ntchito zantchito. Yofanana ndi kukopa ndalama kuchokera kwa anthu kapena mabungwe, makampani, mabungwe, ndi zina zambiri.
  • Ntchito zamtengo wapatali. Ndipo ndikuti ali ndi udindo wobwereketsa ndalama zomwe adalanda anthu ena, nthawi zonse pamtengo wokwera, kuti apeze phindu pochita izi, komanso, pachiwopsezo chomwe amakhala nacho.

Ntchito zantchito

Tikawononga ndalama zochulukirapo kubanki, mudzawona kuti zikukhudza kukopa makasitomala, ndi iwo, chuma. Gawoli ndipomwe maakaunti ama banki, ma akaunti osunga, makhadi aku banki, madipoziti azaka zambiri amabwera ...

Mwanjira ina, tikulankhula za iwo ntchito zoperekedwa kwa makasitomala zomwe zimaphatikizapo kusiya ndalama zingapo zomwe zimasungidwa kubanki. Izi zipezeka nthawi zonse kwa makasitomala, omwe amatha kuzichotsa nthawi iliyonse akafuna. Koma, pamenepo, ndi gawo lazachuma chomwe banki imayenera kubwereketsa ndalama kwa munthu wachitatu (zomwe zingakhale ntchito).

Ntchito zamtengo wapatali

Monga tafotokozera kale, limanena za zochitika zokhudzana ndi ngongole ya ndalama. Ndiye kuti, amayesa kusuntha ndalama pobwereketsa kwa anthu ena ndikupeza zabwino zingapo pochita izi.

Muzochita zamtunduwu, mwachitsanzo, ngongole ndi ma kirediti kadi, ngongole, ngongole zanyumba ... Ndi iwo, zomwe amachita ndikuti amapereka ndalama kwa aliyense amene angafune posinthana ndi chiwongola dzanja cholipiridwa ndi munthu amene akufuna likulu, chiyani banki yomwe imalandira poyang'anira njirayi ndikuganiza kuti munthu ameneyo abwezera ndalama zomwe adalandira.

Mitundu yamabanki

Mitundu yamabanki

Tsopano tiyeni tidziwe mitundu yosiyanasiyana yamabanki. Ndipo ndichakuti, ngakhale simukukhulupirira, mabanki monga momwe mumawadziwira si okhawo omwe amagwera mu lingaliro ili, koma pali zina zambiri.

Chifukwa chake, mutha kupeza izi:

Mabanki ogulitsa

Banki yamtunduwu ndiyofala kwambiri, ndipo yomwe mumadziwa bwino. M'malo mwake, malipiro anu, penshoni, kapena ndalama zanu zimathera muakaunti yakubanki yamtunduwu. Awa ndi mabungwe omwe makasitomala amakhala payekha.

Makamaka, ali mabanki omwe mutha kutsegula akaunti yakubanki, pemphani ngongole kapena ngongole, ndi zina zambiri. Amagwira anthu okhaokha, ngakhale kulinso othandizira ma freelancers ndi makampani (ngakhale omaliza nthawi zambiri amasankha mtundu wina wa banki).

Banking kampani

Pankhaniyi, ndipo monga tidakuwuzirani kale, ndi mtundu wa mabungwe aku banki amayang'ana kwambiri makampani. Ngakhale atha kukhala ndi ntchito zofananira ngati mabanki ogulitsa, amakhalanso ndi mndandanda wina wazantchito zokhudzana ndi makampani monga kulipira, kusamutsa misa, POS yoti agulitse pa intaneti, ndi zina zambiri.

Mwanjira ina, chilichonse chomwe makampani amafunikira kuchokera kubanki kuti azitha kuchita ndi kuchita zochitika, mwina ndi makasitomala awo kapena ndi ogwira nawo ntchito.

Bungwe lachinsinsi

Banki yaboma ndi gawo limodzi lama banki ogulitsa. Komabe, imayang'ana kwambiri gawo lina: anthu omwe ali ndi chuma chambiri kapena chuma chambiri. Poterepa titha kunena kuti ndi mabanki omwe amapereka chithandizo chapadera kwa makasitomala awo olemera kwambiri, motero, amawasamalira.

Ntchito zomwe amapereka kwa makasitomala atha kukhala ofanana ndi anthu koma, chifukwa chokhala "apadera", amapereka mitundu ina yazabwino komanso zopindulitsa kwa iwo, mwina ndi ma komisiti ochepa, okhala ndi phindu lochulukirapo, ndi zina zambiri.

Mabanki azachuma

Amadziwikanso kuti banking yabizinesi, ndichomwe amayang'anira ntchito zovomerezeka ndi mabungwe oyang'anira pazosowa zomwe ali nazo, makamaka zokhudzana ndi ndalama. Mwachitsanzo, kuphatikiza, kugula, kugulitsa m'mabizinesi ena, ndi zina zambiri.

Mabungwe amabanki ku Spain

Mabungwe amabanki ku Spain

Tsopano popeza mumadziwa bwino banki ndipo makamaka mitundu ndi zomwe zimachitika mmenemo, ndi nthawi yoti mudziwe omwe ndi mabanki omwe amapezeka ku Spain. Mwanjira imeneyi, simudzangodziwa mwayi womwe ulipo, koma mudzawona kuti pali mabanki ambiri kuposa momwe mungadziwire chifukwa amveka kwambiri, ndi akulu kapena amalengeza zambiri.

Makamaka, timakambirana za izi:

A & G Banking Yabizinesi

  • Abanca Banking Corporation
  • ActiveBank
  • Arquia
  • Marichi benchi
  • Banki ya Pueyo
  • BBVA
  • Caixa Geral Bank
  • Banki ya Caminos
  • Banki ya Cetelem
  • Bungwe la Spain Cooperative
  • Banki ya Albacete
  • Ndalama za Banco de Caja de España Salamanca ndi Soria
  • Bank of Castilla- La Mancha
  • Banki Yothandizirana Ndi Anthu
  • Banki yosungitsa
  • Wosunga banki BBVA
  • Banki ya Madrid
  • Banco Sabadell
  • Banki Yachuma ku Europe
  • Banki ya Finantia Sofinloc
  • Industrial banki ya Bilbao
  • Banki ya Inversis
  • Banki ya Mare Nostrum
  • Mediolanum Bank
  • Western Bank
  • Pastor Bank
  • Banco Pichincha Spain
  • Bank ya Anthu aku Spain
  • Banki ya Santander
  • Banki ya Urquijo
  • Bancofar
  • Bancopopular-e
  • Bancorreos
  • Bankia
  • Bankinter
  • Bankoa
  • Bantierra
  • Bungwe lachuma la BBVA
  • Caixabank
  • Banki yosungitsa ndalama zokhazokha ndi MP
  • Catalunya Banc (Catalunya Caixa)
  • Cecabank
  • Colonya-Caixa d'estalvis de Pollensa
  • Deixa Sabadell
  • Banki Yamalonda ya EBN
  • Banki ya Evo
  • Banki ya Ibercaja
  • Kutxabank
  • Liberbank
  • Microbank Yatsopano
  • Kutumiza
  • Openbank
  • Mabanki wamba achinsinsi
  • Kulimbikitsa
  • Lendi 4 Bank
  • Sa Nostra
  • Ndalama Zogulitsa a Santander
  • Santander Kutetezedwa
  • Ntchito Zachitetezo cha Santander
  • Bungwe la Self Trade
  • Targobank
  • Unicaja Bank
  • Unoe banki

Mabungwe akunja akunja omwe akugwira ntchito ku Spain

Poterepa, ndipo ngati simukukonda banki iliyonse ku Spain, kapena ngati muli bizinesi yomwe ikuyenda padziko lapansi, ndizotheka kuti ndibwino kuti mukhale nayo. akaunti kubanki yakunja kapena yapadziko lonse lapansi. Ku Spain muli ndi mitundu iwiri: mbali imodzi, omwe ali ndi maofesi ku Spain ndipo akugwira ntchito mdzikolo, ndilo mndandanda womwe tikupatseni pansipa; Komano, muli ndi mabanki ambiri omwe amagwira ntchito popanda kukhala ndi ofesi yokhazikitsidwa, koma mutero.

Mndandanda wamabanki akunja omwe akugwira ntchito ku Spain ndi awa:

  • AKF Bank GMBH & Co KG
  • Bungwe la Allfunds Bank
  • Andbank Spain
  • Arab Bank
  • Banki ya Ares
  • Alcala Bank
  • Banca Nationale de Lavoro
  • Pichincha Bank
  • Zogulitsa Zampikisano wa Banque Marocaine
  • BNP Paribas
  • Citibank
  • Makola a Cortal
  • German Bank
  • ICBC Luxembourg
  • ING Direct
  • Novobank
  • Kusakhulupirika Kwa Banki Ya Banki
  • Ntchito Zogulitsa RBC
  • Banki ya Scania
  • Banki ya Triodos
  • Banki ya UBS
  • Volkswagen

Zomwe zili m'nkhaniyi zikutsatira mfundo zathu za malamulo okonzekera. Kuti mufotokoze cholakwika dinani Apa.

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