Malipiro ake ndi ati komanso malipiro enieni

malipiro enieni ndi mwadzina

Tikayang'ana ntchito imodzi mwa nkhani zomwe nthawi zambiri timaganizira za malipiro; Monga akufunira kuti izi zikugwirizana ndi nthawi yomwe adayikirako, komanso zomwe zachitika, poganizira kuthekera kwa munthu kuchita ntchitoyi moyenera komanso zomwe zimapindulitsa chuma cha kampaniyo. Tsopano, kodi nthawi yathu ndiyofunika motani? Kodi timafunikira ndalama zingati kuti tipeze zosowa zathu?

Chimodzi mwazomwe zimakayikira kwambiri ndikudziwa Kusiyanitsa pakati pa malipiro enieni ndi malipiro wambaChifukwa chake, pansipa tifotokoza zomwe aliyense amakhala nazo komanso momwe amasiyana.

Malipiro ake ndi ati?

Choyamba, muyenera kudziwa izi malipiro ndi ndalama zomwe wogwira ntchito amalandila, nthawi zambiri (nthawi zambiri pamwezi). Kuchokera apa mutha kusiyanitsa malipiro wamba ndi malipiro enieni, omwe ndikufotokozereni pansipa:

Malingaliro a malipiro wamba ndi malipiro enieni

Pali mawu awiri osonyeza malipiro omwe munthu ali nawo, apa funso likubwera chifukwa chake amafunikira mawu awiri pamalipiro omwewo, popeza kuti pali awiri sizikutanthauza kuti malipiro awiriwo amalandiridwa, koma mawuwa amatanthauza zinthu ziwiri zomwe zimawerengedwa kuti ndizofunikira pamalipiro; mawu awa ndi dzina lenileni ndi malipiro enieni, Chotsatira, kufotokozera mwachidule zomwe aliyense wa iwo ali nazo kudzaperekedwa.

Malipiro apadera

Kuwerengera kwa malipiro ochepa

Mawu akuti malipiro otchulidwa amatanthauza malipiro amafotokozedwera ndi ndalama; Ndi ndalama zonse zomwe zimaperekedwa kwa wogwira ntchitoyo pantchito yomwe yachitika patsikulo. Ponena za malipiro ochepa, sitingathe kutipatsa malingaliro pokhudzana ndi mulingo kapena phindu lenileni la malipiro. Phindu lenileni la malipirowa limadalira pamlingo wamitengo womwe umafanana ndi zinthu zomwe munthu amadya, komanso phindu la ntchito zomwe zikufunika, komanso kuchuluka kwa misonkho, mwazinthu zina zomwe zimagwiritsidwa ntchito.

Pakadali pano, m'maiko omwe njira yolamulira kupeza ndi capitalism, ngakhale zikuwoneka kuti zikuwoneka kuwonjezeka kwa mafotokozedwe a malipiro malinga ndi mtengo wake wa ndalamaZomwe zimawerengedwa kuti malipiro enieni omwe ogwira ntchito amalandila zimayamba kutsika chifukwa chakukwera kwamitengo yazinthu zomwe zimawerengedwa kuti ndi zogwiritsa ntchito wamba, kunena zakumwa komwe wogwira ntchito amakwaniritsa; Kutsika kwa mtengo kumeneku kumayambitsanso chifukwa cha kuchuluka kwa misonkho, ndichifukwa choti cholinga cha boma ndikuti ogwira ntchito ndi omwe amakhala ndi mavuto onse obwera chifukwa cha mavuto azachuma komanso kulemera komwe kumadza chifukwa cha ntchito zankhondo.

M'malo mwake, m'malo omwe dongosolo limayendetsedwa ndi socialism, kuwonjezeka kwa malipiro Makamaka ikamafotokoza za anthu ogwira ntchito ndi omwe amalandila malipiro ochepa, pamene akuphatikizidwa ndi kuchepetsa mtengo ya zinthu zofunika kwambiri kwa anthu ogwira ntchito, zomwe zimatchedwa kuti malipiro enieni a anthu onse zawonjezeka kwambiri. Gawo lofunikira kwambiri lomwe limapanga izi ndi kuphatikiza ndalama zochepa, zomwe zimaperekedwa ndi ndalama zogulira anthu, zomwe cholinga chake ndi kukwaniritsa zosowa za anthu onse azachikhalidwe. Ndalama zomwe boma la Socialist limapereka komanso mabungwe ena azachuma omwe amapangidwira zomwe zanenedwa, zimawonjezera mwa ogwira ntchito limodzi mwa magawo atatu a ndalama zomwe antchito amalandira. Pomwe kupanga anthu kumachulukirachulukira komanso nthawi yomweyo kuyenerera kwa ogwira ntchito kumakwera, pang'ono ndi pang'ono malipiro a ogwira ntchito, ogwira nawo ntchito komanso aluntha adzafika mpaka atakhala pamlingo umodzi.

Malipiro enieni

Gulu lamalipiro enieni

Kumasulira uku kukutanthauza Malipiro ofotokozedwa pokhudzana ndi moyo komanso ntchito zomwe wogwira ntchito amakhala nazo ndi malipiro ake; imawonetsera kuchuluka kwa zinthu zomwe wogwira ntchito angathe kupeza, komanso ntchito zomwe wogwira ntchito angagule ndi malipiro ake (omwe amayang'aniridwa ndi ndalama zomwe wantchito amalandira). Mtengo womwe ungaperekedwe ku malipiro enieni umatengera malingaliro angapo, kulowa zina mwa izo zimatengera kukula kwa malipiro ake, chinthu china ndi mulingo wamtengo zomwe zikufanana ndi zinthu za ogula komanso mulingo wa mitengo yantchito, ukulu wawo umatsimikizidwanso ndi mtengo wa renti chifukwa cha misonkho yoperekedwa kwa ogwira ntchito ndi maboma.

M'mayiko omwe amalamulidwa ndi capitalism, zomwe zimachitika nthawi zambiri ndikuti mtengo wazinthu komanso ntchito, kuphatikiza ma renti ndi misonkho, zikukula mosalekeza. Kulimbana kwamagulu komwe kulipo m'ma kachitidwe kameneku kumapangitsa kuti nawonso malipiro asinthe. Ndi lamulo lachi capitalism kuti malipiro enieni a wantchito khalani ndi njira yoti ichepetse. M'mayiko omwe amayendetsedwa ndi capitalist system, chochitika chimachitika chomwe chimakhudza kwambiri malipiro enieni, kusintha kwa kapangidwe kake ndi kapangidwe kake komwe kumachitika, kumaphatikizapo kukulitsa chiwerengero cha ogwira ntchito ndi omwe ali otsika- aluso motero antchito awa kulandira malipiro ochepa zomwe pamlingo wina zimasokoneza kukula kwa malipiro enieni.

Ngakhale kulimbana kwa kalasi kumapangitsa kuti awonjezere malipiro, chowonadi ndichakuti kukwera kwa malipiro ochepa sikulipira kuchepa kwa kukula kwa malipiro enieni, popeza zina zomwe zimatsimikizira, monga mitengo ya zolemba Zogwiritsira Ntchito ndi misonkho zomwe zimafunikira zimakula mwachangu kuposa malipiro wamba. Mwanjira imeneyi titha kudziwa kuti zochitika wamba, ngakhale malipiro ochepa akukwera, ndikuti nthawi iliyonse wantchito sangathe kugula zinthu zofunika kugula. Njira yomwe boma kapena mabungwe omwe amayang'anira kutsutsa ndikuwongolera nkhanizi amawerengera ndalama zenizeni za ogwira ntchito, sizogwirizana ndi magulu ena amtunduwu, koma kuchuluka kwa malipiro a ogwira ntchito ndi malipiro a ogwira ntchito. Ogwira ntchito olipidwa bwino, ndikuwonjezeranso a manejala amakampani ndi owongolera, anthu ena pagulu, kaya malipiro awo ndi ochepa kapena okwera.

Pansi pa maulamuliro omwe amayendetsedwa ndi socialism, nkhaniyi imayendetsedwa mwanjira ina chifukwa malipiro sakhala phindu la ogwira ntchito, izi zikutanthauza kuti Malipiro a wantchito satengera maphunziro a izi, koma ndizokhudzana ndi zinthu zabwino zomwe zotsatira za wogwira ntchito zimaperekedwa; M'malo mwake, ikuyimira kutanthauzira kwa ndalama za gawo la ndalama zadziko zomwe zikugwirizana ndi ogwira ntchito ndi ogwira ntchito pakampani kapena pamakampani kuti akwaniritse zosowa zawo; Monga zidanenedwapo kale, ndalama zadzikoli zimagawidwa malinga ndi ntchito, komanso kuchuluka kwake. Malinga ndi kapangidwe ka Kupanga kwamachitidwe azachikhalidwe patsogolo, malipiro enieni akuwonjezeka nthawi zonse. Chotsutsana ndichakuti malipiro enieni amatengera zokolola za anthu ogwira ntchito zachuma. Ogwira ntchito zamagulu azachisangalalo ali ndi cholimbikitsira chofunikira pamalipiro, chothandizira chomwe chimakhazikitsidwa ndi ndalama zogulira anthu, zomwe zimakweza ndalama zenizeni za omwe amathandizidwa ndi gawo limodzi mwa magawo atatu.

Kodi pali kusiyana kotani pakati pa malipiro ochepa ndi malipiro enieni?

Njira yabwino yomwe tingasiyanitsire potha kutanthauzira kusiyanasiyana kwamitundu yonse yamalipiro, ili mchikhalidwe chawo. Pomwe malipiro angatenge gawo lokhala ndi manambala ndipo timalandira ndalama zingati, malipiro enieni amayang'ana kwambiri pakupeza zinthu ndi angati omwe tingapeze. Kaya gawo ladzina (kapena manambala) lili ndi mwayi wosinthana ndi zinthu zabwino kapena kusinthana kwabwino kwa ndalama zina kumakhudzana ndi mfundo zandalama za dera lililonse. Mwanjira imeneyi, ngakhale malipiro ochepa ndi gawo lachindunji komanso losavuta kutanthauzira, kwenikweni gawo lofunikira ndiloti tingachite nazo chiyani (malipiro enieni). Kuti tichite izi, tiwona kusiyana kwakukulu pakati pa aliyense ndi momwe inflation imakhudzira iwo.

Kusiyanitsa pakati pa malipiro ochepa ndi malipiro enieni kumadalira mphamvu yogula

Mphamvu yogula, mphamvu yogula

Mwa zonsezi, chofunikira kwambiri ndi mphamvu yogula yomwe wogwira ntchitoyo ali nayo. Izi zimakonda kusintha pakapita nthawi komanso mayendedwe antchito kukwera kwamitengo, zomwe zimamasulira motere:

  1. Mwadzina Malipiro: Ndi gawo lowerengera lomwe limalamulira. Ndalama zonse zomwe zalandilidwa. Koma izi sizikutanthauza kuti tili ndi zambiri, popeza ndalama ndi chida chogulira zinthu. Mtengo wa zinthu ukakwera ndipo malipiro athu ochepa ndi ochepa, tidzatha kugula zochepa. Poterepa, ndalama zomwe amatchulazi ndi mtengo womwe umawonetsedwa pamalipiro, mwachitsanzo, € 1.300 pamwezi.
  2. Malipiro enieni: Kungakhale gawo "lakuthupi" la malipiro osadziwika, ndiye kuchuluka kwa zinthu zomwe titha kugula. Munthu yemwe zaka 15 zapitazo adalandira € 1.300 ndipo mwachitsanzo akupitilizabe kulandira € 1.300 lero, ndalama zomwe amalandila sizikanakwera kapena kuchepa. Komabe, kukwera kwamitengo ndi mtengo wamoyo zikadakwera, chifukwa chake ndi € 1.300 lero nditha kugula zinthu zochepa kuposa zaka 15 zapitazo.

Kunena zowona, mzaka 15 zapitazi mitengo yama inflation mu Euro yakhala 1%. Izi zikutanthauza kuti m'zaka 15 mtengo wamoyo wakwera 26%. Ngati munthu akadalandira € 1.300 zaka 15 zapitazo, ndi ndalama za € 1.000, akanatha kusunga € 300 pamwezi. Malipiro ake enieni adamupatsa mphwayi. Komabe, ngati malipiro ake akadasungidwa, lero mtengo wamoyo womwewo ukhoza kumulipira € 1.260, chifukwa chake akadangopulumutsa 40 ma euro pamwezi. Malipiro anu enieni pakadali pano akhoza kukhala olimba kwambiri.

Malipiro onse awiri ayenera kukwera

kuti malipiro ochepa komanso malipiro enieni akhale ofanana, chiwonjezeko chikuyenera kukhala chofanana ndi inflation

Chomaliza koma chaching'ono, ndikumvetsetsa Kodi malipilo athu akuyenera kukwera kuchuluka motani kuti tikhalebe ndi moyo wathu. Poganizira kuti malipiro enieni ndi omwe timatanthauzira kupeza zinthu, mosasamala kanthu za ndalama zomwe timagwiritsa ntchito polipira, cholinga chathu nthawi zambiri chimakhala kuchisunga kapena kuchikulitsa. Kuti tipeze ngati mphamvu yathu yogula yakhala ikuyenda bwino, tiyeni tiwone kukwera kwamitengo.

Kuti tisungebe mphamvu yomweyo yogulira, ndiye kuti, malipiro enieni, malipiro athu omwe timayenera kutero ayenera kuwonjezeka mogwirizana ndi kufufuma. Izi zikutanthauza kuti ngati chaka chimodzi inflation yakwera ndi 2%, malipiro athu ochepa nawonso akuyenera kuwonjezeka ndi 2%. Mwanjira imeneyi, malipiro enieni amatha kusungidwa.

Kuwonjezeka kwa malipiro ochepa kuposa kukwera kwamitengo kungabweretse malipiro abwino chifukwa mphamvu zathu zogulira zidzawonjezeka. Ndiye kuti, kukwera kwamitengo kwa chaka chimodzi kuli pa 2%, bola malipiro athu akuchulukirachulukira ndi 2% kapena kupitilira apo, tithandizira kugula kwathu.

Kuti izi zitheke, tiyenera kukumbukira kuti tikamakamba zakukwera ndi malipiro a 2%, tiyenera kuyang'ana pamalipiro. Malipiro onse atha kukwera pamzere wofanana ndi inflation, ndi 2%. Komabe, kuwonjezeka kumeneku sikuyenera kuwonetsedwa pamalipiro onse ngati kuchotsera komwe kumalipiranso kumawonjezekanso polowa mu bulaketi ina ya msonkho.

Mapeto a malipiro wamba ndi malipiro enieni

Pomaliza, titha kunena kuti malipiro wamba ndi malipiro omwe wogwira ntchito amalandila posinthana ndi ntchito yake; Komano, chomwe chimatanthauzidwa ngati Malipiro enieni amagwirizana kwambiri ndi mtengo wazogulitsa ndi ntchito zomwe zimafunika kukwaniritsa zosowazo.

Munjira zambiri zachuma, malipiro enieni amawonetsa zomwe malipiro amatha kugula, kaya mphamvu yogula ya wogwira ntchitoyo akalandira malipiro ake; Akuwonetsedwa kuti malipiro amtunduwu akhudzidwa ndi kukwera kwamitengo, ndiye kuti kukwera mitengo chifukwa cha zinthu zomwe sizili m'manja.
Kuti timvetse bwino kusiyana pakati pa chimzake ndi china, chinthu choyamba tiyenera kuchita ndikumatanthauzira mosamalitsa. Malipiro apadera ndi kuchuluka kwa ndalama zomwe wogwira ntchito amalandila, pomwe malipiro enieni amakhala okhudzana ndi mitengo yazogulitsa ndi ntchito.

Kusiyanitsa kwakukulu ndikofunikira ndikuti Malipiro angatchulidwe osawonjezera thanzi lawoIzi zikutanthauza kuti mitengo yonse yazogulitsa ndi ntchito zitha kukwera mopitilira muyeso wofanana ndi malipiro wamba. Chifukwa cha izi, ndiye malipiro enieni omwe amapereka m'njira yothandiza kwambiri zomwe malipirowo ndi ofunika kwambiri, ndiye kuti, zomwe wogwira ntchito angagule ndi malipiro ake.

Zinthu zonse zikamasonkhana kuti Kuwonjezeka kwa malipiro kumawonedwa ngati nkhani yabwinoNdizabwino chifukwa zikutanthauza kuti wogwira ntchito atha kupeza zinthu zambiri ndi ntchito zomwe zikukwaniritsa zosowa zawo; Komano, zikagwera pansi, zikutanthauza kuti ali ndi mphamvu zochepa zogulira, motero kuthekera kwawo kukwaniritsa zosowa zawo kumachepa.

Kodi mumakayikira kuti malipiro ake ndi otani? Tikukuwuzani:

Nkhani yowonjezera:
Chilichonse chomwe muyenera kudziwa pamalipiro oyambira

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  1.   Davds- Mapulogalamu a malipiro ndi malipiro anati

    Ndipo funso lingabuke kuti ndi chinthu chiti choyenera komanso chofananira chopatsa wogwira ntchitoyo.
    Kugawa malipilo kutengera deta ndi kufananiza komwe kumatha kutipatsa chidziwitso cholondola kuti tikwaniritse zosowa za wogwira ntchito zokhudzana ndi ntchito yake kumatha kuthandizidwa ndi zambiri ndi zida zama digito, kuti athe kulipira mofanana pazantchito zawo.

    1.    Susana Maria Urbano Mateos anati

      Moni Davds, kuno ku Spain, malipirowo amachitika mogwirizana, kutengera ntchito yomwe mumagwira, mukugwirizana ndipo muli ndi malipiro ochepa, mbali inayo abwana angakupatseni malipiro omwe mukufuna, koma sangathe kuimitsa mgwirizano wanu. Zabwino ndizomwe mumanena, koma tidakali pafupi ndi dongosololi, pano. Moni ndikuthokoza chifukwa cha zoperekazo.

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    Zikomo chifukwa cha nkhaniyi.Ndikuwona kuti njira yolankhulira nkhaniyi ndiyosangalatsa. Ndikufuna kukuwuzani kuti ndawerenga nkhani zingapo pankhaniyi ndipo iyi ndi yomwe ndimakonda kwambiri. Zabwino zonse, ndithokoza nthawi yomwe mudatenga kuti mulembe.