Kukula kwachuma: ndi chiyani, chachitika liti, ndi zina zambiri.

likulu Zachidziwikire, ngati ndinu wochita ndalama zazing'ono komanso zapakatikati, mudzadziwa kuti kuchuluka kwa ndalama ndi njira yomwe zogwirizana kwambiri ndi misika yamalonda. Mpaka kuti mutha kupeza ndalama kudzera muntchito zapaderazi. Ndizowona kuti kuwonjezeka kwa ndalama sikuyenera kukhudza makampani omwe atchulidwa pamisika yazachuma. Ayi sichoncho, koma ndi zomwe tichite nazo kuyambira pano kuti mudziwe zomwe muyenera kuchita nthawi iliyonse ikachitika izi.

Kuchulukitsa kwa ndalama ndi ntchito yayikulu yofuna kuonjezera zofunikira pakampani kuti athe kupeza ndalama zatsopano. Ndiye kuti, ndiye kuti cholinga chake chenicheni ndicho sonkhanitsani zinthu kuthana ndi zosowa zanu zachuma, Ngakhale m'misika yazachuma itha kukhala ndi matanthauzidwe apawiri yomwe ndiyo njira yodziwira ngati ikupindulitsa kapena ayi pamalonda anu. Chifukwa, nthawi zambiri zimakhala zovuta kudziwa chifukwa chake kampani yomwe ili pamndandanda imathandizira kuyenda kwamikhalidwe imeneyi.

Poyamba, itha kukhala yazosowa zachuma zokha ndipo momwemo itha kukhala yopindulitsa kwenikweni komanso komwe mungapeze phindu lalikulu. Kumbali inayi, itha kukhalanso malo oti muchitire ndalama zowonjezera zosowa ndalama. Ndiye kuti, palibe chomwe mungachite koma kuti mupite ku akauntiyi kuti mukalandire ndalama chifukwa cha bizinesi yoyipa ya kampaniyo. Ichi ndichifukwa chake amalandiridwa molakwika ndi misika yazachuma. Ndi msonkho wogulitsa pazogula.

Kukula kwachuma: chifukwa chiyani?

bolsa Kusunthika kwamakampani kumeneku kumayambitsidwa pakufuna zosowa za kampaniyo. Muyenera kukulira kunja, kupeza njira zina zamabizinesi kapena chifukwa mukufuna ndalama zina zachuma chanu. Monga mukuwonera, pali zifukwa zambiri zochitira izi ndipo zonsezi ndizosiyana. Kwa izi atha kukhala osiyana matanthauzidwe ndi othandizira ndalama Muyenera kuthana ndi cholinga chowaphera, makamaka m'misika yazachuma. Kupitilira pazolingalira zina zaukadaulo komanso mwina kuchokera pamalingaliro oyambira.

Mulimonsemo, kuwonjezeka kwa ndalama sikungoyenda chabe mu misika yogulitsaZimadutsa izi. Chifukwa sizomwe zimachitika kampani yathanzi likamawonjezeka ndi ndalama ngati nthawi yomaliza yomwe makampani amakhala ndi mavuto azachuma komanso owerengera ndalama. Osati pachabe, ndipo monga mukudziwa bwino kuti amalandiridwa ndi chidwi chosiyanasiyana ndi omwe amagulitsa ndalama zazing'ono komanso apakatikati. Nazi zomwe chiwonjezeko chachikulu chingachite khalani opindulitsa ndipo m'malo mwake wina ayi. Pomwe kwenikweni ndi mayendedwe ofanana.

Zotsatira zake ndi ziti?

Mwanjira zonse, zidzakhala zofunikira kudziwa mwatsatanetsatane zomwe zatulutsidwa ngati zomwe zikuwonjezeka ngati chiwongola dzanja. Chifukwa zidzakupatsani lingaliro komwe mayendedwe anu ayenera kupita kuchokera munthawi zenizeni izi. Osati pachabe, tikulankhula za kuwonjezeka kwa capital kuchokera pakuwona ndalama osati kuchokera kuzinthu zina zachindunji kapena zaluso zomwe cholinga chake ndi kusanthula kampani. Chabwino, kusuntha kwa mikhalidwe imeneyi kulibe kukayikira ngakhale pang'ono kuti kampani yomwe yakhudzidwa ikhozanso kuwonjezera likulu pamiyeso ingapo yosiyana kwambiri ndikuti tikufotokozereni pansipa.

Choyamba komanso nthawi yomweyo chofala kwambiri kuposa zonse ndi kupereka magawo atsopano. Ngakhale ali ndi mbali ziwiri ndikuti atha kutsogozedwa ndi omwe akugawana nawo kapena omwe alipo kale. Izi zikutanthauza kuti muyenera kuwerenga zakuwonjezeredwa kwa likulu mwatsatanetsatane kuti musalowe mu cholakwika chilichonse chachikulu chomwe mutha kulipira kwambiri kuyambira pano.

Njira ina yogwiritsidwa ntchito ndi makampani kuchita ndalama yayikulu ndi kukulitsa mtengo wamagawo omwe alipo kale. Ndi njira yamabizinesi yomwe amapitilira pafupipafupi chifukwa ndi njira yopangira phindu pakampani kapena mu bizinesi.

Gawo lachitatu limakhala ndi mlandu woti Phindu lomwe kampaniyo sinapeze. Kodi izi zikutanthauza chiyani? Chabwino, china chophweka monga momwe olowa nawo masheya sadzaperekera ndalama ndipo mwanjira imeneyi alandila magawo omwe atulutsidwa. Ndiye kuti, kwaulere kwathunthu komanso mpaka kukhala ntchito yopindulitsa kwambiri pantchito zambiri zomwe zimagwira pansi pazikhalidwe zapaderazi. Osati pachabe, simukuyenera kukumana ndi vuto lililonse lazachuma ndipo mudzatha kukulitsa kupezeka kwanu kwa omwe akugawana nawo kampani yomwe yakhudzidwa ndi kuchuluka kwachuma uku.

Kodi share premium ndiyotani?

kufalitsa Chimodzi mwazinthu zofunikira kwambiri ndizomwe zikukhudzana ndi premium yomwe ili yofunika kwambiri kuti mumvetsetse bwino zomwe chiwonjezeko cha capital ndi. Mwanjira imeneyi, simudzakhala ndi chochita china koma kudziwa kuti mtundu wa premium ndiye surcharge kulipira kuti mugawane nawo poyerekeza ndi tanthauzo lake kapena lalingaliro. Chifukwa chake mumadutsa njirayi pogwiritsa ntchito zina zatsopano. Kapenanso mutha kulimbikitsa malo anu ndi magawo ena omwe adapangidwa ndalama zikangoyamba.

Nthawi zambiri, gululi limakwaniritsidwa kudzera pazomwe zimadziwika kuti ufulu wolembetsa. Koma kodi kwenikweni ndi ziti? Palibe china chochepa kuposa china chachuma chomwe muli nacho kulowa kapena kulimbikitsa malo anu mu kampani, yomwe imalembedwa monga momwe mumadziwira. Zosadabwitsa kuti ufulu wakulembetsa ndi womwe umakulolani kuti mulembetse magawo atsopano nthawi yeniyeni yokhazikitsira chiwonjezeko chamakampani.

Kulembetsa kumanja

Chiwerengerochi ndi chomwe chimakupatsani mwayi wopeza mwayi watsopano pakampani. Ngakhale zili choncho, ngati simukufuna kupita kukakulirako, ndiye kuti simudzakakamizidwa nthawi iliyonse. Ngati sichoncho, m'malo mwake, mutha gulitsani ufulu wanu pamtengo wamsika Mwanjira imeneyi mudzakhalanso ndi mwayi wopeza zachuma, ngakhale zili zochepa kwambiri ndipo mulimonsemo osalowa nawo kampaniyo kudzera munjira zatsopanozi. Ichi ndi chimodzi mwazikaikiro zomwe zimakumana ndi makampani ang'onoang'ono komanso apakatikati pomwe chiwongola dzanja chimakhazikitsidwa. Komwe sakudziwa chochita ndi ufulu wawo ndikuyenera kupita kumabanki awo kuti apange chisankho pankhaniyi.

Kumbali inayi, chimodzi mwazinthu zomwe muyenera kuwunika pagulu lofunikira ili ndizomwe zikukhudzana ndi kuchepa kwake. Ndiye kuti, kutsika kwa mtengo komwe kudakumana ndi magawo amakampani omwe amachokera pakuwonjezera ndalama. Chifukwa poyamba musakaikire kuti magawo omwe amachokera pakukweza ndalama amataya mtengo wake. Kupitirira apo yapakatikati komanso yayitali itha kutsitsidwanso ndipo mwinanso mwanjira yokhutiritsa kwambiri pazofuna zanu. Makamaka, zikafika pazomwe zimatchedwa kuti ufulu wakulembetsa. Chosangalatsa ndichakuti mumamvera pakuwonjezera ndalama.

Makalasi akuwonjezeka pamalipiro

kukulitsa Pomaliza, yakwana nthawi yoti mupeze mitundu yazowonjezera zomwe zingachitike. Ndi kuti pali ambiri monga momwe mudzawonere pansipa popeza sikokwanira kwenikweni.

  • Pa ndime: ndipamene mtengo wamasamba atsopano umagwirizana ndi phindu ladzina. Poterepa, sipadzakhala kuchitira mwina koma kugula magawo atsopano ndiye pasipoti yoti mufike ku gawo ili.
  • Ndi msuweni: kusiyana kwawo kuli chifukwa chakuti mtengo wamagalimoto ndiwokwera kuposa mtengo wamba. Ndipo izi zimatsimikizika ndi zomwe zimatchedwa kuti premium.
  • Kumasulidwa: ndiyofanana ndi dzina ladzina, koma kampaniyo imagwiritsa ntchito gawo la nkhokwe zomwe zimawapindulitsa. Ngati ndikulipira ndalama zonse zolipiridwa, ndi omwe azigawana nawo okha omwe azilipira. Ngakhale zili choncho, ngati ndalama zowonjezeredwa pang'ono, zoperekazo zifunikira.

Mulimonse momwe zingakhalire, sipadzakhalanso yankho lina kupatula kuwunika kukwezedwa kulikonse kuti muwonetse ngati ntchitoyo ili yopindulitsa kapena ayi. Sipangakhale kusanthula kosavuta chifukwa padzafunika chidziwitso cha kuwerengetsa zomwe mungakwaniritse pamwambowu. Mudzafunikiranso upangiri wa akatswiri ku banki yanu kuti akupatseni malangizo othandizira pakuwonjezera ndalama.


Zomwe zili m'nkhaniyi zikutsatira mfundo zathu za malamulo okonzekera. Kuti mufotokoze cholakwika dinani Apa.

Khalani oyamba kuyankha

Siyani ndemanga yanu

Anu email sati lofalitsidwa. Amafuna minda amalembedwa ndi *

*

*

  1. Wotsogolera pazosankhazi: Miguel Ángel Gatón
  2. Cholinga cha deta: Control SPAM, kasamalidwe ka ndemanga.
  3. Kukhazikitsa: Kuvomereza kwanu
  4. Kulumikizana kwa zomwe zafotokozedwazo: Zomwezo siziziwululidwa kwa anthu ena kupatula pakukakamizidwa mwalamulo.
  5. Zosunga: Zosungidwa ndi Occentus Networks (EU)
  6. Ufulu: Nthawi iliyonse mutha kuchepetsa, kuchira ndikuchotsa zidziwitso zanu.