Kodi ndi zochitika ziti zomwe deflation imabweretsa pakati pa ogula?

Kodi deflation ndi chiyani? Kukwera kwamtengo nthawi zambiri kumanenedwa ngati chinthu chosokoneza chuma, komanso kupititsa patsogolo njira zolimbanirana ndi izi. Pafupifupi aliyense amamvetsetsa, mwina pang'ono. Koma ndizochepa kuyankhula za gulu losiyana, lomwe silapadera koma deflation. Choyamba muyenera kudziwa zomwe zimapangidwa ndi momwe zingakukhudzireni pamoyo wanu watsiku ndi tsiku, kuphatikiza ubale ndi banki, kapena ndi zinthu zopangira ndalama. Zikhala ndi zotsatirapo zambiri kuposa momwe mumaganizira poyamba, ndipo ena akhoza kukudabwitsani modabwitsa.

Kutanthauzira kumakhala ndi kuchepa kwanthawi yayitali komanso kwakanthawi, kwa semesters iwiri, pamitengo yamitengo ndi ntchito ndipo nthawi zambiri zimayamba kusanachitike kugwa mufunika. Ndipo izi zimalimbikitsa gawo labwino la akatswiri azachuma kuti anene za kuwopsa kwake pokhudzana ndi kukwera kwamitengo. N'zosadabwitsa kuti zimaphatikizapo mavuto azachuma kuti pamapeto pake zitha kukhala zowononga aliyense, zomwe zingakhudze kukula kwachuma, kapena ngakhale ntchito, monga mukuwonera m'nkhaniyi.

Ndizowona kuti zochitika zachuma ndizovuta kuziwonetsa kuposa momwe zimakhalira pama inflation, koma sizokayikitsa kuti sizioneka. Zomwe zimakhudza chuma cha mayiko omwe akukumana ndi izi. Ndipo mpaka pano, padzakhala zinthu zogulitsa zomwe ndizopindulitsa kuposa zina, komwe zimabweretsa phindu lalikulu pakusunga. Mwinanso mungafunike kusintha njira yanu yogwiritsira ntchito ndalama ndi mkhalidwe watsopanowu wachuma. Kuchokera pazomwezi, ndikotheka kufotokozera momveka bwino zomwe zidzachitike mukayamba kuchepa kwachinyengo.

Kutha ku Spain

Chimodzi mwazotsatira zomwe mfundo zachuma zapadziko pano zapanga, komanso ngati chithandizo chothana ndi mavuto azachuma omwe Spain idakumana nawo, ndikukula kosayembekezereka kwa dziko lazachuma. Ndipo komwe akatswiri osiyanasiyana amati ndi vuto lina lomwe chuma chaku Spain chilipo. Ndipo ngati zikhala miyezi ingapo yotsatira, atha kukhala nazo zoyipa zazikulu pazida zopangira zachuma mdziko lathu. N'zosadabwitsa kuti ichi ndi chenjezo lamphamvu lomwe akatswiri akuluakulu azachuma amachita.

Kuchokera pazomwe sizolimbikitsa kwambiri, ziyenera kudziwika kuti kuchuluka kwakusintha kwa Consumer Price Index (CPI) kwa mwezi watha wa February Zinali -0,8%, magawo khumi mwa magawo khumi pansi omwe adalembetsa mwezi wapitawo, pambuyo pazotulutsa zaposachedwa ndi National Institute of Statistics (INE). Ndipo momwe zikuwonetsedwera kuti kusinthasintha kwa mwezi ndi mwezi kwa index yonse kwatsika panthawiyi ndi 0,4%. Zotsatira za ziwerengerozi, zikuwoneka kuti kufooka kwafikira pachuma chadziko. Ndikokwanira kuwona kutalika kwake, kapena ngati chosiyana, ndichinthu chodutsa.

Komwe magulu omwe ali ndi chiwopsezo chachikulu pakuchepa uku ali: zoyendera, zomwe zatsika mtengo wake pafupifupi ndi malo atatu mpaka -4,7% makamaka chifukwa chakuti mwezi uno mitengo ya mafuta ndi mafuta odzola yagwa pamene mu February 2015 adakwera. Zakudya ndi zakumwa zosamwa zakumwa zoledzeretsa, zosiyana ndi 1,3%, zisanu ndi zitatu zakhumi zosakwana mwezi wapitawo. Ngakhale kukwera kwamitengo ya masamba atsopano kukuwonekeranso, kutsika poyerekeza ndi chaka chatha. Komabe, ndikofunikira kutchula kutsika kwamitengo ya nsomba ndi zipatso zatsopano, zoposa zomwe zidalembetsedwa chaka chatha.

Chifukwa cha izi, mudzakhala ndi gawo loyamba nthawi zonse mukapita kumsika, kapena ku supermarket kuti mupange ngolo. Osati pachabe, m'miyezi iyi yoyambira chaka chatsopano zingakutayireni ndalama zochepa kuti mudzaze galimotoyo, makamaka ndi zakudya ndi zinthu zina. Zachidziwikire kuti mudaziyang'ana kale mukamachezera malo ogulitsirawa. Ndalamayi sikhala yofunika monga nthawi zina, ina mwinanso sikunabwerere nthawi yayitali.

Ngakhale kukhudza mbali zina muubwenzi wanu ndi kumwa. Osangokhala chakudya, komanso zida zapanyumba, zida zamagetsi, komanso ntchito zokopa alendo. Momwemo, mutha kupindula ndi mitengo yotsutsana kuposa miyezi ingapo yapitayo. Ndipo izi zikhudza, motsimikiza kwambiri, kuti ndalama zanu zonse kubanki zimakhala zathanzi mwezi uliwonse. Osati modabwitsa, koma kuti mufike kumapeto kwa nthawi ino ndi mavuto ochepa pachuma chanu.

Imapanga zokolola zochepa

deflation imabweretsa kutsika kwakuchepa mdziko Pakadali pano mwawona zabwino zakuboma lino pachuma chadzikoli. Koma iwo sadzakhala achifundo, kutali ndi izo. Popeza, m'malo mwake, kufooka kumayambitsa zochitika zosafunikira gulu lililonse. Pozindikira mitengo yabwinoko muntchito ndi malonda, sizosadabwitsa kuti ogwiritsa ntchito nawonso siyani kumwa kwawo, poganiza kuti mitengoyi ipitilizabe kugwa m'miyezi ikubwerayi. Ndipo amatha kuwagula ndi kuchotsera kwakukulu pamitengo yawo, komanso pansi pa zomwe zilipo. Mwanjira imeneyi kuyenda kwa ndalama kumatsika, ndikukhudza magawo onse opanga zipatso.

Ndipo kuchotsedwa kwa kayendedwe ka ndalama kumakukhudzani bwanji? Chabwino, zophweka, izi zikasamutsidwa kumakampani, amawonetsa kugwa kwamabizinesi komwe zitha kuwonetsedwa pakuchepa kwakukulu pantchitoZotsatira za njira zamakampani zosinthira bajeti zawo, malire awo opangira amachepetsedwa. Ndipo itha kupangidwanso, ngati chowonjezera, kusintha kwamalipiro ena. Ndipo izi zipangitsa kuti ndalama zomwe mumapeza zichepe chifukwa chakuchepa kwa chuma mdziko muno.

China chomwe chingakulumikizeni ku vutoli chimachokera pamavuto anu akulu kuti mudzipezere nokha (ngongole zanu, kugula kwanu, ngongole yanyumba, ndi zina zambiri). Kukhala kuphwanya malamulo kwa makasitomala aku banki china mwazomwe zimachitika chifukwa chokhazikitsa chuma mdziko muno. Ndipo amatha kuvulazidwa ndi kwezani chiwongola dzanja pamagulu anu angongole, kuyesetsa mwakhama ndalama zochepetsera ntchitoyi.

Mavuto yankho mwadongosolo

Choyipa chachikulu cha njira zosinthira ndikuti Amafuna kuti athetse ndalama zomwe sangatenge banki yaku Spain, ndipo zimachokera ku European Central Bank (ECB). Koma zachidziwikire, cholinga chake sikopulumutsa chuma cha Spain, koma kuyang'ana zofuna za onse omwe akuchita nawo zaderalo. Ndipo pakadali pano ndi mayiko ochepa omwe ali pamavuto achuma. Ndizomwe pamapeto pake lingaliro lake lidzakhala lovuta kwambiri, kapena lingachedwetsedwe mwanjira yake.

Kufikira kuti chuma cha dziko lonse lapansi chitha kulowa m'malo operewera, omwe amalimbikitsidwa ndi kuchepa kwachuma, ngati zizindikilo zakuchulukirachulukira padziko lonse lapansi zatsimikiziridwa, monga anachenjeza akatswiri ena azachuma. Kusintha, mbali inayo, mkhalidwe woyipitsitsa, ndikuti pankhaniyi, zitha kuyimira ngozi kwa aliyense, olemba anzawo ntchito ndi ogwira nawo ntchito, ndipo popanda kusiyanasiyana.

Zokhudza ndalama

Kutanthauzira kumatanthauza kusunthika kwazinthu pamsika wamsika Zachidziwikire, sizabwino kwa osunga ndalama ang'onoang'ono komanso apakatikati, monga momwe zilili ndi inu, popeza Zingakhale zovuta kuyambiranso kukwera m'misika yamasheya, komanso ndalama zambiri. Zotsatira zake, mukadakhala ndi mwayi wochepa wopanga ndalama zanu kukhala zopindulitsa, ndikuwonetseranso pang'ono njira zina kuti mukwaniritse zolingazo.

Ponena za zinthu zomwe zasungidwa (zolembedwera kubanki, ma bond kapena ma bond, pakati pa ena) zochulukazo zikhala zochepa. Popanda kuzidziwa malinga ndi kubweza komwe mudzatuluke chaka chilichonse mukamapanga zinthu kubanki izi. Ndi chiwongola dzanja chomwe chikadapitilira kukhala pansi pa 1%, ndipo mulimonse momwe zilili zosakhutiritsa pazomwe mukunena kuti ndiwopulumutsa.

Ponena za ndalama zandalama, mosiyana ndi njira zina zachuma, palibe mitundu yokonzekera yomwe ingaganizire zoperewera. Ndipo kuthekera kwake kokha pamitundu ina yamakampani kumatha kukulitsa chuma chanu.. Kuchokera pano, kutsika kwamitengo si nkhani yabwino yakutenga malo m'misika yachuma. Osatinso njira zina, chifukwa chake zosankha zanu zitha kuchepetsedwa kwambiri.

Ndi njira zochepa chabe zomwe mungagwiritse ntchito njira za deflationary zisanachitike, ndipo komwe chinthu chabwino kwambiri chomwe mungachite ndikuteteza ndalama mwanjira yapadera. Pamwambapa magwiridwe antchito omwe mungapeze munjira yachuma yatsopanoyi. Ndipo pomwe kusankha masheya okhala ndi zokolola zochuluka kudzera mu magawo awo atha kukhala chisankho chabwino kwambiri chomwe mungapange, kuposa ena mwamakani kwambiri.

Osati pachabe, komanso ngati njira yodziwikiratu, bola padzakhala njira yosinthira ndalama zanu kumsika wazachuma za mabungwe ochokera kumayiko osagwirizana ndi mayendedwe a deflationary. Ngakhale kuti ntchitoyi ikhale yovomerezeka, pamafunika ndalama zambiri, chifukwa cha kuchuluka kwakukula komwe mabungwe omwe amagulitsa masheyawa amakhala nawo, pafupifupi kuwirikiza kawiri kuposa momwe mayiko akugwirira ntchito.

Ngakhale zili choncho, simudzataya chilichonse, kutali ndi icho, chifukwa mudzakhala ndi mwayi wogwiritsa ntchito zinthu zina zotsogola (ndalama zosinthana, malonda a ngongole, zovomerezeka, ndi zina zambiri), zomwe zingagwire ntchito yopindulitsa munthawi zonse zotheka, kuphatikiza zomwe sizabwino. Ndipo pakati pawo, zitha bwanji kuchepa, momwe deflation ilipo.


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  1.   Daniel anati

    Ndikukayika. Ndizofunikira kwambiri, popeza sindine wachuma.

    Nthawi zonse zimanenedwa kuti mulingo wina wama inflation ndi wabwino, cholinga chodziwika bwino cha 2%. Ndikumvetsa kuti pali kafukufuku woganiza bwino pankhaniyi, chabwino, koma sananditsimikizire. Ndipo ndichakuti kwa ogula palibe chabwino kuposa kuti mitengo itsike. Maloto amakwaniritsidwa, kuti mphamvu yogula bwino imayenda bwino popanda kuchita chilichonse.

    Kwa osunga ndalama ndizopindulitsanso. M'malo molanga wopulumutsa ndi inflation yomwe imapangitsa kuti mphamvu yake yogula itsike pakapita nthawi, ndizomveka kupulumutsa mtsogolo. Ndi chiyani china chomwe mungafune?

    Zimanenedwa kuti kugwiritsidwa ntchito moperewera kumachepetsa, "bwanji ndikudya lero ngati mawa nditha kudya zochuluka ndi ndalama zomwezo?" Koma ndimawona kuti ndiwongopeka womwe sukugwira ntchito zenizeni. Sindikudziwa za aliyense, kapena kampani iliyonse, yomwe yachedwetsa kugula chifukwa cha kuchepa kwa ndalama. Makamaka ukadaulo (magalimoto, makompyuta, mafoni, ndi zina zambiri), chifukwa zikutsika mtengo komanso zotsika mtengo, ndipo sindinamvepo za munthu yemwe wayamba kugula.

    Momwemonso mutha kutsutsana za makampani.

    Mwachidule, ndimangowona zabwino zotsalira.

    Ndipo ndizosangalatsa kwambiri positi iyi ndi intaneti yonse, zikomo!