Seth Klarman yayi bayani

Don samun ra'ayoyi, dabaru da mahimman tunani yayin saka hannun jari a kasuwar hannun jari, jumlolin Seth Klarman sune mafi kyawun akwai. Shin akwai wanda ya fi dacewa ya ba da shawara fiye da mai saka hannun jari na biliyan? Ya fara aiki a duniyar kuɗi tun yana ƙarami. Ya kamata a sani cewa yau, a cikin shekarar 2021, Yana da kimanin dala biliyan 1,5.

Idan kuna son ƙarin sani game da wannan mai saka hannun jari kuma ku san mafi kyawun jumlolin Seth Klarman da dabarun saka hannun jari, kada ku rasa wannan labarin. Domin amintaccen mai bin darajar saka jari ne, Za mu kuma yi bayanin abin da wannan falsafar kasuwar hannayen jari ta ƙunsa.

Mafi kyawun maganganun Seth Klarman game da darajar saka hannun jari

Bari mu fara da jera wasu takamaiman maganganu daga Klarman. Yana da mahimmanci a san cewa wannan masanin tattalin arziƙin na Amurka yana kan gaba da komai ta hanyar saka hannun jari, cewa za mu bayyana daga baya abin da yake. Amma yanzu za mu fara ganin mafi kyawun jumlolin Seth Klarman masu alaƙa da wannan dabarun saka hannun jari:

1. "Mun ayyana darajar saka hannun jari a matsayin siyan daloli na cents 50."
2. "Babu wani abin da bai dace ba game da darajar saka hannun jari. Abin sani kawai don ƙayyade mahimmancin ƙimar kuɗaɗen kuɗaɗe da siye shi da rahusa mai yawa akan ƙimar. Babban ƙalubalen shine kiyaye haƙƙin da ake buƙata da horo don siyan kawai lokacin da farashin ya kasance mai kayatarwa da siyarwa lokacin da ba haka ba, don gujewa sauye-sauye na ɗan gajeren lokaci da ke mamaye yawancin mahalarta kasuwa. ”
3. “Darajar saka hannun jari yana kan tsaka tsakanin tattalin arziki da ilimin halayyar dan adam. Tattalin arziki yana da mahimmanci saboda kuna buƙatar fahimtar kadari ko ƙimar kasuwanci. Ilimin halin dan Adam yana da mahimmanci saboda farashin abu ne mai mahimmanci a cikin jarin jarin wanda ke ƙayyade haɗarin da dawowar saka hannun jari. Farashin, ba shakka, an ƙaddara ta kasuwannin hada -hadar kuɗi, ya bambanta saboda ƙarancin wadata da buƙatun kowane kadari. "
4. “Ban taɓa saduwa da duk wanda ya yi nasara a duniyar saka hannun jari na dogon lokaci ba tare da kasancewa mai saka jari mai ƙima ba. A gare ni, yana kama da E = MC² na kudi da zuba jari. "
5. "Ƙalilan ne ke da niyyar kuma iya sadaukar da isasshen lokaci da ƙoƙari don zama masu saka jari masu ƙima, kuma wani ɓangare ne kawai ke da madaidaicin tunani don cin nasara."
6. "Ba kamar masu hasashe ba, waɗanda ke tunanin hannun jari a matsayin yanki na takarda wanda kawai ke aiki don kasuwanci tare da su, ƙimar masu saka jari suna kallon hannun jari a matsayin gutsutsuren mallakar kasuwanci."
7. "Zuba jari mai ƙima yana buƙatar babban haƙuri da horo."
8. "A matsayin uban saka hannun jari mai daraja, Benjamin Graham, ya ce a cikin 1934, masu saka hannun jari masu kaifin basira ba sa kallon kasuwa a matsayin jagora kan abin da za su yi, amma a matsayin mai kirkirar dama."
9. "Darajar saka hannun jari, a zahiri, yana wa'azin ra'ayin cewa hasashen kasuwa mai inganci koyaushe kuskure ne."
10. "Manufar mu a matsayin masu saka jari masu ƙima shine siyan ciniki wanda ka'idar kuɗi ta ce babu."
11. "Siyan waɗannan kwangilolin suna ba wa mai saka hannun jari wani fa'ida ta aminci, wanda ke ba da kariya daga rashin daidaituwa, kuskure, rashin sa'a ko faɗuwar ƙarfin tattalin arziki da kasuwanci."
12. "Kowane kadara na kuɗi zaɓi ne don siye akan wani takamaiman farashi, don riƙewa a mafi girman farashi, da siyarwa akan mafi girman farashi."

Menene darajar saka jari?

Hakanan aka sani da darajar saka jari, saka hannun jari shine falsafar saka hannun jari ko dabarun. Ta hanyar ta, ana samun sakamako mai kyau cikin daidaituwa da dogon lokaci. Ya samo asali ne a shekara ta 2918, lokacin da David Dodd da Benjamin Graham sun kirkiro shi kuma sun koyar da shi a azuzuwansu a shahararriyar Makarantar Kasuwancin Columbia.

Labari mai dangantaka:

Menene ƙimar darajar?

Duk da cewa wadanda suka kirkiro ta sune masana tattalin arziki guda biyu da muka ambata a sama, amma ta yi fice Warren Buffet. Wannan almajirin Benjamin Graham ne kuma mai yiwuwa yana ɗaya daga cikin mafi kyawun masu saka hannun jari. Amma ta yaya darajar saka hannun jari ke aiki?

To, ya dogara ne akan siyan ingantattun tsare -tsare amma akan farashin da yake ƙasa da ƙimarsu ta asali ko ta asali. A cewar Graham, bambancin dake tsakanin ƙima da ƙimar yanzu shine iyakar aminci. Wannan ra'ayi yana da mahimmanci don saka jari mai ƙima.

Dangane da wannan falsafar, duk lokacin da farashin kasuwa yake ƙasa da ainihin ƙimar rabon, wataƙila farashin zai ƙara ƙaruwa nan gaba, lokacin da daidaitawar kasuwa ke faruwa. Koyaya, yana iya zama ɗan matsala don kimanta menene ainihin ƙimar tsaro ko hannun jari zai kasance, da kuma hasashen lokacin da za a daidaita daidaiton kasuwa, wato lokacin da farashin zai tashi.

Mafi kyawun maganganun Seth Klarman game da kuɗi da ilimin halin ɗan adam

Ba abin mamaki bane cewa kasuwar hannayen jari tana da alaƙa da ilimin halayyar ɗan adam, kuma wannan yana nuna daidai a cikin jumlolin Seth Klarman. Canje -canjen da ka iya faruwa a kasuwanni suna da alaƙa da abubuwan zamantakewa wanda zai iya tsoratarwa ko ƙarfafa mutane yayin yanke shawara na saka hannun jari. Don haka, jumlolin Seth Klarman sun zama masu ban sha'awa sosai kuma ina ba da shawarar cewa ku duba:

1. "Masu saka hannun jari masu nasara galibi ba sa motsawa, suna barin kwadayi da tsoron wasu su yi aiki don amfaninsu."
2. "Zuba jari, lokacin da alama mafi sauƙi, shine lokacin da yafi wahala."
3. "Mafi yawan mutane suna jin daɗi tare da yarjejeniya, amma masu saka hannun jari masu nasara sun saba da lanƙwasa."
4. "Yawancin masu saka hannun jari suna son tsara abubuwan da ke faruwa na ɗan gajeren lokaci, masu kyau da marasa kyau, har abada."
5. "Yawancin mutane ba su da ƙarfin hali da ƙarfin da za su iya bambanta da garken kuma su yi haƙuri da dawowar ɗan gajeren lokaci don girbar lada mai yawa na dogon lokaci."
6. "Kuskuren kasuwa ba komai bane illa hayaniya da masu saka jari da yawa ke da wahalar yin shiru."
7. "Matsin lamba don ci gaba da kasancewa tare da abokan aiki yana sa yanke hukunci ya fi wahala."
8. "Yanayin ɗan adam yana da motsin rai cewa yana girgiza hankali akai -akai, yana haifar da farashin kadara ya zarce a duka bangarorin biyu."
9. "Fahimtar yadda kwakwalwar mu ke aiki - iyakancewar mu, gajerun hanyoyin tunani, da son zuciya mai zurfi) yana ɗaya daga cikin mabuɗin don saka hannun jari cikin nasara. A Baupost, mun yi imani cewa wani lokacin yana da sauƙi a hango yadda masu saka hannun jari za su yi aiki a wasu yanayi fiye da yadda ake hasashen ƙarshen faduwar kamfani. A lokutan wuce gona da iri a cikin kasuwanni, ta hanyar guje wa wuce gona da iri ta hanyar kasancewa cikin sanin son zuciyarmu, yana yiwuwa a san mahalarta kasuwa fiye da yadda suka san kansu. ”
10. "Yana da wahalar tabin hankali don yaƙar taron jama'a, ɗaukar matsayi sabanin haka kuma zauna a ciki."
11. "Damuwa game da abin da zai iya faruwa ba daidai ba na iya haifar da dogon lokacin rashin aikin yi."
12. "Kasuwar hannayen jari labari ne na zagayowar halayen ɗan adam da ke da alhakin wuce gona da iri a duka bangarorin biyu."

Wanene Seth Klarman?

Ranar 21 ga Mayu, 1957, an haifi Seth Andrew Klarman a New York, cewa zai zama babban mai saka hannun jari na biliyan. Baya ga wannan nasarar, ya kuma zama manajan asusun shinge kuma marubucin littafin "Margin of Safety." Yayin mahaifinsa masanin tattalin arziki ne a Jami'ar Johns Hopkins, mahaifiyarsa ma'aikaciyar jinya ce. Duk tasirin biyu suna nunawa sosai a cikin jumlolin Seth Klarman, waɗanda suka shiga duniyar kuɗi tare da ilimin halin ɗan adam.

Tare da kawai shekaru goma, ƙaramin Seth ya riga ya sami rabonsa na farko, wanda ya kasance daga Johnson & Johnson. A cikin shekaru, ya ninka hannun jarinsa na farko har sau uku. Farawa tun yana ɗan shekara goma sha biyu, ya fara kiran dillalinsa akai -akai don samun ƙarin fa'idodin hannun jari.

Kamar yadda ake tsammani, Seth Klarman ya kammala magna cum laude a fannin tattalin arziki. Daga baya ya yanke shawarar yin aiki na watanni 18 kafin ya shiga Makarantar Kasuwancin Harvard. Bayan kammala karatunsa, ya kafa tare da farfesa na Harvard William J. Poorvu "The Baupost Group", asusun shinge.

A cikin fewan shekarun da Klarman ya kasance a ƙarƙashin jagorancin Baupost, kawai yana son saka hannun jari a kamfanonin da ba a yarda da su sosai a cikin jama'ar Wall Street ba. Don yin wannan, ya ba da babbar mahimmanci kan amfani da abin da ake kira gefe na aminci da sarrafa haɗari da kyau. Kamar yadda zaku iya tunanin daga dabarun sa, Seth Klarman ɗan kasuwa ne mai ra'ayin mazan jiya. Yawancin lokaci kuna da adadi mai yawa a cikin jarin jarin ku. Hakanan ya kamata a lura cewa, duk da amfani da dabarun da ba na al'ada ba a wasu lokuta, a koyaushe yana gudanar da samun riba mai yawa.

Ina fatan cewa bayanan Seth Klarman sun taimaka wajen motsa ku don ci gaba ko fara saka hannun jari a kasuwar hannun jari. Darajar saka hannun jari sanannen dabarun da manyan masu saka hannun jari na zamaninmu ke amfani da shi, don haka ba zai cutar da bin shawarar su ba.