Mafi yawan Amurkawa a yau ba za su iya jimre wa ba hayar gida. Farashin farashi suna ƙara hauhawa kuma ɓangare mai kyau na wannan matsalar yana da alaƙa musamman game da wasan wadata da buƙata. Miliyoyin 'yan ƙasa sun rasa gidajensu a lokacin rikicin bashi, wanda aka tilasta su shiga cikin kasuwar haya. A 2004, 31% na Amurkawa suna haya. A yau adadin ya kai kashi 35%.
A bayyane yake, yawancin mutane sun shiga kasuwar haya, ƙimar farashi ta tashi, tun da yawan gidajen basu girma ba don biyan wannan babbar buƙata. Tare da rikicin lamuni, durkushewar tattalin arziki da koma bayan tattalin arziki sun kawo karuwar rashin aikin yi kuma, saboda haka, faduwar kudin shiga. Wani ɓangare mai kyau na waɗancan miliyoyin Amurkawan sun gansu kuma sun yi fatan su sami damar fuskantar haya.
Kamar dai duk wannan bai isa ba, 'yan Republican sun ƙara rage kashe kuɗi don shirye-shiryen tarayya, gami da taimaka don samun damar gida. Kusan duk shirye-shiryen taimakon gwamnati sun ga an rage kudaden a cikin 'yan shekarun nan, musamman wadanda suka fi talauci. A cikin 2013, wasu iyalai 125.000 sun rasa wasu tallafi na haya, alhali a shekarun baya ba haka lamarin yake ba.
Ba lallai bane ku zama masu ilimi sosai a cikin lamarin don sanin cewa lokacin da kuka haɗu da ƙarancin gidajen haya da ƙananan kuɗaɗen shiga da kuma rashin taimakon gwamnati, an bar mu da halin da aka sanya a cikin Amurka a matsayin babbar rikicin haya a gida a tarihi daga kasar. Adadin gidajen da suke kashe fiye da kashi ɗaya cikin uku na kuɗin shigar su ya karu da 12% tun 2000.
A yau, rabin Amurkawan da ke zaune a cikin haya suna biyan fiye da 30% na kuɗin shiga na wata a cikin gida, yayin da akwai 28% waɗanda ke biyan fiye da rabin albashinsu na wata. Farashin ya fara daga $ 1.956 a San Francisco zuwa $ 700 a Lincoln, ɗaya daga cikin birane mafi arha a Amurka. A Washington, alal misali, suna biyan kuɗin dala 1.469 a haya, 1.454 a Boston, 1.440 a New Nork ko 1.398 a Los Angeles.
El Gwamnatin Obama Yana mai da hankali ga ɓangare na ƙoƙarinta don rage wannan babbar matsalar. Ya zuwa yanzu duk matakan da aka gabatar basu isa su dakatar da wannan rikicin ba. Har wa yau, miliyoyin Amurkawa har yanzu ba sa iya ko kuɗin hayar gida.