Kalmar tushen tsari lamari ne mai matukar mahimmanci wanda ke shafar mafi girma ko karami duka ƙwarewar ku da rayuwar ku. Kuma wannan ma'aunin shine wanda Social Security ke amfani dashi don ƙididdige wasu fa'idodi. Saboda haka, dole ne ku san shi sosai kamar yadda zai yiwu.
A wannan yanayin, zamu yi magana da ku game da menene tushen tsari, yadda za'a kirga shi da kuma yadda za'a san tushen tsari a yanayi daban-daban, kamar na ritaya, biyan albashi, nakasa, rashin aikin yi ...
Menene tushen tsari
Kamar yadda muka ambata a baya, tushen tsarin shine ma'auni. Wannan shi ne Tsarin Tsaro ya yi amfani da shi don ƙididdige fa'idodi ga ma'aikata (ko kuma ba shi da aikin yi). Misali, tushen tsari shine wanda ke tantance amfanin nakasa (na wucin gadi ko na dindindin), fansho na ritaya, fa'idar rashin aikin yi ...
A wata ma'anar, muna magana ne game da matsakaiciyar duk gudummawar da ma'aikacin ya bayar har zuwa lokacin da ake buƙatar lissafin shi. Wannan kuma yana dogara ne akan tushen taimako. Kuma don aiwatar da lissafin, ya zama dole ayi aiki da mafi ƙarancin ikon yin hakan.
Tushen tsari da tushen taimako
Daga abin da muka fada a baya, tushen tsarin yana da alaƙa da tushen gudummawar. Ba ɗaya bane, amma kalma ɗaya da wani suna dacewa tare.
Kuma wannan shine tushen tsari koyaushe ya dogara da gudummawar wannan ma'aikacin, musamman farashin lokaci. Dogaro da nawa ma'aikacin ya bayar da gudummawa, zai sami tushen tsari ko wata, kuma wannan bi da bi na iya haɗawa da mafi girma ko ƙarami fa'ida yayin kirga shi.
Yadda ake kirga tushen tsari
Lissafin tsarin mulki ba shi da wahala ko kaɗan. Amma don yin shi, kuna buƙatar sanin menene tushen gudummawar ma'aikaci. Bugu da kari, akwai hanyoyi biyu don aiwatar da lissafin:
- Kuna iya yin hakan tare da albashin kowane wata. Don yin wannan, kawai dole ku raba ta 30 (ba tare da la'akari da ko akwai watanni da suke da kwanaki 31 ko 28 ba).
- Kuna iya yin hakan tare da albashin yau da kullun. A wannan halin, zaku raba gwargwadon ranakun wata, ko su 28,29, 30, 31 ko XNUMX.
Yanzu akwai wasu Abubuwan da yakamata kuyi la'akari da su sune masu zuwa:
- Idan mai aiki yana da aiki sama da ɗaya. Idan mutum bashi da aiki guda daya kawai, amma dayawa, ya zama dole a hada dukkan kudaden albashin wannan ma'aikacin, sannan a ga cewa ba a wuce iyakar abin da yake aiki ba.
- Idan kai mai aikin wucin gadi ne. Lokacin da kuke aiki na ɗan lokaci, dole ne ku ƙara tushen gudummawa ku rarraba su ta kwanakin da aka ba da gudummawar.
- Game da kwangilar horo. A wannan halin, tushen tsarin koyaushe zai kasance mafi ƙarancin gudummawa. Haka lamarin yake dangane da kwantiragin bincike.
- Ga masu aikin gida. Za a raba tushen gudummawar watan da ya gabata zuwa 30.
Tsarin ƙa'ida a cikin biyan kuɗi
Basea'idar ƙa'idodi a cikin biyan kuɗi tana nufin yawan kuɗin da wannan ma'aikacin yake samu. A takaice dai, shi ne albashin ba tare da cire haraji ko gudummawa ga wannan kudin ba, saboda haka adadin ya fi wanda ake karba a zahiri.
Babu shakka, mafi girman wancan tushe, mafi girman fa'idar da ake samu.
Musamman, a wannan yanayin Tushen gudummawa ko tushen ƙa'ida na biyan kuɗi ana sarrafa shi ta hanyar doka ta 147 na Babban Dokar Tsaron Tsaro. Ya kayyade cewa, lokacin kirga shi, albashi mai tsoka tare da biyan kari akan kari (koyaushe akan kari) da kuma hutu da karin lokaci. Duk sauran abubuwa an cire su.
Ritaya BR
Daya daga cikin mahimman lokuta don tsarin mulki shine idan yakai ga sanin wanene fansho mai ritaya wanda yayi daidai da kai. Kuma wannan lokacin shine yake riƙe mabuɗin komai.
Ana lissafin fansho na ritaya cire tushen tsarin mulki daga shekarun ƙarshe na ritaya. Misali, don 2021, ana la'akari da shekaru 24 na ƙarshe, yayin da, don 2022, zai zama shekaru 25 na ƙarshe. Don haka, tare da shudewar lokaci, akwai lokacin da, don sanin irin ritayar da za ku yi, dole ne ku sake nazarin shekaru 30 na ƙarshe na rayuwar ku.
Tsarin doka na rashin aikin yi
Lokacin da zaku nemi rashin aikin yi saboda ƙarshen kwangilar ku na aiki, dole ne ku tuna cewa za a lissafa tushen tsarin ku ta hanyar auna tushen tallafi na kwanakin 180 na ƙarshe, ana ƙidayar kwanakin kalanda. Menene ma'anar wannan? Da kyau, idan kwangilar ku ba ta sami canje-canje ba, kuma kuna yawan caji iri ɗaya, daidai ne cewa gudummawar ku da tsarin kulawar su ɗaya ne.
Amma, menene idan a cikin waɗannan kwanakin 180 kun sami kwangila tare da asali daban-daban? Matsakaicin dukkansu za'a yi su, sannan kuma ya banbanta tsakanin ra'ayi ɗaya da wata.
BR a cikin wani al'amari na tawaya
Kamar yadda kuka sani, nakasa na iya zama nau'i biyu: na ɗan lokaci ko na dindindin (mun bar babbar tawaya).
Lokacin yin lissafi tushen tsari na rashin ƙarfi na ɗan lokaciDole ne ku tuna cewa ana samun hakan ta hanyar rarraba gudummawar gudummawar watan da ya gabata da kwanaki 30. Amma zai kasance na waɗannan kwanakin ne kawai idan ma'aikaci yana da albashi na kowane wata. Idan kana da shi kowace rana, ya kamata a raba shi da adadin ranaku a cikin watan wanda matsalar da ke haifar da nakasa ta ɗan lokaci ta faru (28, 29, 30 ko 31 kwanakin).
Kuma yayin da wannan nakasa ta auku a cikin watan da kuka fara aiki, kawai a wannan yanayin, tushen gudummawar zai kasance na wannan takamaiman watan.
Dangane da nakasa ta dindindin, tushen tsari zai dogara ne akan abin da ya haifar da wannan nakasar, tunda tana iya zama saboda wata cuta ce ta gama gari, haɗari ko cutar aiki, ko kuma haɗarin da ba na sana'a ba.
Don sanin ainihin ƙididdigar da zaku iya zuwa Gidan yanar gizon Tsaro inda aka kafa abin da zai zama tushen tsari a cikin kowane shari'ar da aka bayyana a sama.