Banki

Menene ma'anar banki

A yau, kusan kowa yana da asusun banki. Wannan yana da alaƙa da banki, ko banki, wanda ke da alhakin tabbatar da cewa an kiyaye asusunku kuma kuɗin da ke ciki ya ci gaba da kasancewa a hannunku don duk abin da kuke buƙata.

Duk da haka, Me kuma ka sani game da bankin? Shin kun san nau'ikan mahaɗan? Ko duk ayyukan da zasu iya bayarwa? Wancan, da ƙari, shine abin da zamu tattauna a gaba.

Menene ma'anar banki

Wani kamfanin banki an fi saninsa da sanannen sanannen sa, banki, kodayake yana iya samun wasu sunaye kamar su cibiyar bashi ko cibiyar ajiya. Yana da wani - kamfanin hada-hadar kudi da ke hulda da bayar da aiyukan kudi ga abokan ciniki, kamar rance, bashi ... Hakanan kula da kiyaye kudin da kwastomomi ke sanyawa a cikin su lafiya.

Manufar bankin ita ce sarrafa kudaden abokan harka ta yadda shi ma yake amfani da shi don bayar da shi ga wasu.

Menene ƙungiyar banki ke yi

Menene ƙungiyar banki ke yi

Da ƙyar magana, banki yana da ayyuka iri biyu:

  • Ayyukan alhaki. Daidai da neman kuɗi daga mutane ko hukumomi, kamfanoni, kungiyoyi, da dai sauransu.
  • Ayyukan kadara. Kuma shine suke ba da lamuni na bayar da wannan kuɗin da suka kama ga wasu kamfanoni, koyaushe akan tsada mafi tsada, don samun ribar aiwatar da wannan ma'amala da kuma, don haɗarin da suke yi.

Ayyukan alhaki

Idan muka fasa ƙaramar ayyukan banki, za ku ga cewa yana nufin jawo hankalin abokan ciniki da, tare da su, albarkatu. Wannan rukuni shine inda asusun banki, asusun ajiyar kuɗi, katin banki, ajiyar kuɗi na dogon lokaci ...

Watau, muna magana ne game da waɗancan sabis ɗin da aka miƙa wa abokan ciniki waɗanda suka haɗa da barin wani adadin kuɗin da aka ajiye a banki. Wannan koyaushe zai kasance ga abokan ciniki, waɗanda zasu iya cire shi duk lokacin da suke so. Amma, a halin yanzu, yana daga cikin kuɗin da bankin zai bayar da lamuni ga mutum na uku (wanda zai kasance aiki mai gudana).

Ayyukan kadara

Kamar yadda muka riga muka yi bayani, yana nufin ayyukan da suka shafi rancen kuɗi. Wato, suna ƙoƙari su motsa kuɗi ta hanyar ba da rance ga wasu mutane da kuma samun jerin fa'idodi don yin hakan.

A wannan nau'in ayyukan, alal misali, lamuni da layuka na lamuni, rance, lamuni ... Tare da su, abin da suke yi shi ne suna ba da kuɗi ga duk wanda yake buƙata a madadin ribar da mutumin da ke buƙatar wannan babban kuɗin ya biya, menene bankin da kansa ya samu kansa wajen gudanar da wannan tsarin kuma ya dauki kasada ga wannan mutumin ya dawo da kudin da suka karba.

Nau'in kamfanonin banki

Nau'in kamfanonin banki

Yanzu bari mu san nau'ikan kamfanonin banki. Kuma wannan shine, ko da yake ba ku yi imani da shi ba, bankuna kamar yadda kuka san su ba sune kawai suka faɗi cikin wannan ra'ayi ba, amma akwai abubuwa da yawa.

Don haka, zaku iya samun waɗannan masu zuwa:

Bank din banki

Irin wannan bankin shine yafi kowa, kuma shine wanda kuka sani sarai. A zahiri, albashin ku, fansho, ko kudin shiga ya kare a cikin asusun banki na wannan nau'in. Waɗannan ƙungiyoyi ne inda abokan ciniki keɓaɓɓun mutane ne.

Specificallyari musamman, sune waɗancan bankunan inda zaka iya buɗe asusun banki, neman rance ko bashi, da dai sauransu. Suna aiki ne kawai don ɗaiɗaikun mutane, kodayake akwai kuma sabis na freelancers da kamfanoni (kodayake na ƙarshen sukan zaɓi wani nau'in banki).

Bankin Kamfanin

A wannan yanayin, kuma kamar yadda muka gaya muku a baya, yana da nau'in banki ya maida hankali kan kamfanoni. Kodayake suna iya samun ayyuka iri ɗaya kamar na banki na saidawa, amma kuma suna da wasu jerin ayyukan da suka shafi kamfanoni kamar biyan kuɗi, canja wuri da yawa, POS na zamani don siyar da layi, da sauransu

A takaice dai, duk abin da kamfanoni ke buƙata daga banki don su sami damar yin aiki da aiwatar da ma'amaloli, ko dai tare da abokan cinikin su ko kuma tare da ma'aikatansu.

Bankin bashi

Banki mai zaman kansa wani bangare ne na harkar banki. Koyaya, yana mai da hankali ga wani takamaiman bangare: mutanen da ke da dukiya ko dukiya. A wannan yanayin, zamu iya cewa su bankuna ne waɗanda ke ba da kulawa ta musamman ga mawadatan su mafi arziki, kuma, saboda haka, kula da su.

Ayyukan da suke yi wa abokan ciniki na iya zama daidai da na mutane amma, saboda kasancewa “na musamman”, suna ba da wasu nau'ikan ƙarin yanayi mai fa'ida da fa'ida a gare su, ko dai tare da ƙananan kwamitocin, tare da samun riba mai yawa, da dai sauransu.

Bankin saka jari

Hakanan an san shi da bankin kasuwanci, menene shine ke kula da hidimtawa ƙungiyoyin shari'a da gwamnatoci a cikin bukatun da suke da su, musamman masu alaƙa da saka jari. Misali, hadewa, saye-saye, saka jari a wasu kasuwancin, da sauransu.

Bankuna a Spain

Bankuna a Spain

Yanzu tunda kun fi sanin menene banki kuma musamman nau'ikan da abin da akeyi a cikin su, lokaci yayi da zaku sani waxannan su ne bankunan da ke Spain. Ta wannan hanyar, ba kawai za ku san tayin da ake da shi ba ne, amma za ku ga cewa akwai bankuna da yawa da ba za ku iya sani ba saboda ana jin su da yawa, suna da girma ko ma suna talla sosai.

Musamman, muna magana akan masu zuwa:

A & G Banki Mai zaman kansa

  • Abanca Banking Corporation
  • ActiveBank
  • Arkiya
  • Maris benci
  • Bankin Pueyo
  • BBVA
  • Caixa Geral Bank
  • Bankin Caminos
  • Bankin Cetelem
  • Bankin Hadin Kan Mutanen Espanya
  • Bankin Albacete
  • Banco de Caja de España saka jari Salamanca da Soria
  • Bankin Castilla- La Mancha
  • Bankin Kiredit na Hadin gwiwar Jama'a
  • Bankin ajiya
  • Bankin mai kula da BBVA
  • Bankin Madrid
  • Banco Sabadell
  • Babban bankin Turai
  • Bankin Finantia Sofinloc
  • Bankin Masana'antu na Bilbao
  • Inversis Bank
  • Bankin Mare Nostrum
  • Bankin Mediolanum
  • Western Bank
  • Fasto Bank
  • Banco Pichincha Spain
  • Bankin Mutanen Espanya
  • Bankin Santander
  • Bankin Urquijo
  • Bankofar
  • Bancopopular-e
  • takardun banki
  • Bankia
  • Bankinter
  • bankowa
  • bantierra
  • Bankin kudi na BBVA
  • bankin banki
  • Bankin ajiya na Ontinyent da MP
  • Katalunya Banc (Katalunya Caixa)
  • cecabank
  • Colonya-Caixa d'estalvis de Pollensa
  • Deixa Sabadell
  • EBN Bankin Kasuwanci
  • Bankin Evo
  • Bankin Ibercaja
  • kutxabank
  • Liberbank
  • Sabon Microbank
  • novanca
  • Bankin Banki
  • Shahararren banki mai zaman kansa
  • promobank
  • Hayar Banki 4
  • sa nostra
  • Kudin Kasuwancin Santander
  • Santander Invesment
  • Sabis ɗin Tsaron Santander
  • Bankin Ciniki Kai
  • bankin targo
  • Bankin Unicaja
  • Bankin Unoe

Ma'aikatan banki na ƙasashen waje da ke aiki a Spain

A wannan yanayin, kuma idan baku son kowane banki da ke Spain, ko kuma ku dan kasuwa ne wanda ke yawo a duniya, zai iya zama mafi kyau a gare ku ku sami ɗaya. asusu a cikin banki na waje ko na duniya. A Spain kuna da nau'i biyu: a gefe guda, waɗanda ke da ofis a Spain kuma waɗanda ke aiki a ƙasar, wanda shine jerin da za mu ba ku a ƙasa; a gefe guda, kuna da ƙarin bankuna waɗanda ke aiki ba tare da kafa ofishi ba, amma yin hakan kusan.

Jerin kamfanonin banki na kasashen waje da ke aiki a Spain kamar haka:

  • AKF Bank GMBH & Co KG
  • Bankin Allfunds
  • Andbank Spain
  • Bankin Larabawa
  • Bankin Ares
  • Bankin Alcala
  • National Labor Bank
  • Bankin Pichincha
  • Banque Marocaine Kasuwancin Kasuwanci
  • BNP Paribas
  • Citibank
  • Abokan Cinikin Mutum
  • Jamus Bank
  • ICBC Luxembourg
  • ING Kai tsaye
  • Novobank
  • Bankin Privat
  • Ayyukan RBC Investor
  • Bankin Scania
  • Bankin Triodos
  • Bankin UBS
  • Volkswagen

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