Idan kun kasance cikin duniyar tsabar kuɗi da cryptocurrencies (wanda, ko da yake suna kama da sharuɗɗan iri ɗaya, a zahiri suna da wasu bambance-bambance) to tabbas kun san menene XRP. Bayan 'yan shekarun da suka gabata an san shi da Ripple, amma ya canza sunansa a cikin 2018.
Amma, Menene XRP? Menene don me? Menene ya bambanta shi da sauran cryptocurrencies? Yaushe za a iya amfani da shi? Idan batun ya dauki hankalin ku, to za mu yi ƙoƙari mu ba ku amsa ga duk abin da kuke buƙatar sani game da shi.
Menene XRP
XRP cryptocurrency, wanda kuma ake kira XRP Ledger ko Ripple, shine ainihin a aikin biya na kyauta wanda ke neman kafa tsarin kiredit ta hanyar tsara-zuwa-tsara. A takaice dai, tsarin gaba ɗaya ya zama wani nau'in banki na juna ta yadda kowa zai taimaki juna.
Kudin ya cika aikin zama wata hanya ga duk mutanen da ke amfani da dandamali don samar da kudaden kansu ta hanyar dandamali.
Wato muna nufin a kudin, ko alama, wanda kamfani ya ƙirƙira kuma wanda amfaninsa ya dogara ne akan bai wa mutane wuraren aiki tare da cryptocurrencies. Tabbas, XRP ya zama duka hanyar biyan kuɗi da musayar kuɗi mara iyaka.
XRP asalin
XRP yana da alaƙa da Ripple, wani kamfani na Amurka. The Ripple yarjejeniya, wanda shine wanda ke mulkin wannan kamfani, an ƙirƙira shi azaman samfuri a cikin 2004. duk da cewa kafuwar ta a matsayin kamfani a shekarar 2013 ne.
Mutumin da ya kafa Ripple shine Ryan Fugger, cewa abin da yake nema shi ne ƙirƙirar tsarin musayar amma an raba shi. Duk da haka, bayan shekaru, kuma bayan tattaunawa tare da Jed McCaleb da Chris Larseny, ya yanke shawarar mika kamfaninsa ga waɗannan biyun, waɗanda suka ƙirƙiri duka cryptocurrency da kamfanin kanta.
A tsawon lokaci, yana samun lasisi tare da bankuna daban-daban, kamar BBVA.
Bambanci tsakanin Ripple da XRP
Da farko, ya kamata ku san cewa an haifi tsabar kudin a ƙarƙashin sunan Ripple a cikin 2012. A gaskiya, Ripple shine sunan kamfani, kamfanin Ripple Labs, wanda Chris Larseny da Jed McCaleb suka kafa. Matsalar ita ce duk kuɗin da kamfani suna da suna iri ɗaya. Domin, A cikin 2018 sun yanke shawarar canza sunan tsabar kudin ta amfani da haɗin gwiwar al'umma, wanda ya zaɓi sunan XRP.
Don haka, zamu iya cewa Ripple shine kamfani, alamar; alhali XRP shine ainihin cryptocurrency.
Ayyukan
Babu shakka cewa kudin XRP yana daya daga cikin mafi yawan gasa ga bitcoin tun, kodayake suna da abubuwa da yawa, akwai kuma masu yawa daban-daban. A wannan ma'anar, muna magana game da:
- Un amintacce kuma ingantaccen tsarin biyan kuɗi, don haka yana da ikon yin ma'amaloli a cikin daƙiƙa (kimanin daƙiƙa 4 kawai), sabanin bitcoin, ethereum da sauran kuɗaɗen kama-da-wane.
- Izinin naku duka kasuwanci da kuma amfani da hukumomi.
- Es duka sun yarda da kuma amfani da bankuna, wanda ke nufin cewa ba shi da iko da ƙa'idodi da yawa kuma yana da sauƙin aiki da shi. A gaskiya ma, idan muka tsaya ga bayanan, Ripple Labs riga yana da fiye da 60% na tsabar kudi da ke wanzu a yau.
- Yana da ƙananan kwamitocin saboda wani muhimmin al'amari. Kuma shi ne cewa ba ya buƙatar hakar ma'adinai don samun shi, duk alamun XRP sun riga sun yi aiki kuma, idan ya cancanta, kamfanin da kansa zai iya ba da ƙarin alamu.
- Saboda kasancewarsa tsakiya, muna magana akan a kudin mafi aminci fiye da sauran, saboda ƙarancin rashin ƙarfi da yake da shi.
Yadda XRP ke aiki
Kamar yadda muka fada a baya, XRP ba daidai ba ne da Bitcoin ko wasu cryptocurrencies, amma yana aiki ta amfani da fasahar DLT a hade tare da yarjejeniyar yarjejeniya ta kamfanin kanta, tsarin RippleNet.
Don haka, abin da aka samu shine ƙirƙirar a cibiyar sadarwar da aka sarrafa ta sabobin masu zaman kansu, amma a ƙarƙashin tsarin tsakiya. Kuma kowanne daga cikin nodes ɗin da ya ƙunshi wannan tsarin yana cikin bankunan, waɗanda suke amfani da tsarin kuma suna aiki tare da kamfanin Ripple Labs. Santander, Westpac, NBAD, Babban Bankin Indiya ...
Lokacin amfani da wannan cryptocurrency
Bayan duk abin da muka faɗa muku, ƙila ba ku san tabbas lokacin da ya fi kyau a yi amfani da wannan cryptocurrency idan aka kwatanta da sauran agogo, kama-da-wane ko na zahiri. A gaskiya, su ne mafi kyau don yin ma'amaloli na duniya, da kuma biyan kuɗi ko canja wurin da ke buƙatar musayar kuɗi, domin, idan ba ku sani ba, don wannan canjin za a iya samun farashin da za ku ɗauka.
Wannan ba fa’ida ce kawai ga daidaikun mutane da kamfanonin da suke amfani da shi ba, har ma da su kansu bankunan, wadanda ba sa bukatar yin aiki da kudade daban-daban na musayar kudi amma suna iya yin hakan kai tsaye.
Mafi mahimmanci, waɗannan musayar suna faruwa a cikin daƙiƙa, sabanin sauran waɗanda zasu iya ɗaukar rabin sa'a ko ma fiye.
B-gefen XRP
Kafin mu gaya muku yadda kyau da kuma yadda aikin XRP zai iya zama. Koyaya, idan yana da kyau haka, me yasa ba ku ƙara jin labarinsa ba? To, da farko, domin muna magana ne game da amafita da kusan kullum ke mayar da hankali kan bankuna da cibiyoyin hada-hadar kudi, amma abu ne mai wuya a ba jama’a, ko kuma sun san shi.
Bugu da kari, shi ne tsarin rufewa tare da lambar sirri kuma duk abin da ke tafiya ta Ripple Labs, wanda ke sa mutane da yawa yin suka kan ƴan bayanan da suke bayyanawa, kuma hakan na iya sa ka ji cewa ana tafka magudin farashin daga ɓangaren kamfanin. Idan muka ƙara da cewa bai dace da duk ma'auni na cryptocurrencies (saboda da gaske, kamar yadda irin wannan ba a sarrafa shi ta hanyar), yana sa mutane da yawa ba su la'akari da shi ba.
Shawarar karshe ita ce taku, amma idan kuna da asusu a daya daga cikin bankunan da wannan kamfani ke aiki da su, ba zai zama mugun nufi ba ku yi alƙawari da sharhi a kansa don ganin irin bayanan da za su iya bayarwa. ku game da shi.
Shin ya fi bayyane yanzu menene XRP kuma menene zai iya yi muku?