ATM tsaro

Amfani da ATM ta masu amfani babbar hujja ce wacce aka sanya ta cikin alaƙar banki. Kusan kowa yana amfani da waɗannan na'urorin fasaha don cire kuɗi daga tashoshin su. Amma cewa a cikin 'yan kwanakin nan an fadada shi tare da wasu ayyuka kamar shigar da kuɗi, tattara bayanai asusun ajiyar kuɗi ne ko kuma duk wani motsi akan motsin masu amfani.

Al'ada ce ta yau da kullun cewa don samun damar ATMs kuna buƙatar katin kuɗi ko katin kuɗi inda duk ayyukan ke nunawa. Amma kuma yana buƙatar matakan tsaro mafi ƙaranci don adana ayyukan da za mu gudanar da matsayin asusunmu. Saboda duk wani gazawa ko kuskure daga bangarenmu ba zai iya zama mai tsada ba. Wannan shine babban dalilin da yasa dole ne mu dauki jerin matakan rigakafi don kiyaye bukatun mu a matsayin mu na masu amfani da banki.

Don yin ayyukan ATM sosai amintattu, bankuna sun tsara aminci da ingantaccen katin kuɗi da katunan kuɗi. Ta hanyar sababbin tsarin, kamar wanda aka wakilta ta hanyar gano mai amfani da kansa ta hanyar hoton da kyamarar tashar ta ɗauka. Komai kadan ne don neman tsaro mafi girma tunda bayan duk abinda ke cikin matsala kudinku ne. Kuma a wannan ma'anar, duk matakan da zaku iya ɗauka kaɗan ne daga yanzu.

Me za a yi a ATMs?

A lokacin da kake gaban ATM, abu na farko da yakamata kayi shine idan wani yana lura da motsin ka a wannan na'urar fasaha. Domin idan ta wannan hanyar ne, mafi kyawun abin da zaka dauka shine ka soke aikin da kake yi domin aiwatar dashi a wani na’urar ATM da ke garinku. Shawara mai amfani sosai ita ce cewa baza kuyi amfani da ATMs waɗanda suke a waje ba. Idan ba haka ba, akasin haka, zaku iya zaɓar waɗanda suke ciki.

ATM na cikin gida suna da fa'ida cewa masu amfani zasu iya sarrafa su da kyau. A ma'anar cewa zaku iya rufe ƙofar da sakata ta yadda babu wanda zai dame ku yayin aiwatar da kowane aiki na banki. Bugu da kari, ba lallai ne ku san cewa wasu kamfanoni suna sane da motsinku ba. A wannan ma'anar, ba duk bankuna ke da ATM ba a cikin ofisoshin su. Saboda haka, ba za ku sami zaɓi ba sai dai don gano waɗanne nau'ikan ATM aka gabatar da wannan fasalin na musamman.

Abubuwan da suka faru a cikin ATM na fasaha

Wani abin da zai iya faruwa da ku daga waɗannan shi ne rashin nasara a cikin ATMs. Saboda dole ne kuyi tunanin cewa tabbas ba cikakke bane kuma ana iya ƙirƙirar kuskuren shirye-shirye. Idan wannan ya kasance ko kuma an haɓaka kafin cire kuɗin, zai fi kyau a soke aikin kuma zuwa wani. Aiki ne na kariya daga abin da zai iya faruwa da ku a cikin motsinku a cikin tashar. Duk da yake a ɗaya hannun, ba za ku iya mantawa da cewa katin kuɗin ku ko zare kuɗi ba za a iya haɗiye su, a cikin aikin gama gari a cikin ATMs.

Duk da yake idan a wani bangaren, kun bada umarni don cire kudi kuma a karshe baku karba a cikin kwandon wannan na'urar ba, mafi kyawun abin da za ku iya yi shi ne duba cewa wannan aikin bai bayyana a ma'aunin ba asusunka na sirri Domin idan haka ne, ba za ku sami zaɓi ba sai dai don sanar da ma'aikatar kuɗin ku don su sami damar maye gurbin adadin a cikin asusun ajiyar ku. A gefe guda, ya kamata ka lura cewa a cikin ATM babu canje-canje ko kyamarorin da wasu mutane suka iya sanyawa. Wannan dabi'a ce wacce ake sanyawa tsakanin ɓarawo don satar kuɗi.

Nasihu don cire kudi

Idan zaka cire kudi daga ATM da daddare zai fi kyau ka je kan wasu na'urori wadanda suke kan tituna masu cunkoso. Ko kuma aƙalla ku kasance tare da wani yayin da kuke aiwatar da aikin tare da tsaro mafi girma a duk fannoni. Wani bangare da yakamata ka tantance daga yanzu shine karka manta da cire katinka na banki. Domin idan wannan yanayin ne, ba za ku sami wata mafita ba face ku sanar da shi zuwa bankin ku don su soke filastik ɗin su maye gurbin sabo. Kodayake za ku jira tsakanin kwanaki 4 da 7 har sai kun karɓe shi a gida.

A gefe guda, idan katinka na banki ko na cire kudi sun nuna wasu kurakurai yayin gudanar da ayyukanta, zai fi kyau a sanya shi a hannun hukumar kudi. Don haka ta wannan hanyar, ba lallai bane ku shiga cikin mawuyacin hali yayin cire kuɗi daga ATMs. Yana da kyau koyaushe a hana abin da zai iya faruwa daga yanzu zuwa musamman idan muka yi magana game da hanyar biyan kuɗi kamar wacce ke wakiltar kowane irin katunan banki. Inda duk wani kuskure a ƙarshe zaka iya biyan kuɗi. Amma ta hanyar wasu matakan rigakafin zaka iya kaucewa waɗannan yanayin da ba'a so. Wanne ne a ƙarshen rana menene game da irin waɗannan ayyukan da zaku haɓaka a cikin ATMs.

Janye kuɗi ba tare da kati ba

Hanya ce wacce zata baka damar cire kudi a kowane ATM din mu ba tare da bukatar katin kati a jikin ka ba. Kuna iya aikawa da kuɗi zuwa wayar kowa saboda haka zasu iya cirewa nan take a ATM ba tare da amfani da kati ba. Ta yaya zan iya yin hakan? Da kyau, ta hanyoyi masu zuwa.

  • Ta wayar salula: tare da manhajar da aka zazzage akan wayar a cikin ɓangaren canja wurin da sabis, zaka iya fara zaɓi na "sake biya ba tare da kati ba".
  • Daga kwamfutar tafi-da-gidanka: ta hanyar rarrabuwa ta kan layi a cikin ɓangaren canja wurin da sabis.
  • Kira bankin don ya ba ka alamar cire kudi daga ATM.

Wani bangare da yake shaawar masu amfani shine kuɗin da za'a cire ta wannan tsarin a ATMs. Matsayi na gabaɗaya, tare da mafi ƙarancin euro 20 da kuma iyakar 300 don kowane bayanin da kuka nema. Game da yanayin wannan sabis ɗin, dole ne a nuna cewa yana da cikakken sabis na kyauta kuma ga kowane abokin cinikin cibiyoyin kuɗi tare da katin zare kuɗi na kwangila.

Sabbin aikace-aikace akan katunan

A gefe guda kuma, a cikin sha'awar yin kirkire-kirkire ta bangaren cibiyoyin hada-hadar kudi, ya kamata a lura da cewa sabon kewayawa na ATM din zai saukaka ayyukan yau da kullun kuma zai ba da sabbin ayyuka da ayyuka. Tare da jerin fa'idodi da fa'idodi irin waɗanda waɗanda zamu fallasa a ƙasa:

Haɗawa cikin zane Kuma wannan ya shafi aikace-aikacen hannu. Don haka kewayawa iri ɗaya ne duk da tashar da ake amfani da ita.

Samun dama da inganta kewayawa, tunda yanzu yana yiwuwa a sami damar aiki da aiki a cikin ATMs tare da lambobin masu aikin banki.

Sabbin ayyuka da sabis, kamar siyar da tsaro, soke katuna saboda sata ko asara, yiwuwar zaɓar nau'in takardar kuɗi (Yuro 20 ko 50) a cikin cire kuɗi ...

Kuma tabbas, kiyaye matakan tsaro masu ƙarfi waɗanda manyan bankunan Spain suka gabatar.

ATMs tare da fitowar fuska

ATMs na CaixaBank tare da fitowar fuska sune majagaba a duk duniya don ba da damar cire kuɗi daga ATM ta hanyar gano mai amfani ta hanyar hoton da kyamarar tashar ta kama. Mai karbar kudi yana da hardware da kuma software Dole a inganta har zuwa dige 16.000 na hoton fuskar mai amfani, wanda ke tabbatar da cikakken amintaccen ganewa.

Makasudin aiwatar da fasahar kere kere a cikin ATM shine samarda ingantacciyar kwarewar mai amfani da tsaro mai sauri da sauri a cikin ayyukan, tunda yana hanzarta tsarin gano abokin ciniki kuma yana sauƙaƙa cire kudi ba tare da haddace kalmomin shiga da yawa ba. CaixaBank yana da wannan tsarin tabbatarwa wanda yake aiki a ATM da yawa a Barcelona da Valencia kuma yana shirin fadada ganewar fuska a cikin rassan Shagonsa daga rabi na biyu na 2019.

Tare da ƙaddamar da fitowar fuska a ATMs, CaixaBank yana ƙarfafa sadaukar da kai ga ƙirar ƙira a matsayin fasaha wacce ke ba abokan ciniki damar isa ga sabis ɗin mahaɗan a hanya mafi sauƙi da sauƙi. A cikin 2017, mahaɗan sun zama banki na farko a Spain don haɗa ID na ID a cikin iPhone X, sannan sabon shiga kasuwa. Tare da wannan sabis ɗin, abokan ciniki zasu iya samun damar asusun su ta hanyar fitowar fuska ta hanyar tashar su ta hannu kuma ba tare da shigar da wasu bayanan damar ba, kamar ID, lambar shaidar mai amfani ko kalmar wucewa.


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