Ofaya daga cikin maƙasudin maƙasudin masu saka jari shine a kwantar da hankula a cikin shekara ta 2020 kuma kada a sha wahala da zai iya damun su. Da kyau, don biyan wannan sha'awar, mafi kyawun mafita zai ƙunshi zaɓin da ya dace da mafi kyawun ƙimomin akan kasuwar hannun jari ta Sipaniya. Waɗanda za su iya haɓaka halaye mafi kyau, amma sama da duk waɗanda ke kebe daga tashin hankali a matakin gudummawar ku. Don haka ta wannan hanyar, aƙalla suna iya yin kwanciyar hankali a cikin waɗannan sauran watannin.
Tabbas, ba zai zama da sauƙi a sami hannun jari waɗanda ke ba da waɗannan halaye na musamman ba. Amma aƙalla ƙananan jerin za a iya tsara su tare da shawarwari masu ba da shawarwari don saka hannun jarinmu tare da tabbaci na nasara. Amma sama da komai nesa da canjin da wasu kamfanonin da aka lissafa suke da shi wanda bai dace da yawancin yan kasuwa ba waɗanda basa son ƙarin tsora daga yanzu. Kuma wannan shine bayan duk ɗaya daga cikin abubuwan da yake so a cikin wannan sabon tafarkin.
Don bukatunku, ba abin da ya fi zaɓi ga wasu abubuwan tsaro waɗanda za su iya cika waɗannan ayyuka na musamman. A wasu lokuta za su kasance shawarwari ne waɗanda ba za su ba ka mamaki ba kwata-kwata, amma tabbas a wata za su iya zama abin mamaki ga masu amfani a cikin kasuwannin hada-hadar hannayen jari. Domin ba batun zabi mafi kyau bane dabi'u na kariyaIdan ba haka ba, akasin haka, ra'ayin shine neman mafi ƙanƙantar jajircewa don saka hannun jari. Kodayake dukkanin abubuwan guda biyu na iya dacewa yayin shirya wannan jerin sunayen kamfanonin.
ACS tare da babban kwanciyar hankali
Wannan ƙimar da zamu iya ciyar da wannan kwas ɗin ciniki sosai a cikin natsuwa. Har zuwa cewa ƙarancin sa yana ɗaya daga cikin mafi ƙasƙanci a cikin kasuwar ci gaba ta ƙasa kuma wannan wani bangare ne wanda zai iya amfanar ku da bukatun ku. Saboda yana da ƙarfi mai ƙarfi da karko na kusan Yuro 31 kowane juzu'i kuma muddin bai wuce waɗannan matakan ba, zaku iya natsuwa sosai a cikin matsayinku a cikin watanni masu zuwa. Ba abin mamaki bane, yana ɗaya daga cikin kamfanonin haɗin gine-gine masu aminci waɗanda zasu sami kundin aikin ta daga yanzu. Kuma wannan ma yana da fa'ida mai fa'ida, tare da ribar hakan zagaye 6% ta hanyar tsayayyen tabbataccen biya a kowace shekara.
Duk da yake a ɗaya hannun, wannan yanayin ba yana nufin cewa damar sake kimantawa yana da kyau ƙwarai tare da ƙimar farashi wanda yake kusa da matakan. a Yuro 41 ko 42 ga kowane rabo. Wato, har yanzu tana da hanyar sama wacce zaku iya amfani da ita don ƙara daidaituwa a cikin asusun ajiyar ku, wanda shine, bayan duk, abin da ke cikin waɗannan lamuran. Saboda a zahiri, ba zaku iya mantawa da cewa layin kasuwancinku yana tafiya tare da kwanciyar hankali mai girma kuma wannan wani ƙarin abin ne wanda zai iya taimaka muku nutsuwa a cikin waɗannan watanni goma sha biyu don haka saboda nesa da wasu hanyoyin da ba a ba da shawarar sosai don abubuwan da kuke so ba kamar ƙananan kuma matsakaici mai saka jari. Tare da manyan lambobin nasara kuma hakan shine bayan duk abin da kuke nema daga yanzu.
Enagás, ba nasara ko asara ba
Wannan ƙimar ɓangaren makamashi gaskiya ne cewa bashi da wata damar sake kimantawa. Amma a wani bangaren, bashi da babbar dama don rage darajar saitin farashinsa. Sakamakon wadannan halaye, babu kokwanto cewa wuri ne mai matukar dacewa don adana kuɗi daga yanzu. Ba a banza ba, zai zama mai aminci sosai kuma tare da ƙarin fa'idar da zata rarraba ɗayan mafi kyawun riba na hanyoyin tsaro waɗanda suka haɗu da Ibex 35. Tare da ƙimar riba wanda a yanzu ya wuce 7% matakin, a cikin manyan matakan kuma wannan na iya zama wani dalili na tsara sayayya.
Wannan kamfani yana da, a gefe guda, ga ɗayan fannonin da ke aiki a matsayin mafaka a gaban mawuyacin halin da ake ciki na kasuwannin daidaito. Kuma a wannan ma'anar, zai iya taimaka mana kare kanku daga mafi girman rashin kwanciyar hankali a cikin wannan rukunin kadarorin kuɗi. Sabili da haka, zamu iya kasancewa da tabbaci sosai idan muka sanya takamaiman sayayya a cikin wannan darajar jakar. A gefe guda, yana da ruwa mai yawa kuma wannan lamarin yana amfani da ƙanana da matsakaitan masu saka jari don shiga ko fita daga kasuwannin kuɗi a lokacin da suke so. Kamar sauran kamfanoni waɗanda aka haɗu a cikin wannan ko sassa masu halaye iri ɗaya.
Mapfre tare da 'yan kaɗan
Kamfanin inshorar tunani shine wani zaɓi idan muna son nutsuwa a cikin kasuwannin daidaito. Farashinsu a cikin 'yan watannin nan ya koma cikin kunkuntar ƙungiya wato tsakanin Yuro 2,20 zuwa 2,70 ga kowane rabo. Tare da tabbataccen ingantaccen layin kasuwanci bayan aiwatar da wasu ayyukan kasuwanci masu dacewa. A cikin wannan mahallin, ba abin mamaki bane cewa yawancin masu saka hannun jari suka zaɓe shi tare da mai ra'ayin mazan jiya ko martaba na kariya waɗanda, sama da duka, ke son adana ajiyar su akan wasu maganganun da suka fi tsananta.
Kari akan haka, kuma kamar yadda yake a sauran ragowar tsare-tsaren da muke ba da shawara mu kwantar da hankula a kasuwar hada-hadar hannun jari ta Sifen, tana rarraba riba mai kyau ga masu hannun jari. Tare da fa'idodin da ke kusa da 7%, tare da cajin kuɗin Yuro 0,16 kowace shekara a cikin tsayayyen tabbaci kuma hanya, duk abin da ya faru a kasuwannin kuɗi. Kuma tare da layin kasuwancin da ke tattare da yanayin kwanciyar hankalirsa kuma wannan shine ɗayan dalilan da yasa zamu iya yin bacci mai kyau tare da sanya wannan ƙimar a cikin jarinmu na gaba. Ba abin mamaki bane, wannan shine ɗayan waɗanda masu saka hannun jari suka zaɓa na yanke kariya.
Ferrovial mafi kyawun kamfanin gini
A cikin wannan mahimmin sashi wannan yana daga cikin karin matsakaici kuma zasu iya cika wannan burin naka. Ina, Ferrovial, ma'aikacin samar da ababen more rayuwa na duniya, ya sami sakamako mai kyau na -2019 miliyan euro a farkon watanni tara na 104, idan aka kwatanta da euro miliyan 59 a shekarar da ta gabata. RBE ya tsaya kan euro miliyan 33. Waɗannan sakamakon sun sami tasiri ta hanyar canjin kewaye yayin rarraba ayyukan Ayyuka a matsayin "wanda aka gudanar don siyarwa" da kuma tasirin samar da Ginin da aka yi a farkon kwata.
Waɗannan sakamakon sun jajirce ga lissafin kuɗi da kwanciyar hankalin kasuwar hannun jari na watanni masu zuwa. Sabili da haka ya dace da bayaninka a matsayin mai saka jari, ba tare da yin watsi da duk wata riba ba a cikin waɗannan watannin tunda yana iya zama zaɓi don inganta babban birnin da aka saka a wannan lokacin. Tare da ƙimar da babu manyan canje-canje a cikin farashinsa, ba ma'ana ɗaya ko ɗaya ba kuma wannan ya dace daidai da fata don tsara saka hannun jari a wannan lokacin. Fiye da haka yayin da hannun jari tare da waɗannan halaye na musamman suka yi karanci kuma wannan hakika ɗayansu ne. Tare da rarraba kyakkyawar riba don ƙirƙirar ƙaramin tsayayyen jakar tanadi don matsakaici kuma musamman dogon lokaci.
Duk da komai, Santander
Wannan shawarar na iya mamakin kyakkyawan ɓangare na ƙanana da matsakaitan masu saka jari. Amma gaskiyar ita ce Banco Santander na ɗaya daga cikin amincin tsaro inda za mu iya saka kuɗin mu. A wannan ma'anar, kuma game da ra'ayoyin Banco Santander, ta daidaita gaban tsakanin balagagge da kasuwanni masu tasowa na ci gaba da kasancewa ɗayan manyan ƙarfin Santander. Amma wannan shine a halin yanzu ana faɗin hannun jarin sa tare da farashi mai fa'ida sosai kuma hakan yana ƙarfafa sayayya a yanzu daga yanzu. Motsawa a matakan jere daga 3,30 zuwa Yuro 3,80 don kowane rabo.
Tare da waɗannan farashin, haɗarin cikin ayyuka sun ƙasa da na sauran matakan tsaro akan kasuwannin daidaito. Daga cikin wasu dalilai, saboda damar sake kimantawa yana da girma ƙwarai, kuma musamman idan aka kwatanta da sauran ƙimomin daidaiton ƙasa. Hakanan yana bayar da fa'ida tare da samun riba kusa da 6% kuma dabarun saka hannun jari ne wanda ya danganci ƙirƙirar fayil na ƙayyadadden kuɗin shiga a cikin canji. A gefe guda, yana da matukar amfani don fuskantar motsi waɗanda ba su da fa'ida sosai ga kasuwar hannun jari. A cikin wannan mahallin, ƙima ce mafi daraja fiye da siyarwa a halin yanzu.
Kamar yadda kuka gani, ba za ku zama guntun shawarwari ba don gamsar da waɗannan buƙatun naku kuma duk da cewa 2020 ba za ta kasance shekara mai sauƙi ba don aiwatar da ayyuka a kasuwannin daidaito. Ba yawa ƙasa ba. Saboda akwai kananan abubuwan mamaki da mara dadi da zasu jiran ku a cikin wadannan watannin, a wani atisayen da zai kasance ta fuskar koma bayan tattalin arziki da ya isa kasashen yankin Euro.