A cikin ma'anar kudi da tattalin arziki, akwai wani lokaci wanda yake nuna alaƙa mai yawa da samar da kayayyaki; Wannan lokaci na farashin ƙananan ya ƙunshi kansa ma'anoni da yawa waɗanda ke canzawa suna ba da damar isa ƙarshen ƙarshe, wanda a ƙananan kuɗi shine yawan canjin da ake samu idan aka bada canjin samarwa.
A cikin sauƙaƙan kaɗan za ku iya bayyana ma'anar ƙananan kuɗi kamar yadda haɓaka yake wanzu a cikin farashin samar da naúrar, lokacin da samarwar gabaɗaya ke ƙaruwa. A cikin sauƙaƙan lafuzza, farashin mara iyaka yana amsa tambayar Nawa ne nawa don yin ƙarin raka'a 1 Amma don fahimtar ma'anar wannan kalmar a hanya mafi fa'ida, yana da mahimmanci mu amsa wasu tambayoyin, bari mu fara da nazarin menene tsadarsa.
Kudin kuɗi
Idan muka koma ga samar da wasu abubuwa masu kyau, a koyaushe muna magana ne cewa ana buƙatar haɗin haɗin abubuwa da yawa, wanda hulɗar sa ke ba - albarkatun kasa sun zama samfurin ƙarshe, wanda aka kaddara zai fada hannun kwastoman karshe.
Amma menene ake buƙata don iya aiwatar da wannan aikin?
Forauki misali aikin tattara kujera mai sauƙi, wanda ke buƙatar allon, tubes, da sukurori. Tsarin taron yana da sauki, saboda ya isa cewa an toshe bututun da allunan don samun damar samun cikakkiyar kujera, wannan yana nufin cewa domin samun damar hada kujera ya zama dole a sayi danyen kayan da suke an ƙera shi, wato allon, bututu da maƙori; Ta wannan hanyar ne yanzu muka san cewa akwai kudin kayan abu. Yanzu, bari muyi tunanin abin da wannan yake nufi dangane da sauran nau'ikan saka hannun jari.
Don tara kujera, ba kawai ana buƙatar albarkatun ƙasa ba har ma ɗayan mahimman abubuwa, mutum. Wannan mutumin da aka sani da ma'aikaci ko mai ba da sabis shine wanda ke kula da ikon aiwatar da shi Tsarin aiki, godiya ga abin da za mu iya samun kujerar da aka taru a matsayin sakamako na ƙarshe; Kuma wani abu mai mahimmanci shine, ga saka hannun jari a cikin albarkatun ƙasa, yanzu muna ƙara saka hannun jari a cikin ƙwadago, tunda albashin da ake bayarwa don samun jari na ɗan adam don aiwatar da aikin, ana kuma ɗaukar shi azaman kudin samarwa, amma ba anan ya kare ba.
Ta yadda ma'aikacin zai iya juya bututu da allon cikin kyakkyawar kujera, ana buƙatar injina don su iya haɗa kayan, wannan injin ɗin na iya zama, misali, atisaye da wasu tushe don tallafawa taron, don haka samar da jari an kara kudin injina. Kuma, yanzu, don injina suyi aiki daidai ya zama dole a sami hanyoyin lantarki ko na lantarki, don samun damar sanya injinan suyi aiki, wanda ke nuna cewa, ga kowane rukunin da aka harhada, shima za'a ɗora shi. makamashi.
Kowane ɗayan waɗannan hannun jarin da aka sanya don cimma burin samar da wani samfurin ana kiran sa da kudin samar da kayayyaki. Amma ba kawai farashin da aka ambata ba, akwai kuma na kayan aiki ko na sufuri, na gwamnati, na kudaden haraji, na kayan gyara, da sauransu.
Kasuwanci
A cikin 'yan shekarun nan ya zama gaye lokacin saka jari, kuma kodayake a lokuta da dama muna tunanin cewa saka jari shine lokacin da aka sayi hannun jari ko wasu kayan hada-hadar kudi, saka jari ba koyaushe yake da irin wannan ba; A cikin masana'antu, ana aiwatar da tsarin saka hannun jari lokacin da aka samar da wasu jari don samun damar samar da mai kyau. A cikin waɗannan sharuɗɗan, dawo da hannun jarin da aka yi na iya bambanta daga fannoni da yawa, duk da haka, ƙarshen ɗaya ake bi.
A cikin saka hannun jari na masana'antu zamu iya samun kanmu da dama sayar da wani samfurin cewa ya zama sananne, ko kuma cewa yana da matukar buƙata; A ci gaba da misalin ƙirar kujeru, yana yiwuwa muna iya ganin cewa ɗaya daga cikin yankunan da ke da yawan kwastomomi shi ne sayar da kujeru; Da zarar an gano wannan yanki na dama, lokaci yayi da za a fara magana game da aiki.
Wannan aikin yana nufin tsara dukkan tsarin da ake buƙata don cimma manufar ƙarshe, wanda shine siyar da wasu adadin kujeru, waɗanda da abubuwan da ake so. A yayin wannan shirin ne ake gano duk kudaden da za a kashe domin cimma burin karshe. Wadannan kudaden sune jarin da za'a yi.
A cikin abubuwan da ake la'akari da su don iya tantancewa adadin jarin karsheMuna da jari a kayayyakin more rayuwa, kuma domin samar da kujerun mu za mu bukaci sarari da aka tanada don adana kayan da suka samar mana; bayan haka, ana buƙatar yanki don iya tara kujeru; sannan ana buƙatar sarari don adana kujerun da aka riga aka taru. Baya ga wannan, ana buƙatar sarari don ofisoshin gudanarwa da motocin da za a aika samarwa ga abokan ciniki.
Wani nau'in saka hannun jari da aka yi a cikin wannan aikin shine izinin da ake buƙata don iyawa yi aiki daidai; Tare da wannan, yana da mahimmanci la'akari da saka hannun jari a cikin kayan aikin gyara, wanda za'a yi amfani dashi don kiyaye dukkan tsarin da duk injuna da kayan aikin da kamfanin ke amfani dashi.
Yanzu, da zaran ka sami adadin kudin da za ka saka jari, ana sa ran cimma buri, kuma babban burin kamfani shi ne samar da riba, shi ya sa ribar tallace-tallace dole ta wuce jarin da aka sanya. Ta wannan hanyar zamu iya tunanin masu zuwa.
Da zarar an gama nazarin, to neustra kujera ma'aikata ana buƙatar jimlar saka hannun jari na Euro miliyan 1; kuma ana shirin gudanar da aikin ne don kera kujeru dubu dari a kowace shekara na tsawon shekaru 100.000 masu zuwa; Idan muna son samun riba daga wannan samarwa, ya zama dole a sayar da kujerun a farashin da zai ba da damar rufe saka hannun jarin da aka yi a farkon, kuma a lokacin ci gaba da samarwa, sannan kuma, ya rufe da ribar da ta dace gefe.
A cikin misalinmu, tsare-tsaren yana nuna cewa za a yi jimillar kujeru 500.000, wanda aka saka kuɗin Yuro miliyan 1 a farkon, tare da saka jari kowane wata game da albashi da kayan ɗanɗano, waɗanda suke daidai da euro 10.000 a kowane wata. Don haka saka hannun jari na ƙarshe shine euro 1.600.000. Kuma idan burinmu shine mu sami 15% dangane da saka hannun jarinmu, ribar zata kai Euro 240.000, wanda aka ƙara a cikin saka hannun jarinmu ya bamu jimillar Euro 1.840.000 a matsayin adadin ƙarshe da za a samu daga sayar da kujerun. Don haka bisa ga tsarin samarwarmu, kowane kujera yakamata a siyar dashi euro 3.68.
Kudin kuɗi
Lokacin da muke aiwatar da aiki, mafi kyawun abu shine samun samarwa da tallace-tallace, Koyaya, akwai wasu lokutan da buƙatar mai kyau ya wuce tsinkayen aikin, don haka don samun tazarar lokacin amsawa, ayyukan suna yin tunani game da yuwuwar ƙaruwar tallace-tallace, don haka a wasu lokutan farashin ya haɗa da ƙari don iya goyi bayan ƙarin samarwa, a cikin waɗannan yanayin ne ake amfani da kuɗin iyaka a mafi kyawun hanya, wannan shine: idan maimakon raka'a 500.000 ina so in samar da raka'a 500.001, yaya ƙari, ban da Euro 1.840.000, zan samu saka hannun jari domin samun samfuran da ake so?
Yana da matukar mahimmanci sanin wannan bayanin don sanin farashin ƙarshe na waɗannan rukunin, wanda zamu iya tantance farashin siyarwa daidai, don haka a cimma burin ayyukan kuma a kiyaye su. Amma ta yaya zamu san tsadar kuɗi?
Ilimin lissafi da ƙananan kuɗi An wakilta azaman abin ƙimar jimlar kuɗi, tsakanin ƙididdigar yawan adadin raka'a; Wannan yana nuna cewa jimlar kuɗin da aka saka don samun adadin ƙididdigar raka'a dole ne a raba ta da yawan ɓangarorin gaske, don haka za'a iya bayyana shi azaman kuɗin naúrar.
Wannan kuɗin da ke ƙasa yana da amfani sosai idan aka yi ayyukan saboda daga mahangar kuɗi, ana samun mafi kyawun magana tsakanin farashin samarwa da farashin sayarwa, don a kirga farashin da ya dace wanda kamfanin ba ya rasa kuɗi, amma kar ka wulakanta kwastoma. Ba tare da wata shakka ba, yin la'akari da wannan lokacin cikin tsara ayyukanmu zai taimaka mana samun kyakkyawan sakamako na kuɗi.