The term regulatory base is a very important issue that affects to a greater or lesser extent both your professional and personal life. And it is that this scale is the one that Social Security uses to calculate certain benefits. Therefore, you have to know it as well as possible.
In this case, we will talk to you about what is the regulatory base, how to calculate it and how to know the regulatory base in different situations, such as for retirement, payroll, disability, unemployment ...
What is the regulatory base
As we have mentioned before, the regulatory base is a scale. This is the used by Social Security to calculate benefits for workers (or unemployed). For example, the regulatory base is the one that determines the disability benefit (temporary or permanent), the retirement pension, the unemployment benefit ...
In other words, we are talking about an average of all the contributions that the worker has made up to the moment in which it is necessary to calculate. This in turn is based on the contribution base. And in order to carry out the calculation, it is necessary to comply with the minimums to be able to do so.
Regulation base and contribution base
From what we have said before, the regulatory base has a lot to do with the contribution base. It is not the same, but one term and another do fit together.
And is that the regulatory base will always depend on the contribution of that worker, specifically the price of a period of time. Depending on how much the worker has contributed, it will have a regulatory basis or another, and this in turn can include a greater or lesser benefit when calculating it.
How to calculate the regulatory base
Calculating the regulatory base is not difficult at all. But to do it, you need to know what the worker's contribution base is. In addition, there are two ways to carry out the calculations:
- You can do it with the monthly salary. To do this, you just have to divide by 30 (regardless of whether there are months that have 31 or 28 days).
- You can do it with the daily salary. In this case, you will divide according to the days of the month, whether they are 28,29, 30, 31 or XNUMX.
Now there are some particularities that you should take into account which are the following:
- If a worker has more than one job. If a person does not have just one job, but several, it is necessary to group all the payrolls of that worker, and see that the maximum that is in force is not exceeded.
- If you are a part-time worker. When you work part-time, you will have to add the contribution bases and divide them by the days that have been contributed.
- In the case of training contracts. In this situation, the regulatory base will always be the minimum contribution. The same is the case in the case of a research contract.
- For domestic workers. The contribution base of the previous month will be divided by 30.
Regulatory basis in a payroll
The regulatory base in a payroll refers to the gross remuneration of that worker. In other words, it is the salary without deducting withholdings or contributions to that money, hence the figure is higher than what is actually received.
Obviously, the higher that base, the greater the benefit that is received.
Specifically, in this case the contribution base or regulation base of a payroll is governed by article 147 of the General Law of Social Security. It specifies that, when calculating it, gross remuneration plus overtime payments (always prorated) as well as vacations and overtime will be taken into account. Everything else is excluded.
Retirement BR
One of the most important moments for the regulatory base is when it comes to knowing which is the retirement pension that corresponds to you. And it is this term that holds the key to everything.
The retirement pension is calculated extracting the regulatory base from the last years of retirement. For example, for 2021, the last 24 years are taken into account, while, for 2022, it will be the last 25 years. Thus, with the passage of time, there will come a time when, to know what retirement you are going to have, you must review the last 30 years of your working life.
Regulatory basis for unemployment
When you are going to request unemployment due to the termination of your employment contract, you must bear in mind that your regulatory base will be calculated by measuring the contribution bases of the last 180 days, counting the calendar days. What does this mean? Well, if your contract has not undergone changes, and you have always charged the same, it is normal that your contribution and regulatory base is the same.
But, what if throughout those 180 days you have had contracts with different bases? An average of all of them would be made, and then it does differ between one concept and the other.
BR in a matter of disability
As you know, disability can be of two types: temporary or permanent (we leave aside the great disability).
When it comes to calculating the regulatory basis for temporary disabilityYou must bear in mind that this is obtained by dividing the contribution base of the previous month by 30 days. But it will be for those days only if the worker has a monthly salary. If you have it daily, it should be divided by the number of days in the month in which the problem that generates the temporary disability occurred (28, 29, 30 or 31 days).
And in the event that this disability occurs in the same month in which you start working, only in that case, the contribution base will be that of that specific month.
In the case of permanent disability, the regulatory basis will depend on the cause that caused this disability, since it may be due to a common disease, an accident or occupational disease, or a non-occupational accident.
To know exactly the figures you can go to the Social Security website where it is established what will be the basis of regulation in each of the cases described above.