In almost any bank you can find accounts specially designed for young people, but this does not mean that they are all interesting.
Usually they are savings accounts without commissions and that offer greater possibilities to save or benefits that are interesting.
It is also commonly offered to people who have under 35 years. Still haven't found a youth account that suits your needs? We encourage you to keep reading to find the best ones.
Selection of the best accounts for young people 2022
bank norwegian
To create a good account in bank norwegian You have to do everything online, from your mobile phone and at no cost.
You will not have to pay opening commission, maintenance, nor will you have a minimum amount of deposits.
One of its peculiarities is profitability, which will be 0,25% NIR without having to maintain a minimum balance in the account.
In addition, this account does not have any associated restrictions, so you can access your money at any time.
If you are already a user of this bank, you can easily create an account through the Customer area, in the option of Create Account.
BBVA Youth Account
La Young BBVA account is a financial product that is reserved for users aged between 19 and 29 years.
It is characterized by offering different advantages, such as an associated debit card without any cost (neither for maintenance, nor for use), an account without commissions, various discounts.
The best thing of all is that to access the account and the card it will not be necessary to domicile a salary or receipts. So it will not be necessary to have a payroll to be able to open it, something that many companies do require.
But if you have a payroll you can domicile it and get the gift they have available at that time.
Openbank Open Account
Openbank offers an account for young people with the particularity that the entire process is managed 100% online, from the contracting process to the subsequent validation.
It is a good option for those users who want their own account, but flee from any type of commission or link. In addition, it is designed for any user, regardless of their age.
Transfers are free of charge and include a free debit card.
Clara de Abanca account
Abanca It is not such a well-known option in some parts of Spain, but it is another interesting option for young people. It is intended for all those who are under 35 years.
It has a debit card included that will allow us to withdraw money anywhere, even abroad. It does not have any associated cost.
Nor is it necessary to have a payroll to open it, but, as with other banks, we will have an interesting bonus if we have and decide to domicile it. Depending on the value, we will have a certain amount in cash.
Banco Santander Smart Account
The last option on this list of best youth accounts this year is Smart account of the Banco Santander. It is intended for young people aged between 18 and 31 years.
It does not require any type of connection and does not have any maintenance commission. Online transfers also have no cost.
When contracting the account, a debit card is also contracted. The good news is that there is no associated issuance fee, renewal fee or any other related expense.
What features do youth accounts have?
So that you have all the information possible before hiring a youth account, these are the main features that they will offer you:
- No commissions: the most common is that young people are not charged any type of commission for maintaining the account. This means that there will be no maintenance or administration fee. This is a help for young people.
- Free cards: Another attraction of accounts for young people is that they include free cards (both debit and credit). It would also be interesting if we had the option to add the card to the Wallet mobile phone, to make purchases comfortably with the device.
- Free transfers: a key criterion when choosing a youth account is that they can be made transfers without any kind of coste. And it would not hurt to check if the account is compatible with Bizum, since it is a very popular tool among young people… and among people who are not so young.
- Discounts: In addition to all of the above, some banks offer certain discounts to make their accounts more attractive (for example, they could return a certain percentage of what we have paid with the credit card).
These are them 5 best accounts for young people of the moment and some features that will help us find the best option for us.