The self-employed are one of the segments of the productive fabric who most need an insurance company with which to face your activity without fear of the unforeseen. Their needs are very different from those of other sectors of the population, and therefore they need coverage adapted to their situation. At the insurer Divina Pastora they know it, and that is why they have launched a Forecast Pack, intended for independent professionals.
It consists of three products: accident insurance, hospitalization insurance and Specialist Health insurance. With them, this group is covered against any problem that may affect its activity, offering a more complete solution.
The price is also adapts to each of the needs since, for example, it is possible to choose the quota in accident insurance, adapting the cost and insurance coverage to what each professional needs.
Greater coverage
What does insurance offer? Well, the first thing to highlight is the possibility of collect a benefit for temporary or total disability due to accident. Something that any self-employed person values enormously, since it is a tremendous peace of mind to ensure a regular income whatever happens.
Of course it is by no means the only thing we will find. With this pack surgical interventions are covered, birth rate ...
It is precisely in this area that we find innovative coverage: an exclusive service in cases of having children with disabilities. Although despite the new coverage, one of the most prominent continues to be the inclusion of dental benefits that includes the Specialists Health insurance. This insurance has the free choice of the doctor we want to treat us, from an extensive list of specialists that make up one of the most extensive and professional medical charts that we can find.
And since they know that for the self-employed, time is more than money, waiting lists is a concept they do not know in Divina Pastora. That alone is already a tremendous value, both for the health of the person and for the professional's working life.
Greater hiring flexibility
Not only are the fees affordable. As we have said, the autonomous is in a position to make several adjustments to modify it. Is high flexibility When hiring the pack, it makes it ideal for any activity. So each professional can hire what they really need.
And it is that if a design professional who works at home is not the same as a transport professional who spends the day on the road. If each freelancer has a different job, with different risks, why should they take out the same insurance?
Without a doubt, a solution adapted to each situation It is an essential requirement when contracting insurance, and this Forecast Pack contemplates it.
Number of self-employed in Spain
The number of self-employed workers in Spain has stabilized in 2016, according to the data provided by UPTA. They show that in this analyzed period a total of 661.000 registrations were registered, while the drops were slightly lower, with a total of 640.000.